Up to 10% cashback
No annual fee for life. Advertises one of the highest cash back at 10%, but only for selected categories and limited by cashback cap.
10%
Cash Back on Beauty & Wellness, Online Shopping, Groceries
S$600
Min. spend per month (till 31 Oct 2023)
S$100
Cash Back Cap per month
MoneySmart Exclusive

Get S$250 Cash via PayNow OR $270 eCapita Vouchers OR an Apple AirPods 3rd Gen with Lightning Charging Case (worth $261.40) OR a ErgoTune Classic Ergonomic Chair (worth S$399) when you apply and spend a min of S$988T&Cs apply. 

PLUS enjoy a lower minimum monthly spend requirement of only S$600 (previously S$800) to receive 10% cashback* on 5 eligible categories! T&Cs apply.

Valid until 07 Oct 2023 - See more details below

Are you eligible?

    • Promotion is valid from 01-October-2023 to 07-October-2023

    • Applicable for New-to card holders only

    • Customers need to apply through MoneySmart to be eligible

What you need to know

  1. Log into your MoneySmart account and submit your claim by 7th November 2023

  2. Spend a min. of S$988 during the first 60 days from card approval date

  3. Gift Options: S$250 Cash via PayNow OR $270 eCapita Vouchers OR an Apple AirPods 3rd Gen with Lightning Charging Case (worth $261.40) OR a ErgoTune Classic Ergonomic Chair (worth S$399)

  4. Please note that gifts will typically be fulfilled approximately 4 to 5 months after the end of the campaign month (31 October 2023).

  5. *Customers who sign up for the Visa Signature Card can now enjoy a lower minimum monthly spend requirement of only S$600 (previously S$800) to get 10% cashback on the following eligible categories: Online Shopping, Groceries, Beauty & Wellness, Pet Shops & Veterinary Services, Cruises. No pre-registration is required. T&Cs apply.

  6. MoneySmart exclusive gifts and rewards do not stack with external or third party promotions unless otherwise stipulated. Kindly refer to T&Cs for details

T&Cs
FAQ
Claim Form

Quick Facts

Get the maximum value by

Very specific categories and limited categories to maximise cash back, and yet still has high minimum spend. Slightly lower base cash back compared to the rest of the cards

Good for

Young professionals who shop online and also buy groceries

Categories to maximise this card

Beauty and wellness, grocery, online shopping, pet care and cruises

What people use it for

Daily spending and online shopping. Since there is no annual fee, just use this card whenever you spend in the more specific categories.

Get if

You consistently spend a modest amount on groceries, online shopping and beauty/wellness each month

All Details

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