UOB Visa Infinite Metal Card
UOB Visa Infinite Metal Card
- Earn 1.4 Miles
- per S$1 spent locally
- Earn 2.4 Miles
- per S$1 spent in Foreign Currency
- Unlimited Access
- to 1,300 Airport Lounges worldwide for you and a guest
All Details
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UOB Visa Infinite Metal Card Review 2024
Following the 2023 revamp, the UOB Visa Infinite Metal Card has yet again gone through a refresh and now features 80,000 welcome bonus miles with a minimum spend of S$4,000 within 30 days, a miles earn rate of 2.4 miles for every S$1 spent overseas, and many other perks.
Designed for affluent travelers and frequent flyers, its range of benefits include unlimited lounge access, exclusive airport and hotel privileges, and rewards for luxury spending. concierge services, golfing privileges, and VIP airport experiences.
In this review, let’s have a look at the requirements, pros and cons and other relevant details of the UOB Visa Infinite Metal Card before you decide to apply for it.
Designed for affluent travelers and frequent flyers, its range of benefits include unlimited lounge access, exclusive airport and hotel privileges, and rewards for luxury spending. concierge services, golfing privileges, and VIP airport experiences.
In this review, let’s have a look at the requirements, pros and cons and other relevant details of the UOB Visa Infinite Metal Card before you decide to apply for it.
Pros & Cons
Pros
- Up to 80,000 air miles (valid only for first-time applicants who are new-to-UOB card holders, existing UOB card holders are eligible for up to 40,000 air miles) as welcome gift upon minimum spend requirements and payment of yearly membership fee)
- 2.4 miles for every S$1 spent in foreign currency
- 1.4 miles per S$1 spent locally
- Waiver for miles conversion fees available
- 15,000 bonus miles with payment of annual renewal fee
- Dining privileges of up to 30% off at renowned restaurants and up to 25% off at restaurants in airports worldwide
- Complimentary weekday green fees and an array of privileges at renowned golf courses like Sentosa Golf Club
- Unlimited access at over 1,300 airport lounges worldwide
- 5% discount on Limousine and Meet & Greet services
Cons
- Base interest rate of 27.80%, which is higher than some miles credit cards in the market like HSBC Visa Infinite Card and American Express Singapore Airlines Business Credit Card
- Full payment of the non-waivable Card Membership Fee of S$654 yearly (incl. 9% GST) to qualify for the welcome bonus miles
- Min. spend of S$4,000 within 30 days from your Card approval date to qualify for the welcome bonus miles
- Min. spend of S$100,000 in membership year to qualify for renewal bonus miles
- No annual fee waiver
Compare UOB Visa Infinite Metal Card vs. HSBC Visa Infinite Card vs. Citi PremierMiles Card
In this comparison with other popular air miles credit cards like the HSBC Visa Infinite Card and Citi PremierMiles Card which you would have seen on MoneySmart’s online credit card comparison wizard, the UOB Visa infinite Metal Card offers the highest welcome bonus miles of 80,000 upon a minimum spend of S$4,000 within 30 days from your card approval date, and full payment of the non-waivable card membership fee (as of May 2024).
When it comes to annual fee, the UOB Visa Infinite Metal Card charges a lower fee than the HSBC Visa Infinite Card, but the Citi PremierMiles Card gives the most savings on this every year as its annual fee costs less than half of both the UOB Visa Infinite Metal Card and HSBC Visa Infinite Card’s annual fees.
Although the UOB Visa Infinite Metal Card offers the most generous welcome bonus miles, the Citi PremierMiles card seems to provide the best miles earn rate with up to 10 miles for every S$1 spent on online hotel bookings, plus it is a much more affordable card with a lower minimum annual income requirement as compared to the other two cards.
When it comes to annual fee, the UOB Visa Infinite Metal Card charges a lower fee than the HSBC Visa Infinite Card, but the Citi PremierMiles Card gives the most savings on this every year as its annual fee costs less than half of both the UOB Visa Infinite Metal Card and HSBC Visa Infinite Card’s annual fees.
Although the UOB Visa Infinite Metal Card offers the most generous welcome bonus miles, the Citi PremierMiles card seems to provide the best miles earn rate with up to 10 miles for every S$1 spent on online hotel bookings, plus it is a much more affordable card with a lower minimum annual income requirement as compared to the other two cards.
| UOB Visa Infinite Metal Card | HSBC Visa Infinite Credit Card | Citi PremierMiles Card |
|---|---|---|
| Interest rate: From 27.80% | Interest rate: From 26.90% | Interest rate: 27.90% |
| Annual fee: $654.00 (no waiver available) | Annual fee: $662.15 (no waiver available) | Annual fee: $196.20 |
Minimum annual income:
| Minimum annual income:
| $30,000 for Singaporeans and PRs $42,000 for foreigners |
Air Miles Benefits:
| Air Miles Benefits:
| Air Miles Benefits:
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Discover More About The Best Air Miles Credit Cards Here!
UOB Visa Infinite Metal Card Application
Here are 3 simple steps to apply for the UOB Visa Infinite Metal Card
Step 1
Apply via MoneySmart’s credit cards page
You may begin your application by clicking on our UOB Visa Infinite Metal Card application link. When you choose to apply online via SingPass MyInfo, UOB will pull your identity and income data from SingPass (which is already verified), thus cutting short the processing time. The approval-in-principle page will appear within minutes of submitting your MyInfo.
Step 2
Provide all documentation required
You’ll need to provide all the necessary documentation in order for UOB to approve your credit card application. This list of documents include:
- NRIC or other identification details
- Latest computerised payslip
- Latest 12 months’ CPF Contribution History Statement
- Latest Income Tax Notice of Assessment (NOA)
Step 3
Receive your UOB Visa Infinite Metal Card
You’ll be able to activate your UOB Visa Infinite Metal Card through UOB TMRW mobile app, and enter a One-Time Password (OTP) after keying in your 6-digit Online Banking PIN to secure all your credit card transactions. Thereafter, it’s ready for you to use on any of your purchases and you can track your cashback rewards and credit card statements with your UOB TMRW mobile app!
Frequently Asked Questions
Are there any fees if I apply for the UOB Visa Infinite Metal Card?
- The UOB Visa Infinite Metal Card charges an initial annual fee of $654.00 (no waiver available), and other fees like yearly membership fee, supplementary card annual fee, late payment fee, minimum monthly payment, foreign currency transaction fee, cash advance transaction fee, overlimit fee.
Am I eligible for the UOB Visa Infinite Metal Card?
- If you’re a Singapore Citizen, Permanent Resident (PR) or foreigner with a valid Singapore Employment Pass, you’re eligible to apply for the UOB Visa Infinite Metal Card, as long as you’re aged 21 and above, and earn a minimum annual income of $120,000 for Singaporeans and PRs, and $120,000 for foreigners.