Enjoy an upsized 6,140 SmartPoints or S$300 Cash via PayNow, when you meet the spend criteria. T&Cs apply. PLUS stand a chance to win up to $7900 worth of Staycay, Shopping and Dining Vouchers! T&Cs apply.
Use 6,140 SmartPoints to redeem any product on our Rewards Store, including 15,000 KrisFlyer miles (redeemable for a one-way Economy Class Saver ticket to Bangkok on Singapore Airlines). Alternatively, purchase additional SmartPoints using cash, to redeem upsized rewards as well.
Promotion is valid from 01-October-2024 to 15-October-2024
Applicable for New-to Citibank Cardmembers only
Customers need to apply through MoneySmart to be eligible
Log into your MoneySmart account and submit your claim by 15th November 2024
*Faster Rewards Redemption: Receive your Reward as fast as 5 weeks from meeting the "Eligible Spends" criteria. T&Cs Apply.
Activate the approved Eligible Card via the Citi Mobile App and spend a minimum of S$500 which falls under “Qualifying Spend” within a 30-day period inclusive of account approval date.
Gift Selection: S$300 Cash via PayNow or Upsized 6,140 SmartPoints
Get an additional S$80 Trip.com Coupon on top of the base gift! The S$80 Trip.com Coupon consists of a: S$50 New User Coupon + S$30 Existing User Coupon. Refer to T&Cs for more details.
Stand a chance to win:
- 2 Days 1 Night Staycation at Pan Pacific Singapore Deluxe Panoramic Room (worth S$1,800++) + S$100 Marina Central Vouchers (2 Winners)
- 2 Days 1 Night Staycation at JW Marriot Singapore South Beach Premier Room (worth S$750++) + S$100 Marina Central Vouchers (2 Winners)
- 2 Days 1 Night Staycation at Conrad Centennial Singapore Deluxe Room (worth S$506++) + S$100 Marina Central Vouchers (2 Winners)
- S$500 Suntec City e-vouchers + S$100 Marina Central Vouchers (2 Winners)
Refer to https://www.moneysmart.sg/credit-cards/marina-central-promotion-ms for more details about the Lucky Draw!
Use 6,140 SmartPoints to redeem any product on our Rewards Store, including 15,000 KrisFlyer miles (redeemable for a one-way Economy Class Saver ticket to Bangkok on Singapore Airlines). Alternatively, purchase additional SmartPoints using cash, to redeem upsized rewards
With 6,140 SmartPoints* earned, you can redeem:
- 15,000 KrisFlyer Miles
- Apple 13-inch MacBook Air M2 | Top up $810 more only
- Apple iPad (10th Gen) | Redeem in full
- S$430 GrabGifts Vouchers | Redeem in full
- Sony WH-1000XM5 Noise Cancelling Headphones | Redeem in full
- OR many other options available at our Rewards Store today.
- For more information regarding SmartPoints, refer to our FAQ here.
SmartPoints will be credited into your points wallet, with a validity period of 1 year. You can choose to redeem any reward, or accumulate your points for future redemptions.
Trip.com Coupon are only eligible to be used at this link: https://sg.trip.com/w/moneysmart20
Use Citi PayAll which allows you to earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your rent, insurance premiums, education expenses, taxes, utilities and more.
MoneySmart exclusive rewards do not stack with external or third party promotions, unless otherwise stated. See T&Cs for details.
Disclaimer: At MoneySmart.sg, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.
Citibank's Citi Rewards Credit Card has been around for a couple of years and serves as one of the primary cards offered by the bank for spenders seeking to accumulate points within the Citi Rewards Programme. It used to be issued as a Visa credit card, but the current Citi Rewards Card has since migrated to the Mastercard network.
This card allows you to accumulate Citi Rewards points, which are convertible into miles, through various means, including online and offline shopping, using Grab or Gojek for transportation, or making purchases through online food and grocery delivery services.
Having all these perks may sound appealing to you, but is it really suitable for your spending habits and lifestyle? Let's find out in this quick review.
At the moment, there are several popular credit cards offering attractive rewards that you can convert to either cash or air miles or other forms of benefits. Citi Rewards Card is just one of them, and comparable alternatives like HSBC Revolution Card and Standard Chartered Rewards+ Credit Card are some of the options listed on MoneySmart's online credit card comparison wizard which you can consider as well.
Let's put these 3 credit cards side by side.
The Citi Rewards Card's "10X rewards points for every $1 spent" perk comes with more limitations as compared to the HSBC Revolution Card and Standard Chartered Rewards+ Card as it excludes travel-related and mobile wallet transactions.
When it comes to air miles, the Citi Rewards Card is on par with the HSBC Revolution Card and Standard Chartered Rewards+ Card as all of them offer 1 reward point for the value of 4 miles.
If you're looking for lower interest rates and a guarantee of no annual fee charges (without the hassle of requesting waivers), the HSBC Revolution Card is more suitable, plus it has the lowest barrier to entry for foreigners looking to qualify for a rewards credit card based on the minimum annual income requirement.
Interest rate: 26.90%
Annual fee:$196.20 (incl. 9% GST, waiver available)
Minimum annual income:
Interest rate: 26.90%
Annual fee:None
Minimum annual income:
Interest rate: 27.90%
Annual fee:$196.20 (incl. 9% GST, first year waiver available)
Minimum annual income:
Here are 3 simple steps to apply for the Citi Rewards Card:
You may begin your application by clicking on our Citi Rewards Card application link.
When you choose to apply online or through the Citi Mobile App and via SingPass MyInfo, Citibank will pull your identity and income data from SingPass (which is already verified), thus cutting short the processing time. The approval-in-principle page will appear within minutes of submitting your MyInfo.
You'll need to provide all the necessary documentation in order for Citibank to approve your credit card application. This list of documents include:
You’ll be able to activate your Citi Rewards Card instantly through the Citi Mobile® App and be invited to enter your 6-digit Unlock Code to secure all your credit card transactions. Thereafter, it’s ready for you to use on any of your purchases and you can track your rewards with your Citi Mobile® App!