American Express True Cashback Card

Welcome Offer–Make a minimum charge of S$1,000 on eligible spend within the first one (1) month of Card approval and receive a Complimentary one-night stay in a Deluxe Room at the Village Hotel Sentosa (worth up to S$360++). Valid till 31 Jan 2020
1.5% Cashback on any purchase you make
1% additional Cashback on foreign currency spend. Valid from 1 August 2019 to 30 June 2020
3% Cashback for the first 6 months up to S$5,000 spend
Unlimited Cashback - No min spend & no cap
First year fee waiver

Book with American Express Cards and enjoy attractive offers on hotels and flight bookings: Up to 20% savings at participating hotels, 1.5% rebate on all flight bookings
Exclusive shopping privileges all around the world, all year round with American Express Selects®
up to 40% discount at outlets such as Phillips, Qoo10 & Alibaba
1.5% Cashback on any purchase you make, anytime
3% Cashback for the first 6 months up to $5000 spend
Eligible for use with Apple Pay, Google Pay, Samsung Pay

Annual Principal Fee	S$171
Supplementary Annual Fee	85.6
Fee Waiver	Available
Interest Free Period	22 days
Annual Interest Rate	25.90%
Late Payment Fees	S$90
Minimum Monthly Repayment	3% or S$50, whichever is higher
Foreign Currency Transaction Fee	2.50%
Foreign Check Fee	N/A
Cash Advance Transaction Fee	5%
Overlimit Fee	N/A

Singaporean Minimum Income	S$30,000
Non-Singaporean Minimum Income	S$60,000

Key Features