Earn 3,950 SmartPoints or S$150 Cash via PayNow when you apply and spend a min. of S$500 from Card Account Opening Date to end of the following calendar month. T&Cs apply.
Why Choose SmartPoints?
Enjoy the ultimate flexibility to redeem ANY gift(s) at our Rewards Store
Short on points? Simply purchase more points on our store and grab your desired gift
Promotion is valid from 16-May-2024 to 31-May-2024
Applicable for New-to-HSBC cardholders only.
Customers need to apply through MoneySmart to be eligible
Applicants need to provide HSBC their consent to receive marketing and promotional materials from HSBC at the time of submitting their application.
Log into your MoneySmart account and submit your claim by 30th June 2024
Receive either S$150 Cash via PayNow or 3,950 SmartPoints when you apply and charge a min. of S$500 in Qualifying Transactions from card account opening date to end of the following month.
Use SmartPoints earned to redeem:
- ErgoTune Classic Ergonomic Chair (3,950 SmartPoints)
- Samsung 27-inch Smart Monitor M5 (3,500 SmartPoints)
- Apple AirPods (3rd Gen) (2,990 SmartPoints)
- Nintendo Switch Lite (2,955 SmartPoints) AND many other products!
SmartPoints will be credited into your points wallet, with a validity period of 1 year. You can choose to redeem any reward, or accumulate your points for future redemptions.
Please note that all rewards (SmartPoints or Cash via PayNow) will typically be fulfilled approximately 5 months after the end of the campaign month (31 May 2024).
MoneySmart exclusive rewards do not stack with external or third party promotions unless otherwise stated. See T&Cs for details.
*Instantly Activate Your Virtual Card for Google Pay and Apple Pay Shopping! T&Cs apply.
Disclaimer: At MoneySmart.sg, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.
The HSBC Revolution Card is a no-frills credit card that lets you earn HSBC rewards points for online and contactless transactions.
Currently, the HSBC Revolution Card offers the lowest interest rate as compared to the Citi Rewards Card and Standard Chartered Rewards+ Credit Card and in terms of annual fee, you wouldn’t have to worry about paying the annual fees or remembering to waive the annual fees every year with the HSBC Revolution Card.
Moreover, it has one of the more attractive “10X rewards points (equivalent to 4 air miles or 2.5% Cashback) for every S$1 spent” rewards mechanics as it is applicable to all online or via contactless payments, unlike Citi Rewards Card’s “10X rewards points for every S$1 spent” mechanics which excludes expenditure that are travel-related or via mobile wallets, and SCB Rewards+ Card which limits its “10X rewards points for every S$1 spent” to only foreign currency transactions.
If you’re a car owner who drives often, you’ll also benefit from generous discounts which are up to 21.15% fuel savings at Caltex and Shell. Considering all these factors, the HSBC Revolution Card seems to be the best option for everyday spending (especially for online shopping), and those who own cars.
Interest rate: 26.90%
Annual fee:None
Minimum annual income:
Interest rate: 26.90%
Annual fee:$196.20 (incl. 9% GST, waiver available)
Minimum annual income:
Interest rate: 27.90%
Annual fee:$196.20 (incl. 9% GST, first year waiver available)
Minimum annual income:
Here are 3 simple steps to apply for the HSBC Revolution Card
You may begin your application by clicking on our HSBC Revolution Card application link. When you choose to apply online or through the HSBC Singapore app and via SingPass MyInfo, HSBC will pull your identity and income data from SingPass (which is already verified), thus cutting short the processing time. The approval-in-principle page will appear within minutes of submitting your MyInfo.
You’ll need to provide all the necessary documentation in order for HSBC to approve your credit card application. This list of documents include:
You’ll be able to activate your HSBC Revolution Card instantly through the HSBC Singapore app, and enter your 6-digit Unlock Code after the verification process, to secure all your credit card transactions. Thereafter, it’s ready for you to use on any of your purchases and you can track your cashback benefits with your HSBC Singapore app!