AIG Homes Essential - 5 Room (formerly EPHCI)
Apply now and redeem any of these:
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MoneySmart Exclusive

Up to S$188 Cash via PayNow

Up to S$188 Cash via PayNow
Choose CASH or REWARDS:
• Apple AirPods 4 (worth S$199)
• OR S$200 Grab vouchers
• OR up to S$188 Cash via PayNow
with an eligible AIG Home Essential Insurance purchased.
T&Cs apply
Valid till 19 Jun 2026
ARE YOU ELIGIBLE?
MoneySmart Exclusive: Promotion is valid from 12-June-2026, 01:00 SGT to 19-June-2026, 23:59 SGT
Customers need to apply through MoneySmart to be eligible.
Customers need to submit the MoneySmart Claim Form by 19th June 2026 to be eligible.
This promotion is valid for AIG Homes Essential Insurance plans only.
WHAT YOU NEED TO KNOW
In order to qualify for your rewards:
a. Purchase AIG 1-year Homes Essential plan and receive:
i. S$5 Cash via PayNowb. Purchase AIG 5-year Homes Essential plan and receive:
i. S$188 Cash via PayNow
ii. OR Apple AirPods 4 (worth S$199)
iii. OR S$200 Grab vouchers*Rewards redemption will be sent 8 weeks from 30th June 2026.
Customers need to key in the producer code 030138 into the “Producer Code” field on the online purchase path.
Customers need to key in the sub code 000 into the “Sub Code” field on the online purchase path.
Plan Details
- Homes Essential is a newly launched product that caters to both HDB and condominium home owners. Formerly known as Enhanced Public Housing Content Insurance (EPHCI).
- Bill Relief Protector covers utility bills in unforeseen events including retrenchment.
- Covers loss or damage to your household contents, renovations, fixtures and fittings that are caused by the insured perils listed in the policy wording, including fires, explosion of domestic appliances and more.
- Protect your home and its contents, including your belongings, valuables and renovated items, against insured perils.
- Covers loss or damage to the building arising from insured perils.
- Get help with expenses for alternative accommodation if your home is too damaged to live in.
- Get up to S$150 worth of HomeCare Services, thrice a year, for everyday emergencies such as locksmith, electrical assistance, plumbing, pest control and air-conditioner repair services.
- Covers you and your immediate family members who may be held personally and legally liable for accidental death, bodily injury or accidental property damage to a third party.
- Covers accidental death benefit for you and your spouse (65 years and below).
- Sign up for GIRO billing with the convenience of auto-renewal, so your home is always protected.
- This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact AIG Asia Pacific Insurance Pte. Ltd. or visit the AIG, GIA or SDIC websites.
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