Covid-19 Medical Bill Reliefs in Singapore - What If You Get Infected?

What Are the Symptoms of Covid-19?

Fever >37.5°C
Difficulty Breathing
Cough
Sore Throat
Loss of Taste / Smell
Diarrhoea
Body Ache
Runny Nose
What Should You Do If You Have Covid-19 Symptoms?
Check the Covid-19 Symptom Checker for advice on what you should do next. The recommendations will depend on your scenario (e.g. exposure to infected persons) and the severity of your symptoms.
Generally, if you have any of the mild symptoms (those similar to the common cold), you should see a GP. If you are a Singapore citizen or PR, you can get subsidised GP consultation fees at polyclinics and Public Health Preparedness Clinics (PHPCs).
If you have severe symptoms, such as breathing difficulties, you should call 995 or go to any hospital's Emergency Department (A&E) to get medical treatment ASAP.
When seeking treatment, your doctor will advise you on any next steps. If you need to be tested for Covid-19, the government will pay for your testing fees (as well as subsequent treatment).
What If You Are Placed Under Quarantine?

What About Your Income?
Leave Arrangement
Quarantine Allowance
More Assistance
Do You Need to Pay Your Own Covid-19 Medical Bills?
Notable Exceptions


What If You Need More Cash?
Can You Get Additional Covid-19 Insurance Coverage?

Covid-19 Insurance Coverage in Singapore
Insurer | Hospitalisation Benefit | Death Payout |
---|---|---|
InsurerAIA | Hospitalisation BenefitS$1,000 lump sum | Death PayoutS$25,000 |
InsurerAXA | Hospitalisation BenefitS$200 per day | Death PayoutS$20,000 |
InsurerEtiqa | Hospitalisation BenefitS$100 per day (S$200 per day if in ICU) | Death PayoutS$50,000 |
InsurerGreat Eastern | Hospitalisation BenefitS$200 per day | Death PayoutS$20,000 |
InsurerHSBC | Hospitalisation BenefitS$200 per day + S$1,000 lump sum | Death PayoutS$10,000 |
InsurerManulife | Hospitalisation BenefitS$1,500 or S$2,000 lump sum | Death PayoutS$30,000 |
InsurerIncome | Hospitalisation BenefitS$100 per day | Death PayoutS$10,000 |
InsurerPrudential | Hospitalisation BenefitS$200 per day (S$500 lump sum if quarantined) | Death Payout- |
Frequently Asked Questions
How do I get tested for Covid-19?
- According to the Ministry of Health, Covid-19 testing is free of charge in Singapore. However, you can't simply go to your doctor and ask for a test. Your doctor will assess your health and travel/contact history, and, only if there is a need for a test, either administer it or refer you to a hospital with testing facilities.
What is the treatment for Covid-19?
- As yet, there is no proven treatment or medicine against Covid-19 - scientists are still working on a cure. Currently, medical treatment consists of supporting the patient's immune system in self-recovery. Most people who catch Covid-19 do recover, but the process may take several weeks.
Are discharged coronavirus disease patients infectious?
- According to the Ministry of Health, Covid-19 patients in Singapore are discharged only when they have fully recovered and no longer infectious. Patients must undergo a series of tests to make sure they are no longer harbouring the virus before they are released.