DBS Vantage Visa Infinite Card
Miles or Cashback – you decide
Miles or Cashback – you decide

DBS Vantage Visa Infinite Card

DBS Vantage Card is one of the credit cards in Singapore with a high earn rate for both local and overseas spend, with the flexibility to switch between miles and cashback, along with benefits such as dining and travel privileges catered for both locally and abroad.
S$1 = 1.5 miles or 1.5% cashback
Local Spend
S$1 = 2.2 miles or 2.2% cashback
Overseas Spend
25,000 Bonus Miles
when you pay the Card's Annual Fee

Card Details

Good For

Affluent individuals who want to earn accelerated rewards on both local and overseas spending.
Travel enthusiasts seeking complimentary airport lounge access and a free hotel night annually.
High-income earners who can meet the annual fee or spending requirements for ongoing benefits.

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DBS Vantage Card Benefits

From personal finance to commercial and private banking, DBS has been providing financial services for clients for over 50 decades including a great selection of credit cards.

Ever since the DBS Vantage Card was launched in 2022, it has grown to be one of their best cards with the flexibility to switch between miles and cashback. If you’re considering a card with such features, lete’s take a closerlook at the requirements, pros and cons and other relevant details of the DBS Vantage Card before getting your hands on this card.

Credit Card With Complimentary Travel Insurance Coverage

Many credit cards offer complimentary travel insurance, providing a safety net for your journeys. While benefits can vary widely between card issuers like Citi, AMEX, UOB, DCS, DBS Altitude, and CIMB, common coverages include:

  • Purchase protection: Coverage for items purchased with your card and in the form of e-commerce coverage.
  • Medical emergencies: Coverage for medical expenses incurred while travelling.
  • Trip disruptions: Assistance with costs if your trip is cancelled or interrupted.
  • Travel delays: Compensation for unexpected delays during your journey.
  • Lost or Delayed luggage: Reimbursement for essential items if your baggage goes missing.
  • Rental car coverage: Protection against damages or theft to your rental vehicle.
  • Accidental coverage: Protection against unforeseen accidents during your trip.

Discover More About Credit Cards With Complimentary Travel Insurance

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DBS Vantage Card Application

Here are 3 simple steps to apply for the DBS Vantage Card

Step 1

Apply via MoneySmart’s Credit Cards page

You may begin your application by clicking on our DBS Vantage Card application link.


When you choose to apply online via DBS’ website using SingPass MyInfo, DBS will pull your identity and income data from SingPass (which is already verified), thus reducing the processing time. The approval-in-principle page will appear within minutes of submitting your MyInfo.

Step 2

Provide all documentation required

You'll need to provide all the necessary documentation in order for DBS to approve your credit card application. This list of documents include:

  • NRIC or other identification details
  • Latest 3 months' computerised payslip
  • Latest 12 months' CPF Contribution History Statement
  • Latest Income Tax Notice of Assessment (NOA), only applicable to new cardholder applicants who are self-employed or foreigners on a valid work pass
Step 3

Receive your DBS Vantage Card

You’ll be able to activate your DBS Vantage Card through the DBS Digibank Mobile App and create your 6-digit Unlock Code to secure your credit card transactions.

Frequently Asked Questions

Are there any fees if I apply for the DBS Vantage Card?

The DBS Vantage Card charges a non-waivable $599.50 annual fee, plus other fees like cash withdrawal fees or cash advance transaction fees, late payment fee, minimum monthly payment, foreign currency transaction fee, and overlimit fee.

Am I eligible for the DBS Vantage Card?

If you’re a Singapore Citizen, Permanent Resident (PR) or foreigner with a valid Singapore Employment Pass, you’re eligible to apply for the DBS Vantage Card, as long as you’re aged 21 and above, and earn a minimum annual income of $120,000 (for Singaporeans and PRs, and foreigners).