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Compare Cheapest Foreign Domestic Helper Insurance Plans in Singapore

Looking for cheap maid insurance? Find affordable and reliable maid insurance options for your foreign domestic helper today. Read More
Looking for a New policy from 15 Jun 2023 for 26 Months
We found 25 Maid Insurances for you!
Sponsored
MSIG MaidPlus Standard Enhanced

Premium

S$438.99

25% OffPremiumS$585.33
MoneySmart Exclusive
GIVEAWAY
Promotion ends in
Personal Accident
S$60,000
Hospital & Surgical Expenses
S$60,000
Third Party Liability
S$5,000
Premium
PremiumS$585.3325% Off
S$438.99

[GIVEAWAY | Receive your cash as fast as 30 days*]
      
 Enjoy 25% off your policy premium.
 Get 1 x Apple AirTag (worth S$45.40) OR up to S$40 via PayNow when you purchase an eligible MSIG MaidPlus Insurance plan. T&Cs apply.
   
For a limited time only, stand a chance to score a Dyson Purifier Cool™ Gen1 (worth S$599) in our giveaway with eligible MSIG plans purchased on top of existing cash rewards. T&Cs apply.

Valid until 31 May 2024 - See more details below
Apply Now
Great Eastern GREAT Maid Protect Silver

Premium

S$416.81

20% OffPremiumS$521.02
MoneySmart Exclusive
Best Value | High Liability Coverage
Promotion ends in
Personal Accident
S$60,000
Hospital & Surgical Expenses (per year)
S$60,000
Third Party Liability
S$50,000
Premium
PremiumS$521.0220% Off
S$416.81

[Receive cash as fast as 30 days*]
  
• Enjoy 20% off your policy premium.
• Get up to S$50 via PayNow when you purchase an eligible Great Eastern GREAT Maid Protect Insurance plan. T&Cs apply.

Valid until 31 May 2024 - See more details below
Apply Now
AIG Domestic Helper Insurance Classic

Premium

S$575.01

9.0922% OffPremiumS$632.52
MoneySmart Exclusive
Highest Liability Coverage
Promotion ends in
Personal Accident
S$60,000
Hospital & Surgical Expenses (per year)
S$60,000
Domestic Helper Liability
S$100,000
Premium
PremiumS$632.529.0922% Off
S$575.01

[Receive your cash as fast as 30 days*]
 
 Enjoy up to 9.1% off your policy premium.
 Get up to S$160 via PayNow when you purchase an eligible AIG Domestic Helper Insurance plan. T&Cs apply.

Valid until 31 May 2024 - See more details below
Apply Now
FWD Maid Insurance Essential

Premium

S$432.37

15% OffPremiumS$508.68
MoneySmart Exclusive
Add-on for Covid-19 & Repatriation cost available
Personal Accident
S$60,000
Hospital & Surgical Expenses (per year)
S$60,000
Third Party Liability
S$3,000
Premium
PremiumS$508.6815% Off
S$432.37

[Receive cash as fast as 30 days*]
   
• Enjoy 15% off your policy premium.
• Get S$10 via PayNow when you purchase any FWD Maid Insurance plan purchased. T&Cs apply.

Valid until 31 May 2024 - See more details below
Apply Now
Tiq Maid Insurance Plan A

Premium

S$490.63

34% OffPremiumS$743.38
Online Promo
Enhanced Hospitalisation & Surgical Expenses
Personal Accident
S$60,000
Hospital & Surgical Expenses (per year)
S$60,000
Third Party Liability
S$5,000
Premium
PremiumS$743.3834% Off
S$490.63
Online Promo:
Enjoy 34% off any Tiq Maid Insurance plans!

For a limited time only, receive up to S$45 cashback from Tiq with eligible 26-months Tiq Maid Insurance plans. T&Cs apply.

[Etiqa's 10th Year 2024 Grand Draw]
Stand a chance to win S$10,000 cash or a Singapore Mint Lunar Dragon 1 gram 999.9 fine gold medallion (worth S$173) with eligible Etiqa/Tiq by Etiqa plans purchased. T&Cs apply. Valid till 15 Aug 2024.
Valid until 30 Jun 2024 - See more details below
Apply Now
MSIG MaidPlus Classic Enhanced

Premium

S$483.14

25% OffPremiumS$644.19
MoneySmart Exclusive
GIVEAWAY
Personal Accident
S$60,000
Hospital & Surgical Expenses
S$80,000
Third Party Liability
S$10,000
Premium
PremiumS$644.1925% Off
S$483.14

[GIVEAWAY | Receive your cash as fast as 30 days*]
      
 Enjoy 25% off your policy premium.
 Get 1 x Apple AirTag (worth S$45.40) OR up to S$40 via PayNow when you purchase an eligible MSIG MaidPlus Insurance plan. T&Cs apply.
   
For a limited time only, stand a chance to score a Dyson Purifier Cool™ Gen1 (worth S$599) in our giveaway with eligible MSIG plans purchased on top of existing cash rewards. T&Cs apply.

Valid until 31 May 2024 - See more details below
Apply Now
FWD Maid Insurance Enhanced

Premium

S$501

15% OffPremiumS$589.42
MoneySmart Exclusive
Add-on for Covid-19 & Repatriation cost available
Personal Accident
S$60,000
Hospital & Surgical Expenses (per year)
S$60,000
Third Party Liability
S$4,000
Premium
PremiumS$589.4215% Off
S$501

[Receive cash as fast as 30 days*]
   
• Enjoy 15% off your policy premium.
• Get S$10 via PayNow when you purchase any FWD Maid Insurance plan purchased. T&Cs apply.

Valid until 31 May 2024 - See more details below
Apply Now
AIG Domestic Helper Insurance Elite

Premium

S$613.09

9.093% OffPremiumS$674.42
MoneySmart Exclusive
Highest Liability Coverage
Personal Accident
S$100,000
Hospital & Surgical Expenses (per year)
S$100,000
Domestic Helper Liability
S$100,000
Premium
PremiumS$674.429.093% Off
S$613.09

[Receive your cash as fast as 30 days*]
 
 Enjoy up to 9.1% off your policy premium.
 Get up to S$160 via PayNow when you purchase an eligible AIG Domestic Helper Insurance plan. T&Cs apply.

Valid until 31 May 2024 - See more details below
Apply Now
Great Eastern GREAT Maid Protect Gold

Premium

S$504.01

20% OffPremiumS$630.02
MoneySmart Exclusive
Best Value | High Liability Coverage
Personal Accident
S$60,000
Hospital & Surgical Expenses (per year)
S$60,000
Third Party Liability
S$50,000
Premium
PremiumS$630.0220% Off
S$504.01

[Receive cash as fast as 30 days*]
  
• Enjoy 20% off your policy premium.
• Get up to S$50 via PayNow when you purchase an eligible Great Eastern GREAT Maid Protect Insurance plan. T&Cs apply.

Valid until 31 May 2024 - See more details below
Apply Now
Tiq Maid Insurance Plan B

Premium

S$530.19

34% OffPremiumS$803.33
Online Promo
Enhanced Hospitalisation & Surgical Expenses
Personal Accident
S$65,000
Hospital & Surgical Expenses (per year)
S$60,000
Third Party Liability
S$7,500
Premium
PremiumS$803.3334% Off
S$530.19
Online Promo:
Enjoy 34% off any Tiq Maid Insurance plans!

For a limited time only, receive up to S$45 cashback from Tiq with eligible 26-months Tiq Maid Insurance plans. T&Cs apply.

[Etiqa's 10th Year 2024 Grand Draw]
Stand a chance to win S$10,000 cash or a Singapore Mint Lunar Dragon 1 gram 999.9 fine gold medallion (worth S$173) with eligible Etiqa/Tiq by Etiqa plans purchased. T&Cs apply. Valid till 15 Aug 2024.
Valid until 30 Jun 2024 - See more details below
Apply Now
MSIG MaidPlus Premier Enhanced

Premium

S$546.09

25% OffPremiumS$728.12
MoneySmart Exclusive
GIVEAWAY
Personal Accident
S$60,000
Hospital & Surgical Expenses
S$120,000
Third Party Liability
S$20,000
Premium
PremiumS$728.1225% Off
S$546.09

[GIVEAWAY | Receive your cash as fast as 30 days*]
      
 Enjoy 25% off your policy premium.
 Get 1 x Apple AirTag (worth S$45.40) OR up to S$40 via PayNow when you purchase an eligible MSIG MaidPlus Insurance plan. T&Cs apply.
   
For a limited time only, stand a chance to score a Dyson Purifier Cool™ Gen1 (worth S$599) in our giveaway with eligible MSIG plans purchased on top of existing cash rewards. T&Cs apply.

Valid until 31 May 2024 - See more details below
Apply Now
AIG Domestic Helper Insurance Superior

Premium

S$621.10

9.0922% OffPremiumS$683.22
MoneySmart Exclusive
Highest Liability Coverage
Personal Accident
S$60,000
Hospital & Surgical Expenses (per year)
S$60,000
Domestic Helper Liability
S$100,000
Premium
PremiumS$683.229.0922% Off
S$621.10

[Receive your cash as fast as 30 days*]
 
 Enjoy up to 9.1% off your policy premium.
 Get up to S$160 via PayNow when you purchase an eligible AIG Domestic Helper Insurance plan. T&Cs apply.

Valid until 31 May 2024 - See more details below
Apply Now
FWD Maid Insurance Exclusive

Premium

S$569.62

15% OffPremiumS$670.15
MoneySmart Exclusive
Add-on for Covid-19 & Repatriation cost available
Personal Accident
S$60,000
Hospital & Surgical Expenses (per year)
S$60,000
Third Party Liability
S$5,000
Premium
PremiumS$670.1515% Off
S$569.62

[Receive cash as fast as 30 days*]
   
• Enjoy 15% off your policy premium.
• Get S$10 via PayNow when you purchase any FWD Maid Insurance plan purchased. T&Cs apply.

Valid until 31 May 2024 - See more details below
Apply Now
Great Eastern GREAT Maid Protect Platinum

Premium

S$605.16

20% OffPremiumS$756.46
MoneySmart Exclusive
Best Value | High Liability Coverage
Personal Accident
S$60,000
Hospital & Surgical Expenses (per year)
S$90,000
Third Party Liability
S$50,000
Premium
PremiumS$756.4620% Off
S$605.16

[Receive cash as fast as 30 days*]
  
• Enjoy 20% off your policy premium.
• Get up to S$50 via PayNow when you purchase an eligible Great Eastern GREAT Maid Protect Insurance plan. T&Cs apply.

Valid until 31 May 2024 - See more details below
Apply Now
Tiq Maid Insurance Plan C

Premium

S$591.34

34% OffPremiumS$895.98
Online Promo
Enhanced Hospitalisation & Surgical Expenses
Personal Accident
S$70,000
Hospital & Surgical Expenses (per year)
S$60,000
Third Party Liability
S$10,000
Premium
PremiumS$895.9834% Off
S$591.34
Online Promo:
Enjoy 34% off any Tiq Maid Insurance plans!

For a limited time only, receive up to S$45 cashback from Tiq with eligible 26-months Tiq Maid Insurance plans. T&Cs apply.

[Etiqa's 10th Year 2024 Grand Draw]
Stand a chance to win S$10,000 cash or a Singapore Mint Lunar Dragon 1 gram 999.9 fine gold medallion (worth S$173) with eligible Etiqa/Tiq by Etiqa plans purchased. T&Cs apply. Valid till 15 Aug 2024.
Valid until 30 Jun 2024 - See more details below
Apply Now
AIG Domestic Helper Insurance Premier

Premium

S$664.45

9.0902% OffPremiumS$730.89
MoneySmart Exclusive
Highest Liability Coverage
Personal Accident
S$100,000
Hospital & Surgical Expenses (per year)
S$100,000
Domestic Helper Liability
S$100,000
Premium
PremiumS$730.899.0902% Off
S$664.45

[Receive your cash as fast as 30 days*]
 
 Enjoy up to 9.1% off your policy premium.
 Get up to S$160 via PayNow when you purchase an eligible AIG Domestic Helper Insurance plan. T&Cs apply.

Valid until 31 May 2024 - See more details below
Apply Now
Income Domestic Helper Insurance Standard

Premium

S$330.36

Premium
Personal Accident
S$60,000
Hospital & Surgical Expenses (per year)
S$15,000
Third Party Liability
S$25,000
Premium
S$330.36
Read More
Liberty MaidCare Plan 1

Premium

S$272.50

Premium
Personal Accident
S$60,000
Hospital & Surgical Expenses (per year)
S$15,000
Third Party Liability
S$10,000
Premium
S$272.50
Read More
Income Domestic Helper Insurance Basic

Premium

S$320.24

Premium
Personal Accident
S$60,000
Hospital & Surgical Expenses (per year)
S$15,000
Third Party Liability
S$25,000
Premium
S$320.24
Read More
Income Domestic Helper Insurance Enhanced

Premium

S$340.02

Premium
Personal Accident
S$80,000
Hospital & Surgical Expenses (per year)
S$15,000
Third Party Liability
S$75,000
Premium
S$340.02
Read More

Disclaimer: At MoneySmart.sg, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.

Maid Insurance in Singapore: What To Look Out For

Though MOM requires all Maid Insurance to provide at least Personal Accident coverage of $60,000 and Medical coverage of $15,000, there are still benefits in the policy you can take note of to make it worth your premium

Domestic Helper’s Liability

Indemnity against any sums resulting from accidental bodily injury to any third parties, and accidental damage to any third parties’ properties, as committed by your domestic helper.

Daily Wages & Levy Reimbursement

If your domestic help is hospitalized, it will be most ideal if your domestic helper's insurance policy can cover for her wages during this period.

Outpatient Expenses

Medical benefits do not include outpatient expenses so it is important to know how much is covered in the event outpatient treatment is needed.

Replacement Maid Expenses

This covers the agency fees for a replacement should your domestic helper be terminated due to death or permanent disability.

Special Grant

Covers funeral expenses that is payable to your domestic helper's family.

Domestic Helper's Personal Belongings

Theft or damages to your domestic helper's personal belongings will be covered under this benefit.

Making a Maid Insurance Claim

The process for specific types of claims may differ between Insurers. Here are some things that you should take note of when making an insurance claim.

Fact #1

Do not wait too long

Most insurers will require you to make the claim within 30 days of the occurrence. Given that it will take some time to process your claim, you would want to submit your claims form as soon as possible.

Fact #2

Keep originals of everything

Whatever you are choosing to make a claim for, you have to be able to prove its authenticity. This means producing original documents for the following: 1) Hospital receipts for medical claims, 2) Attending physician's statement, 3)Police reports for theft

Fact #3

Stay in an affordable hospital ward

Most insurers only cover up to B2 wards of public hospitals and a pro-ration factor will be applied should your maid be admitted into better wards or private hospitals

Maid Insurance Tips

Here are some Maid Insurance tips that can help you select a great policy and give you peace of mind when hiring your foreign domestic helper.

Tip #1

Knowing whether the plan covers your helper's pre-existing conditions would be crucial as you would be more aware of the treatments that are not covered by the policy.

Tip #2

You should check if the policy you are getting covers dengue fever and malaria as some insurers actually do not cover these conditions.

Tip #3

You might want to consider the optional waiver of counter indemnity as it limits your liability on the $5,000 security bond to $250.

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Frequently Asked Questions

What is the $5,000 security bond and is it necessary?

A security bond is a binding pledge to pay the government (up to $5000) if you break the law or the conditions governing the employment of a helper. You need a bond for every helper you employ, unless she is Malaysian. Bonds usually take the form of an insurance. The insurers guarantee to pay the government should you break the rules; then the insurers pursue you for the money.

Why are the insurance periods 14 or 26 months when the work permits are issued at 12 or 24 months?

MOM requires all insurance and bond to have an additional 2 months of cover so that in any event or reason the maid overstays in Singapore after her work permit has expired, she is still covered under the insurance.

If my helper requires outpatient treatment, will the expenses be covered?

Outpatient treatment expenses are only covered when the injury is due to an accident. Also, do check the coverage under 'Outpatient Expenses' instead of 'Medical Coverage'.

Can I increase coverage for my domestic helper?

Yes. Most insurers would allow you to increase personal accident and medical coverage at additional premiums.

How do I compare Maid Insurance policies?

An important coverage to look out for is outpatient benefit. This covers the cost of medical treatment for your domestic helper due to accidents. If your domestic helper accidentally cut themselves while cooking and needs to see a doctor, this will be covered under outpatient medical expenses. Therefore, it would benefit you to consider a plan with higher outpatient coverage.

Learn more about Maid Insurance in Singapore (Cost, Coverage, Requirements)