Citi M1 Credit Card

ARE YOU ELIGIBLE?

• Apply for an eligible Citibank credit card during the promotion period from 10-June-2026 to 16-June-2026 via MoneySmart as main cardholder

• Applicable for New-to Citibank Cardmembers only

• Activate the approved Eligible Card via the Citi Mobile App and spend a minimum of S$500 which falls under “Qualifying Spend” within a 30-day period inclusive of account approval date.

• This Promotion is only valid for Citibank PremierMiles, Cashback+, Rewards, Cashback, SMRT and M1 credit cards.

• Complete and submit the MoneySmart Claim Form with valid contact details and unique application number by 16 July 2026

WHAT YOU NEED TO KNOW

1. [MoneySmart Baseline Gift]
   Meet the minimum S$500 spend within 30 days to unlock your choice of reward—S$380 Cash via PayNow or 6,140 SmartPoints for exciting products in the MoneySmart Rewards Store

2. [MoneySmart S$15,000 Getaway Lucky Draw]
   Grab an extra gift! Stand a chance to win a S$15,000 Dream Holiday to your desired destination when you apply and meet the spend criteria! T&Cs apply.

3. *Faster Rewards Redemption: Reward fulfillment happens as fast as 5 weeks from meeting spend criteria, and is processed on a rolling basis, so the sooner you spend, the sooner you receive your reward.

4. Use the SmartPoints earned to fully redeem a product from our Rewards Store. If the product costs more, redeem with your points and top up the rest by purchasing additional SmartPoints. Enjoy flexible redemption and get the rewards you want! 

5. SmartPoints will be credited into your points wallet, with a validity period of 1 year. You can choose to redeem any reward, or accumulate your points for future redemptions. 

6. Use Citi PayAll which allows you to earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your rent, insurance premiums, education expenses, taxes, utilities and more.

7. MoneySmart Exclusive promotions do not stack with third-party promotions unless stated otherwise—check T&Cs for complete details.