UOB Absolute Cashback Card
MoneySmart Exclusive
Unlimited 1.7% Cashback
Unlimited 1.7% Cashback

UOB Absolute Cashback Card

UOB Absolute Cashback shines with its straightforward 1.7% cashback on almost everything, local or overseas – ideal if you dislike tracking categories. While NETS transactions and specific spend like utilities earn a lower 0.3%, the lack of minimum spend and cashback caps are a huge plus. This card suits those seeking simplicity and high cashback on big-ticket items like electronics or home furnishings.
1.7%
Cash Back on Eligible Spend
S$0
Min. Spend per month
Unlimited
Cash Back Cap

Apply now and redeem any of these:

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MoneySmart Exclusive
Reward image

S$60 Cash via PayNow

Reward image

S$60 Cash via PayNow

MoneySmart Exclusive

[MoneySmart Offer]
Get guaranteed S$60 Cash - when you are a New-To-UOB customer and spend S$500 within 30 days! T&Cs apply.

[UOB Stackable Offer]
Get a Samsonite EVOA Z Spinner 25” Expandable (worth S$600) when you spend min. S$1,000 worth of eligible spend on the card per month for 2 consecutive months from card approval date. T&Cs apply.

Valid till 09 Oct 2026

ARE YOU ELIGIBLE?

  • MoneySmart Exclusive Promotion is valid from 01-October-2026 to 09-October-2026

  • Customers need to apply through MoneySmart to be eligible.

  • MoneySmart Exclusive Gift: Spend at least S$500 worth of eligible transactions within 30 days from card approval date

  • UOB Welcome Offer Gift: Spend a minimum of S$1,000 worth of Eligible Transactions per month, for 2 consecutive months to be eligible for the reward

  • MoneySmart Exclusive Promotion and UOB Welcome Offer is only applicable for New-to-UOB credit card customers only

  • Log into your MoneySmart account and submit a claim by 9th November 2026 in order to qualify for our MoneySmart Exclusive offers.

WHAT YOU NEED TO KNOW

  1. [Baseline Gift]
    All Eligible Customers who meet the criteria will receive S$60 Cash via PayNow

  2. MoneySmart Exclusive Baseline Gift will be fulfilled 6 months after the end of the campaign period month (31 October 2026)

T&CsFAQClaim Form

Card Details

Good For

Cashback-focused individuals seeking 1.7% unlimited returns across all local and overseas retail spends, including big-ticket purchases.
Ideal for those who dislike minimum spend requirements, maximizing cashback on everyday expenses without exclusions, beyond typical spending categories.
Perfect for users wanting a straightforward cashback card with automatic statement offsets, eliminating complex calculations or redemption processes.

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Find Out More About The UOB Absolute Cashback Card In Our Blog Article!

Read Card Review

Frequently Asked Questions About UOB Absolute Cashback Card

Are there any fees if I apply for the UOB Absolute Cashback Card?

The UOB Absolute Cashback Card charges an annual fee of $196.20 (first year waiver available) and other fees like late payment fee, minimum monthly payment, foreign currency transaction fee, cash advance transaction fee, overlimit fee.

Am I eligible for the UOB Absolute Cashback Card?

If you’re a Singapore Citizen, Permanent Resident (PR), you’re eligible to apply for the UOB Absolute Cashback Card, as long as you’re aged between 21 and above, and earn a minimum annual income of $30,000 (for Singaporeans and PRs) or $40,000 (for foreigners).