Buy MSIG Travel Insurance in Singapore 2026 | Up to 60% OFF
Find affordable MSIG single-trip or annual travel insurance prices on MoneySmart and get a great plan at a great price
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FEATURED OFFERS
We found 10 MSIG Insurance Plans for you!
Travel with REWARDS:
• S$70 GrabGift vouchers
• OR up to S$60 Cash via PayNow
• AND S$30 Revolut cash reward
and many more rewards with eligible premiums spent. T&Cs apply.
[Exclusive MoneySmart Promos]
• Get 60% off (Single Trip) and 25% off (Annual Plan) on TravelEasy policy premiums. Valid from 22 to 25 Jun 2026.
• Enjoy a complimentary MSIG Lounge Pass at the Airport for flights delayed more than 90 minutes. (Per policy purchased).
• PLUS, receive up to 1GB worth of eSIM.
T&Cs apply.
Valid till 30 Jun 2026
Travel with REWARDS:
• S$70 GrabGift vouchers
• OR up to S$60 Cash via PayNow
• AND S$30 Revolut cash reward
and many more rewards with eligible premiums spent. T&Cs apply.
[Exclusive MoneySmart Promos]
• Get 60% off (Single Trip) and 25% off (Annual Plan) on TravelEasy policy premiums. Valid from 22 to 25 Jun 2026.
• Enjoy a complimentary MSIG Lounge Pass at the Airport for flights delayed more than 90 minutes. (Per policy purchased).
• PLUS, receive up to 1GB worth of eSIM.
T&Cs apply.
Valid till 30 Jun 2026
Travel with REWARDS:
• S$70 GrabGift vouchers
• OR up to S$60 Cash via PayNow
• AND S$30 Revolut cash reward
and many more rewards with eligible premiums spent. T&Cs apply.
[Exclusive MoneySmart Promos]
• Enjoy up to 1GB free eSIM from MSIG.
• Plus, enjoy a complimentary MSIG Lounge Pass at the Airport for flights delayed more than 90 minutes.
T&Cs apply.
Valid till 30 Jun 2026
Travel with REWARDS:
• S$70 GrabGift vouchers
• OR up to S$60 Cash via PayNow
• AND S$30 Revolut cash reward
and many more rewards with eligible premiums spent. T&Cs apply.
[Exclusive MoneySmart Promos]
• Get 60% off (Single Trip) and 25% off (Annual Plan) on TravelEasy policy premiums. Valid from 22 to 25 Jun 2026.
• Enjoy a complimentary MSIG Lounge Pass at the Airport for flights delayed more than 90 minutes. (Per policy purchased).
• PLUS, receive up to 1GB worth of eSIM.
T&Cs apply.
Valid till 30 Jun 2026
Travel with REWARDS:
• S$70 GrabGift vouchers
• OR up to S$60 Cash via PayNow
• AND S$30 Revolut cash reward
and many more rewards with eligible premiums spent. T&Cs apply.
[Exclusive MoneySmart Promos]
• Get 60% off (Single Trip) and 25% off (Annual Plan) on TravelEasy policy premiums. Valid from 22 to 25 Jun 2026.
• Enjoy a complimentary MSIG Lounge Pass at the Airport for flights delayed more than 90 minutes. (Per policy purchased).
• PLUS, receive up to 1GB worth of eSIM.
T&Cs apply.
Valid till 30 Jun 2026
Travel with REWARDS:
• S$70 GrabGift vouchers
• OR up to S$60 Cash via PayNow
• AND S$30 Revolut cash reward
and many more rewards with eligible premiums spent. T&Cs apply.
[Exclusive MoneySmart Promos]
• Enjoy up to 1GB free eSIM from MSIG.
• Plus, enjoy a complimentary MSIG Lounge Pass at the Airport for flights delayed more than 90 minutes.
T&Cs apply.
Valid till 30 Jun 2026
Travel with REWARDS:
• S$70 GrabGift vouchers
• OR up to S$60 Cash via PayNow
• AND S$30 Revolut cash reward
and many more rewards with eligible premiums spent. T&Cs apply.
[Exclusive MoneySmart Promos]
• Enjoy up to 1GB free eSIM from MSIG.
• Plus, enjoy a complimentary MSIG Lounge Pass at the Airport for flights delayed more than 90 minutes.
T&Cs apply.
Valid till 30 Jun 2026
- Enjoy 50% off Single Trip and 15% off Annual Trip plans with MSIG TravelEasy Flex plans purchased.
- Get a FREE eSIM up to 1GB from MSIG per policy purchased. T&Cs apply.
- Delayed flight? Enjoy a complimentary MSIG Lounge Pass from MSIG with 90 minute delays. T&Cs apply.
PLUS, enjoy an additional Group discount (up to 10% extra discount) with your family, friends, & even your domestic helper in one Group policy. T&Cs apply.
Valid till 30 Jun 2026
- Enjoy 50% off Single Trip and 15% off Annual Trip plans with MSIG TravelEasy Flex plans purchased.
- Get a FREE eSIM up to 1GB from MSIG per policy purchased. T&Cs apply.
- Delayed flight? Enjoy a complimentary MSIG Lounge Pass from MSIG with 90 minute delays. T&Cs apply.
PLUS, enjoy an additional Group discount (up to 10% extra discount) with your family, friends, & even your domestic helper in one Group policy. T&Cs apply.
Valid till 30 Jun 2026
- Enjoy 50% off Single Trip and 15% off Annual Trip plans with MSIG TravelEasy Flex plans purchased.
- Get a FREE eSIM up to 1GB from MSIG per policy purchased. T&Cs apply.
- Delayed flight? Enjoy a complimentary MSIG Lounge Pass from MSIG with 90 minute delays. T&Cs apply.
PLUS, enjoy an additional Group discount (up to 10% extra discount) with your family, friends, & even your domestic helper in one Group policy. T&Cs apply.
Valid till 30 Jun 2026
Disclaimer: At MoneySmart.sg, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.
Why Choose MSIG TravelEasy Insurance?
MSIG is a MAS-regulated Singapore insurer offering the TravelEasy series across four plan tiers: Lite, Standard, Elite, and Premier with overseas medical coverage spanning from S$250,000 to S$1,000,000, emergency medical evacuation up to S$1,000,000 across all tiers, and built-in COVID-19 coverage (Standard tier and above).
Other key coverage scopes include:
- Up to S$15,000 for trip cancellation (Premier),
- Up to S$7,500 for baggage protection (Premier),
- Adventure / leisure sports coverage (Elite and Premier only),
24/7 digital claims portal and flexible family / group plans with generous cover for adults and children under one policy.
MSIG TravelEasy Insurance Plans: Comparison
Choosing the right MSIG TravelEasy plan in Singapore is all about matching your needs—whether you're travelling solo, as a family, or chasing adrenaline-fuelled adventures. Here’s a clear side-by-side look at the three main tiers: Standard, Elite, and Premier.
Feature / benefit | |||
Overseas medical expenses | Up to S$250,000 | Up to S$500,000 | Up to S$1 million |
Emergency medical evacuation | Up to S$1 million | ||
Trip cancellation | Up to S$5,000 | Up to S$10,000 | Up to S$15,000 |
Baggage loss / damage | Up to S$3,000 | Up to S$5,000 | Up to S$7,500 (With sub-limits per item) |
COVID-19 medical | Up to S$75,000 | Up to S$150,000 | Up to S$250,000 (Highest limits for seniors & families) |
COVID-19 trip disruption | Up to S$1,000 | Up to S$2,000 | Up to S$3,000 |
Adventure/leisure sports | – | Included ✔️ (Skiing, scuba, hiking <3,000m) | |
Rental car excess | – | Up to S$1,000 | Up to S$1,500 |
Gadget protection | Sub-limits apply | Sub-limits apply | Sub-limits apply |
Pre-existing condition cover | – | – | ⭐ See MSIG TravelEasy Pre-Ex range |
Best for | Family, Solo | Adventurers, Families | Families, High-value gear, Seniors |
What to know before buying MSIG TravelEasy insurance
- Age limits: Capped at 80 years old for single trips, and coverage limits are significantly reduced for travelers aged 70+
- Pre-existing conditions: Require Pre-Ex range (Standard / Elite / Premier Pre-Ex plans); note that COVID-19 coverage is NOT included in Pre-Ex plans
- Adventure sports: Only covered in Elite and Premier plans (not in Standard or any Pre-Ex plans); activities must be leisure, not professional/competitive
- Family policies: All members (including children under 23, helpers) must be explicitly listed; children under 12 must travel with parent/guardian
- Common mistakes to avoid:
- Overlooking per-item baggage caps for electronics/gear
- Assuming pre-existing conditions are covered by standard plans
- Buying Standard plan for adventure sports activities, that would otherwise be excluded without an add-on
Comparison: MSIG vs FWD vs INCOME vs DirectAsia Travel Insurance
Choosing the right travel insurance means understanding how MSIG TravelEasy stacks up against other major providers. Here's a side-by-side comparison of key features to help you decide.
Insurer | ||||
Overseas medical coverage | Up to S$1 million (Premier) | Up to S$1 million | Up to S$1 million | Up to S$500,000 |
COVID-19 coverage | ✅ Standard, Elite, Premier ❌ Pre-Ex plans | ✅ All plans | ✅ All plans | ✅ Top plan tier (Voyager) |
Adventure sports included | Elite & Premier only | All plans | Deluxe & Premier | Add-on (Annual plans) |
Pre-existing conditions | Pre-Ex plans only (In-patient coverage) | Add-on available | Add-on available | ❌ Not covered |
Trip cancellation | Up to S$15,000 | Up to S$15,000 | Up to S$10,000 | Up to S$15,000 |
Baggage loss | Up to S$7,500 | Up to S$7,500 | Up to S$5,000 | Up to S$5,000 |
Emergency evacuation | Up to S$1 million (All plans) | Unlimited | Unlimited | Up to S$1.5 million |
⭐ Best for | Balanced coverage, adventure seekers, seniors with Pre-Ex needs | High medical limits, comprehensive families | Unlimited evacuation, frequent travelers | Strong trip cancellation and evacuation coverage |
Disclaimer: All travel benefits and coverage scopes are accurate as of 12 June 2026. Insurers may update coverage limits without prior notice. Always verify current terms with the insurer before purchasing.
Key comparison takeaways
- Medical coverage converges at S$1 million across all insurers’ premium plans (MSIG, FWD, Income).
- Unlimited evacuation is standard for FWD and Income.
- Budget-conscious vs comprehensive coverage trade-off: DirectAsia offers lower premiums but halves medical cover (S$500,000) whereas premium travel insurers justify higher coverage costs with S$1+ million coverage and unlimited evacuation.
Comparison: Average Cost and Coverage Extent of Travel Insurance in Singapore
Insurance provider | Best for | Overseas medical coverage | Trip cancellation coverage | Baggage damage or loss | Premium |
Emergency transportation (Includes COVID-19 Coverage) | From S$200,000 | From S$1,500 | From S$1,000 | From S$25.90 | |
"Kids travel with free coverage" benefit (Families) | From S$150,000 | From S$3,000 | From S$1,000 | From S$27.12 | |
Lower premiums | From S$200,000 | From S$7,500 | From S$3,000 | From S$25.51 | |
Coverage for sports and adventurous activities | From S$100,000 | From S$2,000 | From S$2,500 | From S$32.45 | |
No claim discount of up to 10% on next trip | From S$150,000 | From S$5,000 | From S$3,000 | From S$26.80 | |
Post-departure purchase up to a day of departure | From S$250,000 | From S$5,000 | From S$3,000 | From S$40.59 | |
Comprehensive coverage (includes pre-existing conditions) | From S$250,000 | From S$5,000 | From S$3,000 | From S$14.40 | |
High or unlimited overseas medical coverage | From S$250,000 | From S$5,000 | From S$3,000 | From S$36.48 | |
Cruise coverage | From S$200,000 | From S$5,000 | From S$3,000 | From S$26.77 | |
Auto-pay out and higher efficiency for flight delays | From S$200,000 | From S$5,000 | From S$2,000 | From S$25.42 | |
Extensive coverage including COVID-19 | From S$100,000 | From S$3,000 | From S$1,000 | From S$34.65 |
Disclaimer: Accurate as of 6 June 2026. Premiums shown in this table are “from” prices based on the insurer’s entry-level plan for a short trip to a low-risk regional destination (typically 3–4 days within Japan, single adult traveller). Actual premiums will vary depending on your destination, duration, age, coverage tier, and add-ons selected. Always run a personalised quote to get the exact cost for your trip.
MSIG TravelEasy Insurance: Eligibility Criteria
Before purchasing MSIG TravelEasy insurance, ensure you meet these requirements:
Criteria | Details |
Age | Adults: Minimum 18 years to purchase Children: 30 days to 18 years (as dependants) Coverage limit: Up to 80 years (reduced coverage above 70) |
Residency | Singapore Citizens, PRs, or valid pass holders (Employment Pass, S Pass, Work Permit) |
Group / family size | Individual or family plans available, where family = 1-2 adults + up to 4 children |
Trip duration | Single trip: Up to 182 days Annual multi-trip: Max 90 consecutive days per trip |
Documents required | Application: NRIC/FIN/passport, travel dates, destination For claims: Boarding pass, medical/police reports, receipts, trip confirmation |
How to Buy MSIG TravelEasy Insurance: Step-by-Step Guide
Step | Action | Details |
1 | Compare MSIG plan tiers | Use MoneySmart's MSIG Travel Insurance page to compare Lite, Standard, Elite, Premier, and Pre-Ex plans. Match your travel needs (medical coverage, adventure sports, pre-existing conditions) with the right tier. Ensure you meet the corresponding eligibility criteria. |
2 | Get a premium quote | Enter your travel dates, destination, and number of travellers for an instant quote. Select Single Trip, Annual, or Family Group coverage type. |
3 | Apply for MSIG TravelEasy plan | Click "Apply Now" on your preferred plan. Fill in personal details (full name, NRIC/FIN or passport, date of birth, contact email), travel itinerary, and declare any pre-existing medical conditions. ⭐ MoneySmart / MSIG promos are auto-applied at checkout—no code needed. |
4 | Make payment | Pay via credit/debit card or digital wallet. Payment confirmation is instant. |
5 | Receive policy documents | E-policy and confirmation emailed immediately after payment. Download and save digital copies before departure. For detailed terms, access the MSIG TravelEasy policy wording PDF. |
What Customers Say About Their Travel Insurance Purchase
Don’t Let One Mishap Ruin Your Trip
Flight delays, lost baggage, medical emergencies—get covered before you go. Discover more robust travel insurance plans and coverage benefits on MoneySmart.
How to File an MSIG TravelEasy Insurance Claim?
When to submit a claim?
If you experience a claimable incident during your trip, gather documentation immediately:
- Medical incident: Get treatment and request detailed medical reports, bills, and payment receipts
- Baggage loss / theft: File police report within 24 hours; obtain police report and proof of item ownership (receipts/photos)
- Travel disruption: Collect written confirmation from airlines/hotels for delays, cancellations, or curtailment
How to submit your claim?
Method | How to submit |
Online (Recommended) | Submit via MSIG Travel Insurance Claims Portal with completed form + supporting documents |
Send to MSIG claims email with all required documents attached | |
MSIG Emergency Assist hotline | For 24/7 medical/emergency assistance, call MSIG Assist at +65 6323 8288 |
Customer service | For non-urgent claims; available during MSIG’s standard business hours |
💡 MoneySmart Tip: Submit claims within 30 days of the incident or return to Singapore, whichever is later. Late submissions may be rejected. Keep copies of all submitted documents and your claim reference number.
Required documents by claim type
Claim type | Required documents |
Medical claims | Medical report, itemised bills, payment receipts, prescription records |
Baggage claims | Police report, proof of ownership (receipts/photos), airline Property Irregularity Report (PIR) if applicable |
Travel delay | Flight confirmation, written airline/hotel delay certificate, receipts for additional expenses incurred |
Trip cancellation / curtailment | Booking confirmation, cancellation notice from airline/hotel, medical certificate (if applicable), receipts for non-refundable costs |
Common travel insurance claim mistakes to avoid
Pitfall | Impact | Prevention |
Missing or unclear documents | Claim denial or delays | Submit complete police/medical reports with clear details; include all receipts |
Late submission | Automatic rejection | File within 30 days of incident or return to Singapore |
Incorrect details | Processing delays | Double-check names, dates, policy numbers match exactly |
Not purchasing required add-ons | Claim voided | Buy Pre-Ex coverage if you have chronic conditions; verify adventure sports coverage before activities |
Exceeding sub-limits | Partial reimbursement only | Check policy wording for per-item caps on electronics, valuables, jewelry |
If your claim is disputed
- Contact MSIG customer service for clarification or to provide additional documentation
- Formally appeal with more supporting evidence if needed
- Escalate to FIDReC if unresolved
FAQs About MSIG Travel Insurance in Singapore
Who can buy MSIG Travel Insurance? Any Singapore resident?
- MSIG Travel Insurance is available to Singapore citizens, permanent residents, and foreigners with valid work passes (Employment Pass, S Pass, Work Permit). However, additional eligibility requirements to note include:
- Minimum age: 15 days old
- Maximum age: 80 years (annual plans only)
- Trip must start and end in Singapore
Does MSIG travel insurance cover pre-existing medical conditions?
- No, standard MSIG TravelEasy plans (Lite, Standard, Elite, Premier) exclude all pre-existing conditions. Only TravelEasy Pre-Ex plans cover declared pre-existing conditions with these limitations:
✅ What Pre-Ex plans cover:- Inpatient hospitalization overseas for declared conditions
- Medical evacuation related to declared conditions
❌ What Pre-Ex plans exclude:- Outpatient visits
- Pregnancy-related claims
- Routine care or check-ups
- COVID-19 (all types)
What are the main differences between Standard, Elite, Premier, and Pre-Ex plans?
Coverage MSIG TravelEasy Standard MSIG TravelEasy Elite MSIG TravelEasy Premier MSIG TravelEasy Pre-Ex Plans Overseas medical expenses Up to S$250,000 Up to S$500,000 Up to S$1,000,000 Up to S$75,000 Trip cancellation Up to S$5,000 Up to S$10,000 Up to S$15,000 Up to S$5,000 Baggage loss/damage Up to S$3,000 Up to S$5,000 Up to S$7,500 Up to S$3,000 Travel delay Up to S$500 Up to S$1,000
(S$100 per 6 hours)Up to S$1,500 Up to S$500 Personal accident Up to S$150,000 Up to S$200,000 Up to S$500,000 Up to S$150,000 Adventure sports ❌ Not covered ✅ Covered
(Skiing, scuba ≤30m, hiking ≤3,000m)✅ Broadest coverage
(All Elite activities)❌ Not covered Pre-existing conditions ❌ Excluded ❌ Excluded ❌ Excluded ✅ Covered
(Inpatient only)COVID-19 coverage ✅ Included ✅ Included ✅ Included ❌ Excluded Does MSIG TravelEasy insurance cover COVID-19?
Yes, MSIG Standard, Elite, and Premier plans include comprehensive COVID-19 coverage:
-
Overseas medical expenses
- Up to S$75,000 for Standard tier
- Up to S$150,000 for Elite tier
- Up to S$250,000 for Premier tier
- Trip cancellation or postponement before departure
- Trip curtailment during travel
- Overseas quarantine allowance
- Emergency medical evacuation
💡 MoneySmart Tip: TravelEasy Pre-Ex plans exclude all COVID-19-related claims. Check your policy schedule for specific limits and claim procedures.-
Overseas medical expenses
What activities are excluded from MSIG TravelEasy insurance coverage?
Activity / Exclusion MSIG TravelEasy Standard / Lite MSIG TravelEasy Elite MSIG TravelEasy Premier Notes Scuba diving ❌ Excluded ✅ Covered ✅ Covered Maximum depth of 30m; leisure diving only Skiing / Snowboarding ❌ Excluded ✅ Covered ✅ Covered On-piste only; backcountry and off-piste activities are excluded Skydiving ❌ Excluded ✅ Covered ✅ Covered Leisure participation only Trekking / Hiking ❌ Excluded (>3,000m) ✅ Covered ✅ Covered Coverage applies only below 3,000m altitude Motorised water sports ❌ Excluded ❌ Excluded ❌ Excluded Jet skiing, parasailing, and similar activities are excluded Professional / competitive sports ❌ Excluded ❌ Excluded ❌ Excluded Excluded across all plan tiers Activities while intoxicated ❌ Excluded ❌ Excluded ❌ Excluded Excluded across all plan tiers Breaking Singapore law ❌ Excluded ❌ Excluded ❌ Excluded Excluded across all plan tiers Travel against government advisories ❌ Excluded ❌ Excluded ❌ Excluded Excluded across all plan tiers Pregnancy / childbirth ❌ Excluded ❌ Excluded ❌ Excluded Excluded across all plan tiers High-value items ❌ Excluded ❌ Excluded ❌ Excluded Items valued above S$500 per article are excluded Known events before purchase ❌ Excluded ❌ Excluded ❌ Excluded Excluded across all plan tiers How do I file a successful claim for COVID-19 or trip disruption?
Submit claims via MSIG's online portal within 30 days of the incident or your return to Singapore, whichever is later.
Claim scenario Required documents For COVID-19 claims - Official positive COVID-19 test result from an MOH-recognised laboratory
- Medical reports showing diagnosis and treatment dates
- Original itemised medical bills and receipts
- Quarantine order (if applicable)
For trip disruption claims - Airline delay or cancellation letter on official letterhead
- Original boarding passes
- Booking confirmations showing non-refundable amounts
- Receipts for additional expenses incurred
What should I do if my MSIG travel insurance claim is rejected?
Common rejection reasons include:
- Incomplete or missing documentation
- Claiming for excluded events (undeclared pre-existing conditions, non-covered activities)
- Incidents occurring before the policy purchase date
- Failure to seek timely medical treatment
- Missing original receipts or itemised bills
Steps to appeal a rejected claim:
- Contact MSIG customer service (+65 6827 7602) to clarify the specific rejection reason.
- Gather additional supporting documents or evidence.
- Submit a formal written appeal with all documentation.
- If unresolved, escalate the matter to the Financial Industry Disputes Resolution Centre (FIDReC) for an independent review.
Can I include domestic helpers or friends in my MSIG family or group plan?
Yes, MSIG group coverage allows you to include domestic helpers, friends, relatives (non-immediate family), and travel companions.
Requirements for group policies:
- All travellers must be named on the policy.
- All travellers must meet residency requirements.
- Trips must start and end in Singapore.
- All group members must travel together for the same duration and destination.