Standard Chartered Home Loan Refinancing
Standard Chartered's refinance home loan for HDB or private properties come with a legal subsidy of S$1,800. Interest rates for a fixed 2-year Standard Chartered refinance home loan for HDB is 1.35%, while a 3-month SIBOR floating interest rate for private properties ranges from 1.29% to a high 1.7%.

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Standard Chartered Private Property Refinance Rates
NAME | RATE TYPE | YEAR 1 RATE | LOCK-IN | HIGHLIGHTS |
---|---|---|---|---|
SC Bank 3-month SIBOR (2) | Floating | 1.29% | 2 years | |
SC Bank 2yrs Fixed (3) | Fixed | 1.35% | 2 years | Column 5 |
SC Bank FDR36 Floating (2) | Floating | 1.40% | 2 years | |
SC Bank 2yrs Fixed (2) | Fixed | 1.45% | 2 years | |
SC Bank 2yrs Fixed (1) | Fixed | 1.50% | 2 years | |
SC Bank 3-month SIBOR (1) | Floating | 1.52% | 2 years | |
SC Bank FDR36 Floating (1) | Floating | 1.70% | 2 years |
Standard Chartered Building Under Constructions Mortgage Refinance Rates
NAME | RATE TYPE | YEAR 1 RATE | LOCK-IN | HIGHLIGHTS |
---|---|---|---|---|
SC Bank 3-month SIBOR (BUC)(2) | Floating | 1.29% | 0 years | |
SC Bank FDR36 Floating (BUC)(2) | Floating | 1.40% | 0 years | |
SC Bank 3-month SIBOR (BUC)(1) | Floating | 1.52% | 0 years |
Standard Chartered HDB Refinance Rates
NAME | RATE TYPE | YEAR 1 RATE | LOCK-IN | HIGHLIGHTS |
---|---|---|---|---|
SC Bank 3-month SIBOR (2) | Floating | 1.29% | 2 years | |
SC Bank 2yrs Fixed (3) | Fixed | 1.35% | 2 years | |
SC Bank FDR36 Floating (2) | Floating | 1.40% | 2 years |
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How to apply for your Standard Chartered Home Loan Refinancing



Standard Chartered Home Loan Refinancing Application Process
Step 1Submit your documents through us
To get started, prepare the necessary documents for refinancing. Start comparing through us when you’re nearing the end of your current loan’s lock-in period, so you can familiarise yourself with the different options available.
Step 2Compare and be informed
After you submit your documents, we’ll dig deeper and find out the best housing loan refinancing package for you. We’ll then advise you and liaise on your behalf once you’ve chosen your new home loan package.
Step 3Refinance your home loan
Make sure that you’re switching to a home loan rate with a lower interest rate than your existing loan. Typically, interest rates increase on the 3rd year due to SIBOR or SOR fluctuations, as well as the increasing interest rate structure of home loan packages. That’s why it’s important to put refinancing on your must-dos.
Why Get Your Home Loan Through Us?
Simple, fast, convenient
Leave your home loan research to us and we’ll break it down for you in simple terms. Our Mortgage Specialist will contact you directly so you can save time for other important things in life.
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It's free!
Our service to you is free. But, of course we’re not doing this for charity! All banks pay us a standard referral fee for our services and our awesome job done. We don’t take sides or give biased advice.
Vouchers
Get up to S$500 Grab Food/Ride Vouchers when you apply for your Home Loan through us.


Receive up to $500 worth of Grab Food/Ride vouchers when yourefinance your home loan with us!
Learn More
Standard Chartered Home Loan Singapore Review 2019 – Which Mortgage to Choose from Standard Chartered
Best Home Loans in Singapore (2020) — How to Pick the Best Mortgage for Your Property
How to Refinance Your Home Loan in Singapore & Save Money on Your Mortgage