Standard Chartered Unlimited Cashback Credit Card

Updated November 2018

1.5%Cash Back on All Spend with no cap
S$0Min. Spend per month
UnlimitedCash Back Cap
Standard Chartered Unlimited Cashback Credit Card

Standard Chartered Unlimited Cashback Credit Card

Promotion
Promotions
Get 15% cashback with Grab
  • Get 15% cashback with transactions made on Grab App
  • Overall minimum monthly spend of S$900 required
  • Cashback capped at S$30 per calender month
  • Valid till 31 December 2018
Up to 50% off dining at The Fullerton Hotel
  • Up to 50% off a la carte dining and selected buffets at all 5 establishments at The Fullerton Hotel
  • Advance reservation required
  • Valid till 31st of Mar 2019
Key features
Key features
  • Get up to S$300 worth of Cash + Cashback + Amazon Prime Now Credit when you apply for SCB Unlimited Cashback via MoneySmart.
  • Important – Go to MoneySmart Claim Form to submit your (1) Contact Details and (2) 11 digit Reference Number on the Thank You Page upon completion on or before 30 Nov 2018 for your S$50 Cash Gift. Full T&Cs here
  • 1.5% cashback on all eligible spend
  • No cashback cap and no minimum spend
  • 2 year annual card fee waiver
Cash back
Cash Back
Excellent
  • Get up to S$300 worth of Cash + Cashback + Amazon Prime Now Credit when you apply for SCB Unlimited Cashback via MoneySmart
  • Important – Go to MoneySmart Claim Form to submit your (1) Contact Details and (2) 11 digit Reference Number on the Thank You Page upon completion on or before 30 Nov 2018 for your S$50 Cash Gift. Full T&Cs here
  • 1.5% cashback on all eligible spend
  • No cashback cap and no minimum spend
  • Doubles up as your ez-link card with the EZ-Link facility enabled on it
  • Enjoy discounted movie tickets at Cathay Cineplexes
Petrol
Petrol
Excellent
  • Get up to S$300 worth of Cash + Cashback + Amazon Prime Now Credit when you apply for SCB Unlimited Cashback via MoneySmart
  • Important – Go to MoneySmart Claim Form to submit your (1) Contact Details and (2) 11 digit Reference Number on the Thank You Page upon completion on or before 30 Nov 2018 for your S$50 Cash Gift. Full T&Cs here
  • Up to 21.04% effective fuel savings at Caltex (16% onsite discount on Caltex Platinum 98 petrol + 4.50% rebate on nett transaction + 1.50% on unlimited cashback card cashback)
Online shopping
Online Shopping
Excellent
  • Get up to S$300 worth of Cash + Cashback + Amazon Prime Now Credit when you apply for SCB Unlimited Cashback via MoneySmart
  • Important – Go to MoneySmart Claim Form to submit your (1) Contact Details and (2) 11 digit Reference Number on the Thank You Page upon completion on or before 30 Nov 2018 for your S$50 Cash Gift. Full T&Cs here
  • 1.5% cashback on all eligible spend. No cashback cap and no minimum spend
  • Get 10% off full-price items plus free shipping at YOOX.com. Use promo codes FSMCYOOX (for free shipping) and MASTERCARD (for 10% discount). Valid till 31 Dec 2018
  • Get 15% off at Strawberrynet.com plus free shipping on all online purchases with min. spend USD$30. Valid till 31 Dec 2018
  • Enjoy discount privileges at over 3,000 outlets in Asia from dining to shopping among others with The Good Life®, only with Standard Chartered Cards
Shopping
Shopping
Very Good
  • Get up to S$300 worth of Cash + Cashback + Amazon Prime Now Credit when you apply for SCB Unlimited Cashback via MoneySmart
  • Important – Go to MoneySmart Claim Form to submit your (1) Contact Details and (2) 11 digit Reference Number on the Thank You Page upon completion on or before 30 Nov 2018 for your S$50 Cash Gift. Full T&Cs here
  • 1.5% cashback on all eligible spend
  • No cashback cap and no minimum spend
  • Up to 5% discount at iHerb
  • Enjoy discount privileges at over 3,000 outlets in Asia from dining to shopping among others with The Good Life®, only with Standard Chartered Cards
Dining
Dining
Satisfactory
  • Get up to S$300 worth of Cash + Cashback + Amazon Prime Now Credit when you apply for SCB Unlimited Cashback via MoneySmart
  • Important – Go to MoneySmart Claim Form to submit your (1) Contact Details and (2) 11 digit Reference Number on the Thank You Page upon completion on or before 30 Nov 2018 for your S$50 Cash Gift. Full T&Cs here
  • 1.5% cashback on eligible spend
  • No cashback cap and no minimum spend
  • Get up to 50% discount at selected dining establishments such as The Fullerton Hotel Singapore, The Fullerton Bay Hotel Singapore, Bedrock Bar & Grill, Fat Cow and many more
  • Enjoy discount privileges at over 3,000 outlets in Asia from dining to shopping among others with The Good Life®, only with Standard Chartered Cards
Terms
Terms and conditions
Interest Rate & Late Payment Fees

Annual Principal Fee

$193

Supplementary Annual Fee

0.0

Fee Waiver

Available

Interest Free Period

Annual Interest Rate

25.90%

Late Payment Fees

S$80

Minimum Monthly Repayment

1% or S$50, whichever is higher

Foreign Currency Transaction Fee

3.50%

Foreign Check Fee

N/A

Cash Advance Transaction Fee

6%

Overlimit Fee

$40
Eligibility

Singaporean Minimum Income

$30,000

Non-Singaporean Minimum Income

$60,000
Other

Card Association

MasterCard

Wireless Payment

MasterCard PayPass, Apple Pay, Samsung Pay, Google Pay