[FASTER GIFT REDEMPTION | ESKIMO E-SIM GIVEAWAY]
Get a Sony WF-1000XM5 Wireless Noise Cancelling Headphones (worth S$429) or a ErgoTune Classic Ergonomic Chair (worth S$399) or a Titan V1 7-Speed Foldable Bike (worth S$399) or S$280 Cash via PayNow, in as fast as 2-3 months when you apply and spend a min of S$988. T&Cs apply.
PLUS get a FREE 5GB Eskimo e-SIM (worth S$33.60) when you are the first 800 new-to-card customers to submit the claim form and participate in the MoneySmart Eskimo e-SIM Giveaway! No spend required!
Promotion is valid from 01-March-2024 to 14-March-2024
Applicable for New-to card holders only
Customers need to apply through MoneySmart to be eligible
Log into your MoneySmart account and submit your claim by 14th April 2024
Get a FREE 5GB Eskimo e-SIM (worth S$33.60) when you are the first 800 new-to-card customers to submit the claim form and participate in the MoneySmart Eskimo e-SIM Giveaway! No spend required!
MoneySmart Exclusive Gift Options: Sony WF-1000XM5 Wireless Noise Cancelling Headphones (worth S$429) or a ErgoTune Classic Ergonomic Chair (worth S$399) or a Titan V1 7-Speed Foldable Bike (worth S$399) or S$280 Cash via PayNow
Customers must spend a min. of S$988 during the first 60 days from card approval date to be eligible for the MoneySmart Exclusive Gifts.
*Faster Gift Redemption: Receive your Reward as fast as 2 - 3 months from meeting the "Eligible Spends" criteria, instead of 5 months from end of campaign month. T&Cs Apply.
MoneySmart exclusive gifts and rewards do not stack with external or third party promotions unless otherwise stipulated. Kindly refer to T&Cs for details
Young professionals who shop online and also buy groceries
Beauty and wellness, grocery, online shopping, pet care and cruises
Daily spending and online shopping. Since there is no annual fee, just use this card whenever you spend in the more specific categories.
You consistently spend a modest amount on groceries, online shopping and beauty/wellness each month
Disclaimer: At MoneySmart.sg, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.
As we compare the 3 credit cards, the CIMB Visa Signature Card gives you the highest percentage of cashback on your spending on selected categories like local dining and groceries (food deliveries and online groceries included) - a generous 5% that is higher than the 5% and 1.6% you can get from the HSBC Visa Platinum Card and the Citi Cash Back+ Card respectively.
Moreover, the CIMB Visa Signature Card lets you save the most on annual fees as it doesn’t charge any unlike most credit cards, including the HSBC Visa Platinum Card and the Citi Cash Back+ Card.
When it comes to interest rates, the HSBC Visa Platinum Card offers you the lowest option of 26.90% (subject to the bank’s assessment of your credit profile). However, it charges a hefty annual fee of $662.15, which is the highest among the 3 cards.
Interest rate: From 27.80%
Minimum annual income:
Interest rate: From 26.90%
Annual fee:$662.15 (no waiver available)
Minimum annual income:
Interest rate: From 27.90%
Annual fee:$196.20 (first year waiver available)
Minimum annual income:
Here are 3 simple steps to apply for the CIMB Visa Signature Card
You may begin your application by clicking on our CIMB Visa Signature Card application link. When you choose to apply online via SingPass MyInfo, CIMB will pull your identity and income data from SingPass (which is already verified), thus cutting short the processing time. The approval-in-principle page will appear within minutes of submitting your MyInfo.
You’ll need to provide all the necessary documentation in order for CIMB to approve your credit card application. This list of documents include:
You’ll be able to activate your CIMB Visa Signature Card through CIMB’s online platform, and enter a One-Time Password (OTP) after keying in your 6-digit Online Banking PIN to secure all your credit card transactions. Thereafter, it’s ready for you to use on any of your purchases and you can track your cashback rewards and credit card statements with your CIMB Clicks mobile app!