HL Assurance Travel Protect360 Basic

ARE YOU ELIGIBLE?

• MoneySmart Exclusive: Promotion is valid from 01-November-2026 to 30-November-2026

• MoneySmart's Travel Insurance Apple November 2026 Giveaway: Promotion is valid from 01-November-2026 to 30-November-2026

• Customers need to apply through MoneySmart to be eligible.

• Customers need to submit the MoneySmart Claim Form by 1st December 2026 to be eligible.

• This promotion is only valid for HL Assurance Single and Annual Trip Travel Insurance.

• To be eligible for the S$30 Revolut Cash Reward you must:
  1. Check the Revolut marketing consent box in the MoneySmart claim form
  2. Be a new Revolut customer and sign up for a new Revolut Account using the unique Revolut sign up link provided by MoneySmart
  3. Top up your Revolut Account and use your balance to make a successful card transaction of at least S$30 within the Qualifying Period.

WHAT YOU NEED TO KNOW

1. Enjoy 60% off on Single Trip and 50% off on Annual Plan travel policy premiums.

2. In order to qualify for your rewards:
   a. Premium below S$69.99 (no min. spend) after any HL Assurance discount receives:
        i. S$30 Revolut cash reward*

3. b. Minimum premium of $70 after any HL Assurance discount receives:
       i. $5 Cash via PayNow
      ii. OR $10 GrabGift vouchers fulfilled as 140 SmartPoints
     iii. AND $30 Revolut cash reward*

4. c. Minimum premium of S$150 after any HL Assurance discount receives:
       i. $15 Cash via PayNow
      ii. OR $20 GrabGift vouchers fulfilled as 280 SmartPoints
     iii. AND $30 Revolut cash reward*

5. d. Minimum premium of S$200 after any HL Assurance discount receives:
       i. $20 Cash via PayNow
      ii. OR $30 GrabGift vouchers fulfilled as 420 SmartPoints
     iii. AND $30 Revolut cash reward*

6. e. Minimum premium of S$350 after any HL Assurance discount receives:
       i. $40 Cash via PayNow
      ii. OR $50 GrabGift vouchers fulfilled as 700 SmartPoints
     iii. AND $30 Revolut cash reward*

7. [MoneySmart's Travel Insurance Apple November 2026 Giveaway]
   Score Apple iPhone 18 Pro OR Apple AirPods Pro 3 OR Apple Watch SE 3 by:
       i. Purchasing a HL Assurance Travel Insurance premium from 1 Nov to 30 Nov 2026
      ii. Being the first to submit a MoneySmart Claim form every Monday on the 2, 9, 16, 23 and/or 30 Nov 2026 at 20:00 SGT each day.
     iii. OR being the first to submit the MoneySmart Claim Form every Tuesday to Sunday in Nov 2026 at 20:00 SGT each day.
     iv. Following the MoneySmart Singapore Instagram account
      v. Liking the post, tagging 3 friends and commenting on where you're going on your next trip on the Giveaway post.
             - Only entries made on the specified Instagram post will be considered valid.
             - You will need to submit your Instagram account username in the MoneySmart Claim form.
      vi. Rewards will be fulfilled as 19,490 SmartPoints OR 4,650 SmartPoints
   T&Cs apply. Valid till 30 Nov 2026.

8. *Each new Revolut user is entitled to receive only one (1) S$30 Cash Reward per Revolut account. Multiple claims per user or per account are not permitted.

9. Use SmartPoints to fully redeem a product from our Rewards Store. If the product costs more, redeem with your points and top up the rest by purchasing additional SmartPoints. Enjoy flexible redemption and get the rewards you want! For more information regarding SmartPoints, refer to our FAQ here.

10. SmartPoints will be credited into your points wallet, with a validity period of 1 year. You can choose to redeem any reward, or accumulate your points for future redemptions.

11. *Rewards redemption will be sent 8 weeks after 30th November 2026

12. At times, you may need to make a claim under your insurance policy. Fret not, that's what insurance is for. Simply make your claim through HL Assurance's Claims Page here.