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Compare the Best Maid Insurance Plans in Singapore 2023

Get Comprehensive & Affordable Insurance Coverage for your Domestic Helper in Singapore Read More
Looking for a New policy from 09 Feb 2023 for 26 Months
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We found 26 Maid Insurances for you!
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MSIG logo

Premium

S$434.97

25% OffS$579.96
MoneySmart Exclusive

MaidPlus Standard Enhanced

Personal Accident
S$60,000
Hospital & Surgical Expenses
S$60,000
Third Party Liability
S$5,000
Premium
S$579.9625% Off
S$434.97

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FWD logo

Premium

S$428.40

15% OffS$504
Online Promo
Add-on for Covid-19 & Repatriation cost available

Maid Insurance Essential

Personal Accident
S$60,000
Hospital & Surgical Expenses (per year)
S$60,000
Third Party Liability
S$3,000
Premium
S$50415% Off
S$428.40
Online Promo:
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Valid until 30 Nov 2023 - See more details below
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Tiq by Etiqa logo

Premium

S$486.12

34% OffS$736.56
Online Promo
Enhanced Hospitalisation & Surgical Expenses

Tiq Maid Insurance Plan A

Personal Accident
S$60,000
Hospital & Surgical Expenses (per year)
S$60,000
Third Party Liability
S$5,000
Premium
S$736.5634% Off
S$486.12
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AIG logo

Premium

S$759.68

9.09% OffS$835.65

AIG Domestic Helper Insurance Classic

Personal Accident
S$60,000
Hospital & Surgical Expenses (per year)
S$60,000
Domestic Helper Liability
S$100,000
Premium
S$835.659.09% Off
S$759.68
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Hong Leong Assurance logo

Premium

S$502.40

Hong Leong Assurance Maid Protect360 PRO Basic

Personal Accident
S$60,000
Hospitalisation & Surgical Expenses (per year)
S$60,000
Third Party Liability
N/A
Premium
S$502.40
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MSIG logo

Premium

S$478.71

25% OffS$638.28
MoneySmart Exclusive

MaidPlus Classic Enhanced

Personal Accident
S$60,000
Hospital & Surgical Expenses
S$80,000
Third Party Liability
S$10,000
Premium
S$638.2825% Off
S$478.71

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FWD logo

Premium

S$496.40

15% OffS$584
Online Promo
Add-on for Covid-19 & Repatriation cost available

Maid Insurance Enhanced

Personal Accident
S$60,000
Hospital & Surgical Expenses (per year)
S$60,000
Third Party Liability
S$4,000
Premium
S$58415% Off
S$496.40
Online Promo:
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Valid until 30 Nov 2023 - See more details below
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AIG logo

Premium

S$809.97

9.09% OffS$890.96

AIG Domestic Helper Insurance Elite

Personal Accident
S$100,000
Hospital & Surgical Expenses (per year)
S$100,000
Domestic Helper Liability
S$100,000
Premium
S$890.969.09% Off
S$809.97
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Tiq by Etiqa logo

Premium

S$525.33

34% OffS$795.96
Online Promo
Enhanced Hospitalisation & Surgical Expenses

Tiq Maid Insurance Plan B

Personal Accident
S$65,000
Hospital & Surgical Expenses (per year)
S$60,000
Third Party Liability
S$7,500
Premium
S$795.9634% Off
S$525.33
Online Promo:
Enjoy 34% off any Tiq Maid Insurance plans!
Valid until 31 Dec 2023 - See more details below
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Hong Leong Assurance logo

Premium

S$551.80

Hong Leong Assurance Maid Protect360 PRO Enhanced

Personal Accident
S$70,000
Hospitalisation & Surgical Expenses (per year)
S$60,000
Third Party Liability
S$3,000
Premium
S$551.80
Apply Now
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MSIG logo

Premium

S$541.08

25% OffS$721.44
MoneySmart Exclusive

MaidPlus Premier Enhanced

Personal Accident
S$60,000
Hospital & Surgical Expenses
S$120,000
Third Party Liability
S$20,000
Premium
S$721.4425% Off
S$541.08

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Valid until 30 Nov 2023 - See more details below
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AIG logo

Premium

S$820.58

9.09% OffS$902.63

AIG Domestic Helper Insurance Superior

Personal Accident
S$60,000
Hospital & Surgical Expenses (per year)
S$60,000
Domestic Helper Liability
S$100,000
Premium
S$902.639.09% Off
S$820.58
Apply Now
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FWD logo

Premium

S$564.39

15% OffS$663.99
Online Promo
Add-on for Covid-19 & Repatriation cost available

Maid Insurance Exclusive

Personal Accident
S$60,000
Hospital & Surgical Expenses (per year)
S$60,000
Third Party Liability
S$5,000
Premium
S$663.9915% Off
S$564.39
Online Promo:
Enjoy 15% off any FWD Maid Insurance plans!

PLUS stand a chance to win an Apple iPhone 15 (worth S$1,299), PlayStation®5 Console (worth S$799) and many more in FWD Black Friday Cyber Monday 2023 Lucky Draw!  T&Cs apply.
Valid until 30 Nov 2023 - See more details below
Apply Now
More Details
Tiq by Etiqa logo

Premium

S$585.92

34% OffS$887.76
Online Promo
Enhanced Hospitalisation & Surgical Expenses

Tiq Maid Insurance Plan C

Personal Accident
S$70,000
Hospital & Surgical Expenses (per year)
S$60,000
Third Party Liability
S$10,000
Premium
S$887.7634% Off
S$585.92
Online Promo:
Enjoy 34% off any Tiq Maid Insurance plans!
Valid until 31 Dec 2023 - See more details below
Apply Now
More Details
Hong Leong Assurance logo

Premium

S$685.60

Hong Leong Assurance Maid Protect360 PRO Exclusive

Personal Accident
S$100,000
Hospitalisation & Surgical Expenses (per year)
S$80,000
Third Party Liability
S$7,000
Premium
S$685.60
Apply Now
More Details
AIG logo

Premium

S$877.80

9.09% OffS$965.58

AIG Domestic Helper Insurance Premier

Personal Accident
S$100,000
Hospital & Surgical Expenses (per year)
S$100,000
Domestic Helper Liability
S$100,000
Premium
S$965.589.09% Off
S$877.80
Apply Now
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Income logo

S$327.33

Income Domestic Helper Insurance Standard

Personal Accident
S$60,000
Hospital & Surgical Expenses (per year)
S$15,000
Third Party Liability
S$25,000
S$327.33
Read More
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Liberty Insurance logo

Premium

S$270

MaidCare Plan 1

Personal Accident
S$60,000
Hospital & Surgical Expenses (per year)
S$15,000
Third Party Liability
S$10,000
Premium
S$270
Read More
More Details
Income logo

S$317.30

Income Domestic Helper Insurance Basic

Personal Accident
S$60,000
Hospital & Surgical Expenses (per year)
S$15,000
Third Party Liability
S$25,000
S$317.30
Read More
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Income logo

S$336.90

Income Domestic Helper Insurance Enhanced

Personal Accident
S$80,000
Hospital & Surgical Expenses (per year)
S$15,000
Third Party Liability
S$75,000
S$336.90
Read More
More Details

Disclaimer: At MoneySmart.sg, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.

What should you look out for when you are getting Maid Insurance?

Though MOM requires all Maid Insurance to provide at least Personal Accident coverage of $60,000 and Medical coverage of $15,000, there are still benefits in the policy you can take note of to make it worth your premium

Domestic Helper’s Liability

Indemnity against any sums resulting from accidental bodily injury to any third parties, and accidental damage to any third parties’ properties, as committed by your domestic helper.

Daily Wages & Levy Reimbursement

If your domestic help is hospitalized, it will be most ideal if your domestic helper's insurance policy can cover for her wages during this period.

Outpatient Expenses

Medical benefits do not include outpatient expenses so it is important to know how much is covered in the event outpatient treatment is needed.

Replacement Maid Expenses

This covers the agency fees for a replacement should your domestic helper be terminated due to death or permanent disability.

Special Grant

Covers funeral expenses that is payable to your domestic helper's family.

Domestic Helper's Personal Belongings

Theft or damages to your domestic helper's personal belongings will be covered under this benefit.

Making a Maid Insurance Claim

The process for specific types of claims may differ between Insurers. Here are some things that you should take note of when making an insurance claim.

Fact #1

Do not wait too long

Most insurers will require you to make the claim within 30 days of the occurrence. Given that it will take some time to process your claim, you would want to submit your claims form as soon as possible.

Fact #2

Keep originals of everything

Whatever you are choosing to make a claim for, you have to be able to prove its authenticity. This means producing original documents for the following: 1) Hospital receipts for medical claims, 2) Attending physician's statement, 3)Police reports for theft

Fact #3

Stay in an affordable hospital ward

Most insurers only cover up to B2 wards of public hospitals and a pro-ration factor will be applied should your maid be admitted into better wards or private hospitals

Maid Insurance Tips

Here are some Maid Insurance tips that can help you select a great policy and give you peace of mind when hiring your foreign domestic helper.

Tip #1

Knowing whether the plan covers your helper's pre-existing conditions would be crucial as you would be more aware of the treatments that are not covered by the policy.

Tip #2

You should check if the policy you are getting covers dengue fever and malaria as some insurers actually do not cover these conditions.

Tip #3

You might want to consider the optional waiver of counter indemnity as it limits your liability on the $5,000 security bond to $250.

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Frequently Asked Questions

What is the $5,000 security bond and is it necessary?

A security bond is a binding pledge to pay the government (up to $5000) if you break the law or the conditions governing the employment of a helper. You need a bond for every helper you employ, unless she is Malaysian. Bonds usually take the form of an insurance. The insurers guarantee to pay the government should you break the rules; then the insurers pursue you for the money.

Why are the insurance periods 14 or 26 months when the work permits are issued at 12 or 24 months?

MOM requires all insurance and bond to have an additional 2 months of cover so that in any event or reason the maid overstays in Singapore after her work permit has expired, she is still covered under the insurance.

If my helper requires outpatient treatment, will the expenses be covered?

Outpatient treatment expenses are only covered when the injury is due to an accident. Also, do check the coverage under 'Outpatient Expenses' instead of 'Medical Coverage'.

Can I increase coverage for my domestic helper?

Yes. Most insurers would allow you to increase personal accident and medical coverage at additional premiums.

How do I compare Maid Insurance policies?

An important coverage to look out for is outpatient benefit. This covers the cost of medical treatment for your domestic helper due to accidents. If your domestic helper accidentally cut themselves while cooking and needs to see a doctor, this will be covered under outpatient medical expenses. Therefore, it would benefit you to consider a plan with higher outpatient coverage.

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