10 Membership Rewards Points

for every full S$1.60 spend at participating Platinum 10Xcelerator Partners

2 Membership Rewards Points

for every full S$1.60 spend on All Other Spend

1 Point = 0.55 Miles

Rewards to Miles Conversion

All Details

• Key Features

  • Enjoy up to 50% savings* at a curated selection of hotels and restaurants island-wide with Love Dining by Platinum.

  • Enjoy 1-for-1 first drink and complimentary drinks at some of the most bespoke bars in Singapore with Chillax by Platinum.

  • Enjoy up to 40% off à la carte spa services at Adeva Spa, Spa Rael and The Ultimate

  • Enjoy complimentary green fees* with a paying companion on weekdays, and two paying companions on weekends at premier golf and country clubs across Singapore, Cambodia, Indonesia, Malaysia, Philippines, Thailand and Vietnam.

  • At MoneySmart, we strive to keep our information accurate and up to date. This information may be different from what you see when you visit a financial institution, service provider, or specific product site. MoneySmart shall not be liable to compensate the Customer should the information is not as updated as our Partner.

Shopping

Excellent

• Your spending goes even further at our Platinum 10Xcelerator Partners like Maison 21G and The Hour Glass, where every full S$1.60 spent gives you 10 Membership Rewards points (equivalent to 5.5 miles).

• 90-days purchase protection* automatically insures your purchases against accidental damage or theft, up to S$10,000 per incidence of theft of damage.

• Be spoilt for choice. From a lavish feast to a shopping spree, treat yourself and take a pick from over 200 rewards in our Membership Rewards Catalogue.

Rewards

Excellent

• Give back to yourself when you spend—earn a total of 2 Membership Rewards points* for every full S$1.60 spent.

• Your spending goes even further at our Platinum 10Xcelerator Partners like Maison 21G and The Hour Glass, where every full S$1.60 spent gives you 10 Membership Rewards points (equivalent to 5.5 miles).

• Be spoilt for choice. From a lavish feast to a shopping spree, treat yourself and take a pick from over 200 rewards in our Membership Rewards Catalogue.

• Fly with freedom. Enjoy permanent waiver of the miles transfer fee (worth S$40) with the American Express Platinum Credit Card. With this, redeem your points for Frequent Flyer Miles from Airline Partners like Asia Miles, British Airways Executive Club, Emirates Skywards, Singapore KrisFlyer and more.

• Downsize your Card bills, anytime, anywhere, by using your Membership Rewards points to pay for any purchase made with your American Express® Platinum Credit Card.

• Your points never expire, which means you can take all the time to need to collect, redeem, and enjoy.

Dining

Excellent

• Privileges of up to 50% savings at selected restaurants in some of the best luxury hotels in Singapore such as Fairmont Singapore, Swissôtel The Stamford Singapore and St. Regis Singapore with Love Dining @ Hotels by Platinum.

• A range of delectable cuisines await, island-wide, with up to 50% off at our handpicked selection of restaurants with Love Dining @ Restaurants by Platinum.

• Unwind with a drink - or maybe two. From bespoke cocktails to new twists on old classics, enjoy a drink on the house at places like Anti:Dote and The Auld Alliance with Chillax by Platinum.

Buffet Promotion

Very Good

Annual Interest Rate and Fees

Annual Principal Fee	S$324 (incl. of 8% GST) / S$327 (incl. of 9% GST with effect from 1 Jan 2024)
Supplementary Annual Fee	S$162 each (incl. of 8% GST) / S$163.50 each (incl. of 9% GST with effect from 1 Jan 2024)
Fee Waiver	Not Available
Interest Free Period	22 days
Annual Interest Rate	27.80% p.a. compounded if payment of the closing balance in your statements is not made in full; or 3% p.a. on top of prevailing interest rate in the event that your account has three or more defaults in the last 12 months
Late Payment Fees	S$100
Minimum Monthly Repayment	3% or S$50, whichever is higher
Foreign Currency Transaction Fee	3.25%
Foreign Check Fee	N/A
Cash Advance Transaction Fee	5%
Overlimit Fee	N/A

Minimum Income Requirements

Singaporean/PR Minimum Income	Card application is subjected to customers meeting the regulatory minimum income requirement and internal assessment.
Non-Singaporean Minimum Income	Card application is subjected to customers meeting the regulatory minimum income requirement and internal assessment.

Card Association

American Express

Wireless Payment

Apple Pay
Samsung Pay
Google Pay

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MoneySmart Exclusive
Vouchers & Points

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