FWD First

ARE YOU ELIGIBLE?

• MoneySmart Exclusive: Promotion is valid from 01-November-2026 to 30-November-2026

• MoneySmart's Travel Insurance Apple November 2026 Giveaway: Promotion is valid from 01-November-2026 to 30-November-2026

• Customers need to apply through MoneySmart to be eligible.

• Customers need to submit the MoneySmart Claim Form by 1st December 2026 to be eligible.

• This promotion is valid for FWD Single & Annual Trip Travel Insurance.

• To be eligible for the S$30 Revolut Cash Reward you must:
  1. Check the Revolut marketing consent box in the MoneySmart claim form
  2. Be a new Revolut customer and sign up for a new Revolut Account using the unique Revolut sign up link provided by MoneySmart
  3. Top up your Revolut Account and use your balance to make a successful card transaction of at least S$30 within the Qualifying Period.

WHAT YOU NEED TO KNOW

1. [FWD Online Promos]
   Enjoy 45% off (Single) and 40% off (Annual Travel) with code FWD1111 on FWD Travel Insurance plans. Valid from 10 to 12 Nov 2026.

2. Get up to S$60 eCapitaVouchers from FWD:
      i. S$30 eCapitaVoucher with FWD Premium plans.
     ii. S$40 eCapitaVoucher with FWD Business plans
    iii. S$60 eCapitaVoucher with FWD First plans
   Valid till 30 Nov 2026. T&Cs apply.

3. In order to qualify for your rewards:
       a. Purchase an FWD Travel Insurance with no min. spend to receive
             i. S$30 Revolut cash reward

4.     b. Purchase a min. premium of S$88 on FWD Travel Insurance plans (after discounts) and receive:
             i. S$5 Cash via PayNow
            ii. OR S$10 Grab Voucher fulfilled as 140 SmartPoints
           iii. AND S$30 Revolut cash reward

5.     c. Purchase a min. premium of S$180 on FWD Travel Insurance plans (after discounts) and receive:
             i. S$40 Cash via PayNow
            ii. OR S$50 Grab Voucher fulfilled as 700 SmartPoints
           iii. AND S$30 Revolut cash reward

6. [MoneySmart's Travel Insurance Apple November 2026 Giveaway]
   Score Apple iPhone 18 Pro OR Apple AirPods Pro 3 OR Apple Watch SE 3 by:
       i. Purchasing a FWD Travel Insurance premium from 1 Nov to 30 Nov 2026
      ii. Being the first to submit a MoneySmart Claim form every Monday on the 2, 9, 16, 23 and/or 30 Nov 2026 at 20:00 SGT each day.
     iii. OR being the first to submit the MoneySmart Claim Form every Tuesday to Sunday in Nov 2026 at 20:00 SGT each day.
     iv. Following the MoneySmart Singapore Instagram account
      v. Liking the post, tagging 3 friends and commenting on where you're going on your next trip on the Giveaway post.
             - Only entries made on the specified Instagram post will be considered valid.
             - You will need to submit your Instagram account username in the MoneySmart Claim form.
      vi. Rewards will be fulfilled as 19,490 SmartPoints OR 4,650 SmartPoints
   T&Cs apply. Valid till 30 Nov 2026.

7. *Each new Revolut user is entitled to receive only one (1) S$30 Cash Reward per Revolut account. Multiple claims per user or per account are not permitted.

8. *Rewards redemption will be sent 1 month after 30th November 2026

9. At times, you may need to make a claim under your insurance policy. Fret not, that's what insurance is for. Simply make your claim through FWD's Claims Page here.