CIMB Personal Loan (Malaysians Only)
Sign up via MoneySmart and claim:
Up to S$1,200 Cash via PayNow OR 14,335 SmartPoints (enough to redeem Apple iPhone 17 and more)
Valid till 17 Jul 2026

ARE YOU ELIGIBLE?
Promotion is valid from 13-July-2026 till 17-July-2026
Customers must apply through MoneySmart to be eligible
Log into your MoneySmart account and submit your claim by 17th August 2026
WHAT YOU NEED TO KNOW
Receive your rewards when you get approved for a min. loan amount of S$8,000 with a tenure of 3 to 5 years. T&Cs apply.
S$8,000 - S$9,999 Loan Size:
- Gift: S$120 Cash via PayNow OR 1,200 SmartPoints
(redeemable for a Dreame Hair Gleam Hair Dryer worth S$299 in our Rewards Store)S$10,000 - S$14,999 Loan Size:
- Gift: S$180 Cash via PayNow OR 2,000 SmartPoints
(redeemable for a Dreame Hair Glory worth S$499 in our Rewards Store)S$15,000 - S$19,999 Loan Size:
- Gift: S$300 Cash via PayNow OR 3,900 SmartPoints
(redeemable for an Apple AirPods Pro 3 worth S$349 in our Rewards Store)S$20,000 - S$29,999 Loan Size:
- Gift: S$400 Cash via PayNow OR 6,140 SmartPoints
(redeemable for S$450 Shopee Vouchers in our Rewards Store)S$30,000 - S$49,999 Loan Size:
- Gift: S$600 Cash via PayNow OR 7,010 SmartPoints
(redeemable for a Apple Watch Series 11, 42mm worth S$599 in our Rewards Store)S$50,000 - S$79,999 Loan Size:
- Gift: S$800 Cash via PayNow OR 10,095 SmartPoints
(redeemable for an Apple iPhone 17e worth S$949 in our Rewards Store)S$80,000 and above Loan Size:
- Gift: S$1,200 Cash via PayNow OR 14,335 SmartPoints
(redeemable for the LATEST Apple iPhone 17, 256GB worth S$1,299 in our Rewards Store)*FASTER GIFT FULFILMENT: Please note that gift will be fulfilled approximately 2-3 months after the end of the campaign month (31 July 2026).
Loan Details
Good For
Convenience Seekers: Applicants looking for a fast, hassle-free, fully digital process with approval in minutes and immediate disbursement.
Cost-Conscious Borrowers: Those looking to save on upfront costs with zero processing fees for loans above S$5,000 and competitive interest rates.
High Loan Needs: Borrowers requiring up to S$200,000 for larger financial obligations like home renovation, medical expenses, or debt consolidation.
Things To Note
Late Payment Fee: A S$100 late payment fee will be charged if monthly installments are not paid on time. Ensure timely payments to avoid additional costs.
Disclaimer: At MoneySmart.sg, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.