No annual fee for life. Advertises one of the highest cash back at 10%, but only for selected categories and limited by cashback cap.
Up to 10%
Cash Back on Cruises
S$800
Min. spend per month
2%
Foreign Transaction Fee
MoneySmart Exclusive

Apply and spend S$988 to receive S$280 Cash via PayNowT&Cs apply.

Valid until 31 May 2023 - See more details below

Are you eligible?

    • Promotion is valid from 09-May-2023 to 31-May-2023

    • Applicable for New-to card holders only

    • Customers need to apply through MoneySmart to be eligible

What you need to know

  1. Approved cardholders must spend S$988 during the first 60 days from approval date to qualify for gift.

  2. Gift Options: $280 Cash via PayNow

  3. "Qualifying Spends" will be based on the final reports provided by the bank.

  4. Log into your MoneySmart account and submit your claim.

  5. Please note that gift will typically be fulfilled approximately 4 to 5 months after the end of the campaign (31 May 2023).

T&Cs
FAQ
Claim Form

Quick Facts

Get the maximum value by

Very specific categories and limited categories to maximise cash back, and yet still has high minimum spend. Slightly lower base cash back compared to the rest of the cards

Good for

Young professionals who shop online and also buy groceries

Categories to maximise this card

Beauty and wellness, grocery, online shopping, pet care and cruises

What people use it for

Daily spending and online shopping. Since there is no annual fee, just use this card whenever you spend in the more specific categories.

Get if

You consistently spend a modest amount on groceries, online shopping and beauty/wellness each month

All Details

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