Great Eastern Singapore

There are 4 types of plans to the Great Eastern Supreme Health, namely the P Plus, A Plus, B Plus and Standard plans – offering you coverage from class B1 wards in public hospitals up to standard rooms in private hospitals. The Great Eastern Supreme Health P Plus in particular, offers to most comprehensive coverage – spanning wards in both public and private hospitals, including all MediShield Life-approved inpatient surgeries, short-stay wards, examinations, lab tests, pregnancy complications, organ transplants, HIV treatment due to blood transfusion or occupation, pre- and post-hospitalisation treatments, and more.

If you are a Great Eastern SupremeHealth policyholder, you will have access to the Great Eastern HealthConnect medical concierge service hotline or its online portal of Great Eastern panel doctors on the website. You will be able to make appointments and have your imminent treatments pre-authorised with a Letter of Guarantee. If you are a policyholder and are unsure how to go about making an appointment or searching up a Great Eastern panel doctor, you can call the Health Connect customer service hotline at 6563 2233.

A rider is an optional add-on plan to your main health insurance or Integrated Shield Plan to boost the coverage of your medical expenses – essentially lowering the out-of-pocket bills you will need to fork out in person via co-insurance per medical bill or deductibles annually. Great Eastern offers 2 riders for the Great Eastern Supreme Health, namely the GREAT TotalCare Elite or Classic, and the GREAT TotalCare Plus.

The Great Eastern CareShield Advantage or Enhanced are long-term disability plans offering you coverage for disabilities as a result of medical or accidental conditions in the form of payouts for loss of income, and coverage for medical expenses. An initial benefit offers you a lump-sum payout of 3 times your monthly benefit, premium waiver, and monthly payouts for life for moderate disabilities and onwards. Your premiums can be paid by cash or with MediSave (up to your additional withdrawal limits).

GREAT SupremeHealth is Great Eastern's flagship Integrated Shield Plan (IP), a health insurance plan meant to supplement the basic healthcare, hospitalisation, and medical treatment coverage that you have got with the mandatory MediShield Life health insurance provided by Singapore's Ministry of Health. An IP like the Great Eastern Supreme Health serves to extend the range of wards in public or private hospitals that you can be admitted to, and increase the claim limit for your medical treatments' expenses.

The GREAT TotalCare is an optional add-on rider to the above mentioned GREAT SupremeHealth Integrated Shield Plan (IP). A rider in health insurance is basically an add-on package to boost the benefits of your existing health insurance plan – in Singapore's case, a rider to your IP often serves to lower your co-insurance payment (a mandatory percentage of the bill you must pay in cash for every medical bill you receive) from the usual 10% to lowest 5% legal minimum. Often times, riders from different providers will offer you differing benefits – in Great Eastern's case, the TotalCare allows you t seek treatment overseas in both emergency and non-emergency situations.

The Great Eastern MediCash is a hospitalisation insurance plan offering you daily cash benefit of up to S$200 each day you are hospitalised due to illnesses, S$400 for each day you are hospitalised due to accidents, and S$600 per day you are admitted into the Intensive Care Unit (ICU). A daily cash payout plan like the Supreme MediCash serves to complement and supplement your hospitalisation and medical treatment Integrated Shield Plan, and critical illness plans – with the cash payouts you receive from this plan, you can pay for any co-insurance or excess miscellaneous medical fees that you have had to pay out-of-pocket. The Supreme MediCash covers COVID-19 as well.

Great Eastern's GREAT Cancer Guard is a cancer-specific critical illness health insurance plan offering 100% payout (up to S$300,000, depending on the sum you have chosen to be assured for) for all cancer stages – meaning you will first evaluate your liabilities and expenses, choose an amount you want to be assured for in the event of a cancer diagnosis that may incur hefty medical treatment expenses or render you unfit to continue working, and you will pay your annual premiums for this insurance plan until the event you receive diagnosis of cancer in any stage, Great Eastern will issue you a lump-sum payout check – which will bring the plan to an end.

Great Eastern's Flexi Maternity Cover is a standalone maternity insurance plan which requires you to pay a one-time premium, offering you coverage for your pregnancy from 13 weeks to 30 days postpartum. Your newborn will then continue to be covered for S$10,000 for the next 3 years for 18 congenital illnesses, and death by these congenital illnesses. You will be covered a maximum of S$10,000 for 8 pregnancy complications, total or permanent disabilities as a result of pregnancy complications, and even death.

The Great Eastern LifeSecure is a long-term disability insurance plan which can be taken up as a standalone plan or a rider to your existing Great Eastern plans, offering you monthly payouts (up to S$5,000, depending on the sum you have assured yourself for) for life upon total or permanent disability – determined if you are unable to perform 2 of the Activities of Daily Livings (ADLs), namely washing, dressing, feeding, toileting, mobility and transferring.

Great Eastern Pay Assure is an income replacement insurance plan offering up to 75% of your monthly salary (depends on the sum you have chosen) in the event of physical or mental illness, or partial monthly benefits if you are only returning to work in limited capacity. In the event of death, your family will received 6 times of your monthly benefit. A plan like this serves as an add-on to core health insurance plans which you may already have in plan, such as the Integrated Shield Plan, critical illness, personal accident, etc.

The Great Eastern Prestige Global Health Options is a partner plan with fellow insurance company, Cigna, that allows you to customise your very own personalised international health insurance. You will enjoy access to global hospitals, doctors, and other healthcare providers, international's medical evacuation, physical examinations and screenings, opticians, eye tests, and dental care as well.

What is life insurance and why do I need it? Life insurance essentially offers your family and dependants a lump-sum payout to alleviate any financial burden in the event of your death. If you are the sole breadwinner or have dependants such as elderly parents or children who may not be able to generate income on their own, your death may leave them helpless. Great Eastern offers 14 types of life insurance plans ranging from the GREAT Term, GREAT TripleCare MoneyBack, Dependants' Protection Scheme, MortgageCare, to the Prestige Life Gold 2, and more – all which offers various amounts of lump-sum payouts, conditions for the payouts, and fringe benefits such cover for some illnesses.

If you are a Singaporean citizen or a Permanent Resident (PR), you will have the MediShield Life health insurance plan issued by the government's Ministry of Health by default. A basic health insurance is necessary for all – it helps to alleviate hefty medical bills in the event of outpatient or inpatient illnesses and injuries. However, the basic MediShield Life only grants you access to limit wards in public hospitals with lower claim limits for treatments and surgeries – which is also why some individuals may opt to approach a private insurance company for an Integrated Shield Plan (IP) to supplement their MediShield Life plan. Great Eastern's flagship IP is the Great Eastern SupremeHealth. Other health insurance products include the CareShield, TotalCare, Supreme MediCash, Cancer Guard, Maternity Cover, and more.

A personal accident insurance plan helps to alleviate hefty financial expenses and expenses incurred as a result of emergency and medical treatment, medication and follow-up treatments such as physiotherapy and rehabilitation as a result of an accident. You should consider a personal accident plan if you have got your basic health insurance plans set in place, such as an Integrated Shield Plan and critical illness plan. Great Eastern offers 9 types of personal accident plans, namely the GREAT Comprehensive Care, Protector Active, Junior Protector, Golden Protector, AccidentCare Plus II, Essential Protector, PA Supreme, and Prestige PACare.

Do I really need a travel insurance if I am just going on a short vacation? Luggages lost? Apple Watch pickpocketed? Missed a connecting flight? Trip interrupted and delayed by unforeseen circumstances? Although travel insurance plans may offer you nifty compensation for these unfortunate scenarios, the real purpose of a travel insurance is the coverage for emergency medical and hospital reimbursement while you are overseas, medical evacuation back home (in case you need to be ferried in an air ambulance or helicopter), disabilities, death, and repatriation of your body – all of which can easily rack up to S$100,000 and above in a single bill. Great Eastern offers 2 types of travel insurance plans – Travel Easy, and TravelSmart Premier with differing permutations of the above mentioned key benefits.

If you intend to drive in Singapore, do note that a car insurance is mandatory in Singapore – and you need to first purchase a car insurance before the car can be handed over to your ownership. You will generally find 3 types of car insurance plans in Singapore – third-party (the legal minimum) which covers any damages to your car caused by another driver, third-party fire and theft (fire or theft of your car by someone else), and comprehensive car insurance (covers damages to the other driver's car if you caused the damage, as well as coverage for your own car). Great Eastern offers 1 car insurance plan, namely the comprehensive Drive and Save Plus in Singapore, which offers you personal accident protection for medical reimbursement, and your choice of workshops as well.

If you are a homeowner, a landlord, or even a tenant, you may need to consider a home insurance. A home insurance plan serves to protect your house, furniture, appliances, devices, belongings, and pets against natural disasters such as earthquakes, flood, hail, or robberies, burglaries, fires, etc. Great Eastern offers 2 types of home insurance plans – Home GR8 Essential, and Home GR8 Plus, both of which covers fire, theft, and all risks respectively. Do note that if you own a HDB flat in Singapore, you would have paid for a compulsory HDB Fire Insurance – and renewed it every 5 years. It covers any damaged internal structures and fixtures built by the HDB – meaning your furniture and belongings are actually not covered by this plan. Premiums for the HDB Fire Insurance Scheme ranges from S$4.87 to S$7.13 per 5 years (effective 2019 to 2024).

If you intend to employ a foreign domestic worker for your household in Singapore, it is mandatory to purchase medical insurance of at least $15,000 per year in inpatient care and day surgery, and personal accident insurance of at least $60,000 per year for her prior to her arrival from 1 October 2017 onwards – according to the Ministry of Manpower (MOM). Great Eastern offers the MaidGR8 for up to S$60,000 in the event of accidental death, disablement, S$10,000 for repatriation in the event of accidents, S$30,000 per year for hospital and surgical expenses.

When you plan for retirement, you are setting up channels and pathways which will continue to give you your desired monthly income even when you no longer hold a full-time job. Great Eastern offers 2 types of retirement plans – the Prime Retirement, and the Supreme Retirement for guaranteed monthly retirement income.

A savings insurance plans serves to help you "grow" your excess funds over a predetermined period of time for several reasons – child's education, retirement, investment, or simply for monthly payouts. Great Eastern offers 14 types of savings plans, and 6 types of customisable Prestige plans for elite customers, such as the GREAT Wealth Advantage, Flexi Cashback, Prime Life Rewards 5, Family3, Supreme Education, Prime Retirement, Smart Invest, and more.

The inpatient benefits cover expenses incurred during hospitalisation and surgery. It includes Daily Ward and Treatment Charges, Surgical Charges and Pregnancy and Childbirth Complications for expectant mothers. Most recently, the coverage has been expanded to include hospitalisation expenses in Singapore due to COVID-19.

On the flipside, outpatient benefits cover medical expenses incurred which do not require staying in the hospital. Some of the outpatient treatments covered by Great Eastern Supreme Health includes Chemotherapy for cancer, Radiotherapy for cancer and Kidney Dialysis.

For overseas coverage, the Supreme Health P Plus does include emergency medical treatment outside Singapore. It covers all expenses incurred if the plan holder requires medical treatments and other medical related services as a result of an Emergency while outside Singapore.

Don't have time to compare all the different health insurance plans in Singapore for foreigners? Answer some questions and let our intelligent system find the best health insurance plan for you.

After you submit your quiz, our expert insurance specialist team members may drop you a call to clarify your needs and explain your options to you. Seize this chance to ask our friendly colleagues the burning questions you may have about health insurance!

Once you have spoken to our insurance specialists, considered your options, and planned your finances, you are ready to apply for your health insurance plan online through our portal.

Health Connect, a call-in service for GREAT Supreme Health plan holders is established to pre-authorise medical expenses if hospitalisation is required. Simply call the Health Connect hotline to make an appointment with your preferred specialist from the selected panel of doctors.

Should hospitalisation be required after consultation, you can just call Health Connect to obtain a pre-authorisation on your eligible medical expenses three days before hospitalisation.

After being discharged, Great Eastern settles your eligible medical expenses directly with the hospital. For any plan enquiries, you can also call the HealthConnect hotline at 6563 2233.

In the event that you are required to submit a claim such as for post-hospitalisation, a claim form is required to be submitted along with any supporting documents. Supporting documents include further medical expense bills and receipts pertaining and/or further medical leave certificate to the same claim event.