Citi M1 Credit Card
Apply now and redeem any of these:
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MoneySmart Exclusive
Guaranteed S$380 Cash via PayNow
Guaranteed S$380 Cash via PayNow
FREE with SmartPoints
Apple 11-inch iPad Wi-Fi (A16, 2025, 128GB Silver)
6140 SmartPoints
worth S$499
Apple 11-inch iPad Wi-Fi (A16, 2025, 128GB Silver)
6140 SmartPoints
worth S$499
FREE with SmartPoints
Shopee Voucher $450
6075 SmartPoints
worth S$450
Shopee Voucher $450
6075 SmartPoints
worth S$450
FREE with SmartPoints
LEVEL8 Adventure Trolley Luggage Case (28-inch, Black)
5805 SmartPoints
worth S$829
LEVEL8 Adventure Trolley Luggage Case (28-inch, Black)
5805 SmartPoints
worth S$829
Only $86 with SmartPoints
Apple Watch Series 11, 42mm (GPS, Jet Black Aluminium Case with Black Sport Band)
6995 SmartPoints
worth S$599
Apple Watch Series 11, 42mm (GPS, Jet Black Aluminium Case with Black Sport Band)
6995 SmartPoints
worth S$599
Only $1173 with SmartPoints
Apple iPhone 17 Pro (256GB, Cosmic Orange)
17865 SmartPoints
worth S$1749
Apple iPhone 17 Pro (256GB, Cosmic Orange)
17865 SmartPoints
worth S$1749
View more rewards
View more rewards
Get S$380 Cash Reward or 6,140 SmartPoints (worth up to S$499 of Gifts) when you charge a min. of S$500 within 30 days!
PLUS, win a S$15,000 Dream Holiday to your preferred destination! T&Cs apply.
Valid till 21 Jun 2026
ARE YOU ELIGIBLE?
MoneySmart Exclusive Promotion is valid from 17-June 2026 to 21-June-2026
Applicable for New-to Citibank Cardmembers only
Activate the approved Eligible Card via the Citi Mobile App and spend a minimum of S$500 which falls under “Qualifying Spend” within a 30-day period inclusive of account approval date.
This Promotion is only valid for Citibank Rewards, Cashback, SMRT and M1 credit cards.
Log into your MoneySmart account and submit your claim by 21st July 2026
WHAT YOU NEED TO KNOW
[MoneySmart Baseline Gift]
Choose between S$380 Cash via PayNow OR 6,140 SmartPoints when you meet the criteria above.[MoneySmart S$15,000 Getaway Lucky Draw]
Grab an extra gift! Stand a chance to win a S$15,000 Dream Holiday to your desired destination when you apply and meet the spend criteria! T&Cs apply.*Faster Rewards Redemption: Receive your Reward as fast as 5 weeks from meeting the "Eligible Spends" criteria. T&Cs Apply.
Use the SmartPoints earned to fully redeem a product from our Rewards Store. If the product costs more, redeem with your points and top up the rest by purchasing additional SmartPoints. Enjoy flexible redemption and get the rewards you want!
SmartPoints will be credited into your points wallet, with a validity period of 1 year. You can choose to redeem any reward, or accumulate your points for future redemptions.
Use Citi PayAll which allows you to earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your rent, insurance premiums, education expenses, taxes, utilities and more.
MoneySmart exclusive rewards do not stack with external or third party promotions, unless otherwise stated. See T&Cs for details.
Card Details
Good For
M1 customers seeking rebates on their monthly telco bills and eligible entertainment purchases.
Singaporeans who want to earn rebates on retail transactions and M1 shop purchases using a rewards card.
Individuals aiming to convert rebates into KrisFlyer miles for travel, maximizing lifestyle category spending.
Things To Note
Annual fees of $196.20 can negate rewards; evaluate if your spending justifies the cost.
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