Standard Chartered Home Loan Refinancing

Standard Chartered's refinance home loan for HDB or private properties come with a legal subsidy of S$1,800. Interest rates for a fixed 2-year Standard Chartered refinance home loan for HDB is 1.35%, while a 3-month SIBOR floating interest rate for private properties ranges from 1.29% to a high 1.7%.

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Standard Chartered Private Property Refinance Rates

NAMERATE TYPEYEAR 1 RATELOCK-INHIGHLIGHTS
SC Bank 3-month SIBOR (2)Floating1.29%2 years
SC Bank 2yrs Fixed (3)Fixed1.35%2 yearsColumn 5
SC Bank FDR36 Floating (2)Floating1.40%2 years
SC Bank 2yrs Fixed (2)Fixed1.45%2 years
SC Bank 2yrs Fixed (1)Fixed1.50%2 years
SC Bank 3-month SIBOR (1)Floating1.52%2 years
SC Bank FDR36 Floating (1)Floating1.70%2 years

Standard Chartered Building Under Constructions Mortgage Refinance Rates

NAMERATE TYPEYEAR 1 RATELOCK-INHIGHLIGHTS
SC Bank 3-month SIBOR (BUC)(2)Floating1.29%0 years
SC Bank FDR36 Floating (BUC)(2)Floating1.40%0 years
SC Bank 3-month SIBOR (BUC)(1)Floating1.52%0 years

Standard Chartered HDB Refinance Rates

NAMERATE TYPEYEAR 1 RATELOCK-INHIGHLIGHTS
SC Bank 3-month SIBOR (2)Floating1.29%2 years
SC Bank 2yrs Fixed (3)Fixed1.35%2 years
SC Bank FDR36 Floating (2)Floating1.40%2 years

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How to apply for your Standard Chartered Home Loan Refinancing

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Standard Chartered Home Loan Refinancing Application Process

  • Step 1Submit your documents through us

    To get started, prepare the necessary documents for refinancing. Start comparing through us when you’re nearing the end of your current loan’s lock-in period, so you can familiarise yourself with the different options available.

  • Step 2Compare and be informed

    After you submit your documents, we’ll dig deeper and find out the best housing loan refinancing package for you. We’ll then advise you and liaise on your behalf once you’ve chosen your new home loan package.

  • Step 3Refinance your home loan

    Make sure that you’re switching to a home loan rate with a lower interest rate than your existing loan. Typically, interest rates increase on the 3rd year due to SIBOR or SOR fluctuations, as well as the increasing interest rate structure of home loan packages. That’s why it’s important to put refinancing on your must-dos.

Why Get Your Home Loan Through Us?

  • Simple, fast, convenient

    Leave your home loan research to us and we’ll break it down for you in simple terms. Our Mortgage Specialist will contact you directly so you can save time for other important things in life.

  • Get better deals

    Feeling so spoilt for choice you can't decide? Settling for the first option is like being forced to marry the first person you come across on a dating app. Don’t feel pressured. We compare across all banks in Singapore to ensure that you get the best deals.

  • It's free!

    Our service to you is free. But, of course we’re not doing this for charity! All banks pay us a standard referral fee for our services and our awesome job done. We don’t take sides or give biased advice.

  • Vouchers

    Get up to S$500 Grab Food/Ride Vouchers when you apply for your Home Loan through us.

Why Get Your Home Loan Through Us?Why Get Your Home Loan Through Us?

Receive up to $500 worth of Grab Food/Ride vouchers when yourefinance your home loan with us!

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