OCBC 365 Credit Card
Excellent

Annual Fees and Rates

  • Principal Annual Fee $192.60 per year
  • Supplementary Annual Fee $96.30 per year
  • Fee Waiver 2 years fee waiver for both Principal and Supplementary cards, subsequent years waived for Principal card with min. spend of $10,000 p.a.
  • Annual Interest Rate 25.92%

Eligibility

  • Singaporean Minimum Income $30,000 per year
  • Non-Singaporean Minimum Income $45,000 per year

Things to look out for

  • Base cashback rate of 0.3%
  • Minimum monthly spend of $600 to hit Bonus Cashback tiers
  • Monthly Cashback cap of $80
More Details

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