NTUC car insurance

NTUC Income car insurance offers 3 car insurance plans—ranging from a flexible car scheme to a comprehensive and affordable coverage for repair, damage and accident costs—to suit every type of vehicle. Choose from 3 types of car insurance: Drivo Classic, Drivo Premium, or Drivo Prestige to give you peace of mind on the road.

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Why you should choose NTUC motor insurance

Why you should choose NTUC motor insurance

5% loyalty discount

Long-standing customers who are covered by NTUC car insurance are entitled to a 5% loyalty discount. Get an NTUC car insurance quote from MoneySmart to compare prices.

Free NCD protection

Automatically receive a free No Claim Discount (NCD) Protection on the 3rd consecutive year of renewing your existing NCD of 50%.

24/7 road and medical assistance

You get accident response in Singapore as well as on the road in West Malaysia to cities such as KL, Penang, or Malacca.

NTUC Drivo Classic

NTUC Drivo Classic

  • Excess

  • Personal Accident Coverage

  • Medical Expenses

The most basic of NTUC car insurance plans, the Drivo Classic is best for older models, second-hand cars or parallel imports. It includes vehicle loss or damage from accidental causes, medical expenses, towing service and more. However, it limits you to authorised NTUC car insurance workshops for vehicle repairs that may arise.
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NTUC Drivo Premium

NTUC Drivo Premium

  • Excess

  • Personal Accident Coverage

  • Medical Expenses

Drivo Premium offers the same coverage as Drivo Classic, with the option to visit your preferred workshop for vehicle repairs. It’s good for owners of new cars that are still under warranty.
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NTUC Drivo Prestige

NTUC Drivo Prestige

  • Excess

  • Personal Accident Coverage

  • Medical Expenses

This plan is tailored for Porsche Panamera, Cayenne, Boxter and 911 vehicle owners. It offers a more extensive coverage with higher limits, so you can drive your car with security and confidence.
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Available Car Coverage

  • Additional coverage

    Protect your frequent trips to Malaysia for a hassle-free road trip.

  • Transport allowance

    Get $50 daily transport allowance while your vehicle is under repair. Valid only for the first seven days.

  • Excess waiver cover

    Waive the basic excess of $600, so you won’t have to shell out money in the event of a claim.

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NTUC Car Insurance Review

Features & Benefits

  • 24/7 response team for accident assistance anywhere in Singapore
  • One-stop NTUC Income motor service centre for all claims and repairs
  • Complimentary in-car camera mobile app
  • NCD protection
  • 24/7 referral services for road and medical assistance in West Malaysia

NTUC is best known for

  • Reputable household name in Singapore
  • Orange Force is responsive, typically despatched within 20 minutes to take photos and provide alternative transportation

NTUC Car Insurance Claim

Keep calm when you get into an accident and call NTUC’s car insurance hotline.

  • If you get involved in an accident, call the NTUC car insurance hotline at +65 6788 6618 for immediate assistance.
  • NTUC’s accident response team will help you take photos of the incident and take down the particulars of the parties involved.
  • After the incident, submit your claim personally at the NTUC Motor Service Centre by the end of the next working day.

More things to know

  • NTUC Car Insurance Refund & Cancellation

    To cancel your policy, contact the NTUC car insurance hotline at +65 6788 6618 or email [email protected] Your refund will be calculated based on 85% of your pro-rated premium.

  • Contact NTUC Car Insurance Hotline

    For general enquiries, call +65 6788 177 (Monday to Friday, 8:30am - 8:30pm). For immediate claims assistance, call +65 6788 6616 or get in touch with the Orange Force 24/7 accident response team at +65 6789 500.

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FAQs

  • How do I cancel my NTUC car insurance?

    To cancel your policy, you may call +65 6788 6616 or email [email protected] You may also visit one of the NTUC Income servicing branches to process your policy cancellation.
  • How do I claim motor vehicle insurance?

    Visit any NTUC Income approved workshop to help you file a claim. Alternatively, you may go to NTUC’s one-stop Motor Service Centre to assist you through the claim process. If you need towing services, call +65 6788 6616 for assistance.
  • Do I have to pay excess for third-party damage?

    Yes, but you may have the standard excess of $600 waived if you add the excess waiver to your plan.
  • What happens if I claim car insurance?

    When you claim under your NTUC car insurance, you will need to pay the excess stated in your policy. You will also receive a daily transport allowance of $50 for up to seven days.
  • Can I renew NTUC car insurance online?

    No. NTUC will send you a renewal notice one month before your car insurance expires. It is simple and easy. Just follow the steps indicated in the letter to renew your policy.
  • Can I claim windscreen damage with NTUC car insurance?

    You get unlimited windscreen cover for Drivo Classic and Drivo Premium. This means that there is a windscreen excess of $100 (or any other amount shown on your insurance plan) for each claim. For Drivo Prestige NTUC car insurance, you have a windscreen excess of $1,000.

Get the cheapest Car Insurance quotes

At MoneySmart, we help you compare car insurance quotes online from our comprehensive list of car insurance partners.