Up to 1.5%

Cash Back on Eligible spend

^S$0

Min. Spend per month

Unlimited

Cash Back Cap

All Details

• Key Features

  • Flat 1.5% cashback rate for all eligible purchases

  • No cashback cap and no minimum spend

  • Enjoy dining and shopping discount privileges at over 3,000 outlets in Asia with Standard Chartered’s The Good Life benefits program

  • 2 years annual fee waiver, no minimum spend required

  • At MoneySmart, we strive to keep our information accurate and up to date. This information may be different from what you see when you visit a financial institution, service provider, or specific product site. MoneySmart shall not be liable to compensate the Customer should the information is not as updated as our Partner.

Buffet Promotion

• Flat 1.5% cashback rate for all eligible purchases

• No cashback cap and no minimum spend

Petrol

Excellent

• If you pump Platinum 98 with Techron fuel, you get: 16% instant upfront discount (incl. 5% site discount) + 5% Standard Chartered Rebate on nett transaction + 5% rebate on the nett amount charged to your Simply Cash Credit Card

• If you pump Premium 95 with Techron, Regular 92 with Techron, or Caltex Diesel with Techron fuel, you get: 14% instant upfront discount (incl. 5% site discount) + 5% Standard Chartered Rebate on nett transaction + 5% rebate on the nett amount charged to your Simply Cash Credit Card

Cash Back

Excellent

• 1.5% cashback awarded for all eligible purchases, such as dining, online shopping, local and overseas spend

• Cashback terms and conditions: General exclusions such as bills, payments to educational, financial, and governmental institutions, and GrabPay top up apply

Shopping

Very Good

• Enjoy shopping discount privileges at over 3,000 outlets in Asia with Standard Chartered’s The Good Life Programme

• Flat 1.5% cashback rate for all eligible purchases

• No cashback cap and no minimum spend

Annual Interest Rate and Fees

Annual Principal Fee	S$194.40
Supplementary Annual Fee	S$0
Fee Waiver	First 2 years waived
Interest Free Period	Available
Annual Interest Rate	26.90%
Late Payment Fees	S$100
Minimum Monthly Repayment	S$50 OR 1% of principal / interest, fees & charges / overlimit amount / past due amount, whichever is higher
Foreign Currency Transaction Fee	3.25%
Foreign Check Fee	N/A
Cash Advance Transaction Fee	6%
Overlimit Fee	S$40

Minimum Income Requirements

Singaporean/PR Minimum Income	S$30,000
Non-Singaporean Minimum Income	S$60,000

Card Association

Mastercard
Visa
American Express

Wireless Payment

Visa Contactless
MasterCard PayPass
Apple Pay
Samsung Pay
Google Pay

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