Citi M1 Credit Card
Apply now and redeem any of these:
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MoneySmart Exclusive
Guaranteed S$400 Cash via PayNow
Guaranteed S$400 Cash via PayNow
FREE with SmartPoints
Sony WH-1000XM6 Wireless Noise Cancelling Headphones (Black)
6140 SmartPoints
worth S$649
Sony WH-1000XM6 Wireless Noise Cancelling Headphones (Black)
6140 SmartPoints
worth S$649
FREE with SmartPoints
Shopee Voucher $450
6075 SmartPoints
worth S$450
Shopee Voucher $450
6075 SmartPoints
worth S$450
FREE with SmartPoints
Insta360 GO Ultra Standard Bundle (Arctic White)
6140 SmartPoints
worth S$569
Insta360 GO Ultra Standard Bundle (Arctic White)
6140 SmartPoints
worth S$569
FREE with SmartPoints
LEVEL8 Adventure Trolley Luggage Case (28-inch, Black)
5805 SmartPoints
worth S$829
LEVEL8 Adventure Trolley Luggage Case (28-inch, Black)
5805 SmartPoints
worth S$829
$130 with SmartPoints
Apple 11-inch iPad Wi-Fi (A16, 2025, 128GB Silver)
7590 SmartPoints
worth S$649
Apple 11-inch iPad Wi-Fi (A16, 2025, 128GB Silver)
7590 SmartPoints
worth S$649
View more rewards
View more rewards
Get S$400 Cash Reward or 6,140 SmartPoints (worth up to S$649 of Gifts) as quickly as 5 weeks —just spend S$500 within 30 days of card approval with your new Citibank Credit Card! T&Cs apply.
Double your excitement with a chance to win the ultimate S$15,000 getaway to your dream destination in our exclusive lucky draw! T&Cs apply.
AND celebrate Singapore's birthday with a S$61 Cash Bonus when you are the first 10 customers to submit the claim form during the National Day Flash Deal! T&Cs apply.
Valid till 05 Aug 2026
ARE YOU ELIGIBLE?
MoneySmart Promotion is valid from 01 August 2026 to 05 August 2026
Apply as main "New-to Citibank" cardholder for an eligible Citibank Credit Card via MoneySmart within the qualifying period
Activate the approved Eligible Card via the Citi Mobile App and spend a minimum of S$500 which falls under “Qualifying Spend” within a 30-day period inclusive of account approval date.
Complete and submit the MoneySmart Claim Form with valid contact details and Unique Reference Number (URN) by 5th September 2026
WHAT YOU NEED TO KNOW
[MoneySmart Baseline Gift]
Meet the minimum S$500 spend within 30 days to unlock your choice of reward—S$400 Cash via PayNow or 6,140 SmartPoints for exciting products in the MoneySmart Rewards Store[MoneySmart National Day Flash Deal]
Be among the first 10 eligible new-to-bank credit card customers daily to submit your claim through MoneySmart and score an extra S$61 Cash — stackable on top of your baseline gift. T&Cs apply.[MoneySmart S$15,000 Getaway Lucky Draw]
On top of the baseline rewards, stand a chance to win the grand prize: a S$15,000 Dream Holiday to any destination you desire, adding a luxurious getaway to your financial boost. T&Cs apply.*Faster Rewards Redemption: Reward fulfillment happens as fast as 5 weeks from meeting spend criteria, and is processed on a rolling basis, so the sooner you spend, the sooner you receive your reward.
Use the SmartPoints earned to fully redeem a product from our Rewards Store. If the product costs more, redeem with your points and top up the rest by purchasing additional SmartPoints. Enjoy flexible redemption and get the rewards you want!
SmartPoints will be credited into your points wallet, with a validity period of 1 year. You can choose to redeem any reward, or accumulate your points for future redemptions.
Use Citi PayAll which allows you to earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your rent, insurance premiums, education expenses, taxes, utilities and more.
MoneySmart Exclusive promotions do not stack with third-party promotions unless stated otherwise—check T&Cs for complete details.
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