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PRUShield is an integrated shield plan from Prudential. It has 3 different types of plans: Premier plan, Plus plan and Standard plan. It is a good option for young individuals who are of good health and looking for high ward coverage. The PRUShield provides extensive coverage for hospitalisation and surgery along with other benefits. It provides 180 days of pre and post hospitalisation cover and also has a relatively high annual coverage limit.
|Hospital ward||Annual coverage limit|
|Premier Plan||Private hospital||$1,200,000|
|Plus Plan||Class A||$600,000|
|Standard Plan||Class B1||$150,000|
Riders are available for the PRUShield Plus and Premier plan to help reduce your out-of-pocket cost. Prudential offers three riders for the Premier plan: PruExtra Premier Copay, Preferred CoPay and Lite Copay. As for the Plus plan, one rider called the PruExtra Plus CoPay is offered.