HSBC Personal Loan (Foreigners)
Valid till 31 Jul 2026
What you need to know
- *The interest rates and processing fee offered will be based on your personal credit & income profile & tenure selected
- *subject to the Bank’s discretion
Loan Details
Good For
Borrowers Seeking High Loan Amounts: Access up to S$200,000, with high-income earners qualifying for 8x their monthly salary.
Low-Income Applicants: Minimum income requirement of S$30,000 p.a. for locals and S$60,000 for foreigners.
Long-Term Borrowing Needs: Flexible tenures of up to 7 years allow for lower monthly repayments, suitable for budget-conscious borrowers.
Existing HSBC Line of Credit Customers: Simplified applications with no need for additional income documentation.
Things To Note
Early and Partial Repayment Penalty: A fee of 2.5% applies to early or partial settlements, which may discourage prepayment.
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