with minimum consecutive four-night stay at any hotel or resort
Unlimited
Airport Lounge Access
MoneySmart Exclusive
Apply and spend S$500 to get S$350 Cash OR an Apple iPad 10.2" Wi-Fi (worth S$499) OR an Apple AirPods Pro+ S$100 Cash(worth S$479) OR an Nintendo Switch OLED(worth S$549) as soon as 6 weeks from Credit Card approval. T&Cs apply.
Valid until 31 May 2022 - See more details below
Are you eligible?
Promotion is valid from 20-May-2022 till 31-May-2022
Applicable for New-to card holders only
Who is considered a "New-To Card Holder"?
A New-To Card Holder is someone who doesn't already have an existing credit card with the bank
Customers need to apply through MoneySmart to be eligible
What you need to know
Make S$500 worthof eligible transactions within 30 days of the account being opened.
What is considered an eligible transaction?
Any retail transaction which does not arise from any equal payment plans and late payment fees. Refer to bank’s T&C for more information!
Min. spend criteria can be met by using Citi PayAll, which allows you to earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your rent, insurance premiums, education expenses, taxes, utilities and more.
Please remember to login to your user profile to submit your claim.
When should Claim Forms be submitted?
Applicants may begin submitting claim forms as soon as they have applied for an Eligible Card.
Gift Options: S$350 Cash via PayNow OR Apple iPad 10.2" Wi-Fi (worth S$499) OR an Apple AirPods Pro + S$100 Cash (worth S$479) OR an Nintendo Switch OLED (worth S$549)
Faster Gift Redemption: receive your free gift as soon as 6 weeks from Credit Card approval. T&Cs Apply.
MoneySmart exclusive gifts and rewards do not stack with external or third party promotions. Kindly refer to T&Cs for details.
T&Cs
FAQ
Claim Form
Quick Facts
Get the maximum value by
Using this card for all of your daily and travel needs
Good for
Affluent Individuals who want a travel card with exclusive privileges
Categories to maximise this card
All lifestyle categories
What people use it for
Both daily spending and big purchases
Get if
You like travelling and want to enjoy exceptional privileges while doing so
All Details
Complimentary night stay when you book a minimum consecutive four-night stay at any hotel or resort
Unlimited complimentary access to hundreds of Priority Pass airport lounges
Six complimentary golf games at highly celebrated golf courses in Singapore, Malaysia, Indonesia and China
5 ThankYou Points (2 miles) for every S$1 spent overseas and 3.25 ThankYou Points (1.3 miles) for every S$1 spent locally
Citi Miles never expire so you can accumulate them over time
Citi Miles redemption via Citi ThankYou Rewards allows you to transfer miles earned to 11 airline partners, including Singapore Airlines’ Krisflyer miles program. Subject to S$26.75 per Points Transfer
1.3 Citi Miles per S$1 local spend. No minimum spend, although general exclusions such as insurance, educational institution fees etc., do apply
2 Citi Miles per S$1 overseas spend on foreign currency. Subject to 3.25% Citibank admin fee and 1% Mastercard admin fee per transaction
Manage and schedule bill payments with Citi PayAll feature on the Citi Mobile App
All transactions subject to 1.25% – 2% service fee per transaction; a personalized rate will be determined upon enrolment for Citi PayAll and updated occasionally
Ensure there’s sufficient credit and regularly update payee account number, amount, and due date to avoid transaction failures and late payments, all of which may incur compensation to Citi PayAll
Best for: Petrol transactions at Esso and Shell
Esso: 5% Esso site discount + 5% Esso Smiles discount + 4% Citi card discount = Total of 14% savings effectively
Shell: 5% Shell site discount + 5% Shell Escape discount + 4% Citi card discount = Total of 14% savings effectively
Annual Principal Fee
S$535
Supplementary Annual Fee
Free for Life
Interest Free Period
25 days
Annual Interest Rate
26.90%
Late Payment Fees
Determined by credit card issuer
Minimum Monthly Repayment
1% plus 1% of any outstanding unbilled instalment amounts plus interest charges plus late payment charge or S$50, whichever is higher
Disclaimer: At MoneySmart.sg, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.