Best Priority Banking Savings Accounts in Singapore 2026

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We found 4 Savings Accounts for you!

ENJOY UP TO 7.51% p.a. INTEREST
0.01%
Base Interest Rate p.a.
7.51%
Max. Interest Rate p.a.
S$350,000
Total Relationship Balance

APPLY NOW for Citigold
on Citibank's secure site
Up to 2.80% Interest p.a.
Up to 0.80% p.a.
Priority Banking Relationship-based Interest Rate
Up to 2.80% p.a.
Max. Interest Rate
S$200,000
Total Relationship Balance

$200,000
Min Initial Deposit
0.05%
Min. Annual Interest
Up to 3.98%
Max. Annual Interest

S$100,000
Minimum Eligible Balances*
2.5%
Max Interest Rate p.a.
S$1,200,000
Deposit Cap

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FAQs about Priority Banking Savings Accounts in Singapore

What lifestyle and travel privileges come with priority banking?

Most priority programmes bundle in lifestyle perks such as unlimited Priority Pass or airport lounge access, luxury airport transfers, curated dining and shopping discounts, and invitations to members-only events. HSBC Premier and Citigold are well-known for travel and lifestyle partner tie-ups. Perks differ by bank and client tier.

How do you qualify for priority banking in Singapore?

You qualify for priority banking in Singapore by maintaining S$200,000–S$350,000 in assets under management—counting deposits, investments, and eligible insurance—at one bank. Some, like Standard Chartered Priority Banking, also accept a large home loan (often S$1 million+) as qualification. You must be at least 18–21 years old; foreigners must hold a valid work pass or PR.