Get the Best Travel Insurance in Singapore 2021

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Traveling to Thailand 30 Nov 2021 - 02 Dec 2021
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We found 26 Travel Insurances for you!
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FWD logo

Total Premium

S$182.65

35% OffS$281
Online Promo
Add-on Covid-19 coverage | Lowest premium

FWD First

Med. Coverage (Overseas)
S$1,000,000
Trip Cancellation
S$15,000
Loss/Damage of Baggage
S$7,500
Total Premium
S$28135% Off
S$182.65
Online Promo:
Enjoy 35% off all FWD travel insurance! 
Valid until 30 Nov 2021 - See more details below
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S$1mil overseas medical cover & easy claim. Get COVID-19 add-on for S$1k pre trip & S$100k during/post trip cover. T&Cs apply. Protected up to specified limits by SDIC.
S$1mil overseas medical cover & easy claim. Get COVID-19 add-on for S$1k pre trip & S$100k during/post trip cover. T&Cs apply. Protected up to specified limits by SDIC. image
S$1mil overseas medical cover & easy claim. Get COVID-19 add-on for S$1k pre trip & S$100k during/post trip cover. T&Cs apply. Protected up to specified limits by SDIC. image
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FWD logo

Total Premium

S$116.35

35% OffS$179
Online Promo
Add-on Covid-19 coverage | Lowest premium

FWD Premium

Med. Coverage (Overseas)
S$200,000
Trip Cancellation
S$7,500
Loss/Damage of Baggage
S$3,000
Total Premium
S$17935% Off
S$116.35
Online Promo:
Enjoy 35% off all FWD travel insurance! 
Valid until 30 Nov 2021 - See more details below
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MSIG logo

Total Premium

S$435

MoneySmart Exclusive
Covers for cover-19 per single trip

MSIG TravelEasy Premier

Med. Coverage (Overseas)
S$1,000,000
Trip Cancellation
S$15,000
Loss/Damage of Baggage
S$7,500
Total Premium
S$435

Get $10 cash via PayNow, a Free Polymerase Chain Reaction (PCR) test worth $138 for Annual Trip plans, and 20% off when you purchase through MoneySmart!

Valid until 31 Dec 2021 - See more details below
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Allianz Travel logo

Total Premium

S$1,011

Covers Covid-19 | Best medical coverage

Allianz Travel Comprehensive Platinum

Med. Coverage (Overseas)
Unlimited
Trip Cancellation
S$25,000
Loss/Damage of Baggage
S$15,000
Total Premium
S$1,011
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AXA logo

Total Premium

S$195.26

52% OffS$406.80
Online Promo
Covers Covid-19 | Best Overall Coverage

AXA SmartTraveller Essential

Med. Coverage (Overseas)
S$300,000
Trip Cancellation
S$6,000
Loss/Damage of Baggage
S$5,000
Total Premium
S$406.8052% Off
S$195.26
Online Promo:
Get 30% off when you purchase any Single Trip travel plans & 52% off Annual multi trip plans (min.2 adults to apply)
Valid until 30 Nov 2021 - See more details below
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Starr logo

Total Premium

S$586

Online Promo
Covers for Covid-19

Starr TraveLead Comprehensive Gold

Med. Coverage (Overseas)
S$1,000,000
Trip Cancellation
S$15,000
Loss/Damage of Baggage
S$7,500
Total Premium
S$586
Online Promo:
Enjoy 35% off for VTL specified destinations & 25% off all other destinations!
Valid until 31 Dec 2021 - See more details below
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MSIG logo

Total Premium

S$310

MoneySmart Exclusive
Covers for cover-19 per single trip

MSIG TravelEasy Elite

Med. Coverage (Overseas)
S$500,000
Trip Cancellation
S$10,000
Loss/Damage of Baggage
S$5,000
Total Premium
S$310

Get $10 cash via PayNow, a Free Polymerase Chain Reaction (PCR) test worth $138 for Annual Trip plans, and 20% off when you purchase through MoneySmart!

Valid until 31 Dec 2021 - See more details below
Apply Now
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Allianz Travel logo

Total Premium

S$696

Covers Covid-19 | Best medical coverage

Allianz Travel Comprehensive Bronze

Med. Coverage (Overseas)
S$1,000,000
Trip Cancellation
S$15,000
Loss/Damage of Baggage
S$7,000
Total Premium
S$696
Apply Now
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Starr logo

Total Premium

S$414

Online Promo
Covers for Covid-19

Starr TraveLead Comprehensive Silver

Med. Coverage (Overseas)
S$500,000
Trip Cancellation
S$10,000
Loss/Damage of Baggage
S$7,500
Total Premium
S$414
Online Promo:
Enjoy 35% off for VTL specified destinations & 25% off all other destinations!
Valid until 31 Dec 2021 - See more details below
Apply Now
More Details
MSIG logo

Total Premium

S$225

MoneySmart Exclusive
Covers for cover-19 per single trip

MSIG TravelEasy Standard

Med. Coverage (Overseas)
S$250,000
Trip Cancellation
S$5,000
Loss/Damage of Baggage
S$3,000
Total Premium
S$225

Get $10 cash via PayNow, a Free Polymerase Chain Reaction (PCR) test worth $138 for Annual Trip plans, and 20% off when you purchase through MoneySmart!

Valid until 31 Dec 2021 - See more details below
Apply Now
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FWD logo

Total Premium

S$165.75

35% OffS$255
Online Promo
Add-on Covid-19 coverage | Lowest premium

FWD Business

Med. Coverage (Overseas)
S$500,000
Trip Cancellation
S$10,000
Loss/Damage of Baggage
S$5,000
Total Premium
S$25535% Off
S$165.75
Online Promo:
Enjoy 35% off all FWD travel insurance! 
Valid until 30 Nov 2021 - See more details below
Apply Now
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Aviva logo

Total Premium

S$198

Online Promo
Covers for Covid-19!

Aviva Travel Lite

Med. Coverage (Overseas)
S$250,000
Trip Cancellation
S$5,000
Loss/Damage of Baggage
S$3,000
Total Premium
S$198
Online Promo:
Get 18% off single trip plans with Aviva's travel insurance!
Valid until 30 Nov 2021 - See more details below
Apply Now
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AXA logo

Total Premium

S$316.32

52% OffS$659
Online Promo
Covers Covid-19 | Best Overall Coverage

AXA SmartTraveller Comprehensive

Med. Coverage (Overseas)
S$600,000
Trip Cancellation
S$12,000
Loss/Damage of Baggage
S$10,000
Total Premium
S$65952% Off
S$316.32
Online Promo:
Get 30% off when you purchase any Single Trip travel plans & 52% off Annual multi trip plans (min.2 adults to apply)
Valid until 30 Nov 2021 - See more details below
Apply Now
More Details
Starr logo

Total Premium

S$343

Online Promo
Covers for Covid-19

Starr TraveLead Comprehensive Bronze

Med. Coverage (Overseas)
S$200,000
Trip Cancellation
S$5,000
Loss/Damage of Baggage
S$3,000
Total Premium
S$343
Online Promo:
Enjoy 35% off for VTL specified destinations & 25% off all other destinations!
Valid until 31 Dec 2021 - See more details below
Apply Now
More Details
The Wise Traveller logo

Total Premium

S$195.50

The Wise Traveller Secure

Med. Coverage (Overseas)
S$312,000
Trip Cancellation
S$10,500
Loss/Damage of Baggage
S$5,000
Total Premium
S$195.50
Apply Now
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Tokio Marine logo

Total Premium

S$224

Tokio Marine XPLORA Classic

Med. Coverage (Overseas)
S$300,000
Trip Cancellation
S$5,000
Loss/Damage of Baggage
S$5,000
Total Premium
S$224
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Allianz Travel logo

Total Premium

S$824

Covers Covid-19 | Best medical coverage

Allianz Travel Comprehensive Silver

Med. Coverage (Overseas)
S$1,000,000
Trip Cancellation
S$15,000
Loss/Damage of Baggage
S$12,000
Total Premium
S$824
Apply Now
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ERGO logo

Total Premium

S$138

ERGO TravelProtect Essential

Med. Coverage (Overseas)
S$200,000
Trip Cancellation
S$10,000
Loss/Damage of Baggage
S$3,000
Total Premium
S$138
Apply Now
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Aviva logo

Total Premium

S$392

Online Promo
Covers for Covid-19!

Aviva Travel Prestige

Overseas Medical Expenses
S$5,000,000
Trip Cancellation
S$20,000
Loss/Damage of Baggage
S$8,000
Total Premium
S$392
Online Promo:
Get 18% off single trip plans with Aviva's travel insurance!
Valid until 30 Nov 2021 - See more details below
Apply Now
More Details
Tokio Marine logo

Total Premium

S$299

Tokio Marine XPLORA Premier

Med. Coverage (Overseas)
S$500,000
Trip Cancellation
S$10,000
Loss/Damage of Baggage
S$7,500
Total Premium
S$299
Read More
More Details

Disclaimer: At MoneySmart.sg, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.

Best Travel Insurance in Singapore 2021

Best forTravel Insurance PlanPrice for 1 week (ASIA)
Deals & PromotionsAllianz Global Assistance Bronze$54
Price SensitiveEtiqa Basic$19
Comprehensive CoverageTokio Marine TM Explora Classic$36
Adventure Activities (coverage vs ability to claim) Tokio Marine TM Explora Premier$46.80
Pre-Existing Conditions MSIG TravelEasy Pre-Ex Standard$77
Highest Overseas Medical Coverage AIG Travel Guard Premier $136
Good ValueFWD Business$42
Traveling While Pregnant Allianz Global Assistance Bronze$54
Frequent Travellers (Annual Policy) American Express My VoyageGuard Essential$220
Great Claims Experience MSIG Travel Insurance$55

How Do I Choose The Best Travel Insurance?

When choosing the considering travel insurance plans for your holiday, there are several factors to consider depending on your priorities.

Step 1

Check General Coverage

Instead of deciding solely by price, you should compare the benefits and reimbursement limits for common claims like medical expenses, trip cancellations, flight delays and baggage theft and/or damage.

Step 2

Compare Policy Premiums

How much your travel insurance costs depends on your destination and length of stay. Most travel insurance companies have 2 to 3 tiers of plans at different price points, with varying comprehensiveness and reimbursement limits.

Step 3

Special Activities Coverage

The breadth of coverage needed largely depends on your itinerary. For instance, if you’re planning to go skydiving, make sure you get a policy that covers aerial sports. Or if you’re going golfing overseas, pick a policy that insures your equipment.

Annual Travel Insurance vs Single Trip Plans

As their names suggest, single trip plans cover you for just one trip, while annual travel insurance covers you for all trips (under 180 days) for an entire year. So if you’re a frequent traveler, an annual plan may help you save cost and hassle. In general, if you fly at least 7 or 8 times yearly, even to nearby destinations like Bangkok and Indonesia, you will benefit from annual travel insurance. If you plan to go further away (like to Europe or the U.S.), 2 or 3 trips may already be enough for you to see savings.

Travel Insurance Claims

Another thing to consider is how convenient or easy it is to file your claims. Some travel insurance providers have digital portals and online forms, while others require you mail your submission to their office. Depending on what you’re claiming for, you will also need to submit your claim with supporting documents as proof. Typically, you must produce your flight itinerary, as well as a formal report of some sort. This includes a police report for lost belongings and accidents, medical report for medical expenses and airline letter for flight delays.

What our clients say about our service

<p>“I have taken part in several marathons overseas, and it was becoming a chore to have to keep reminding myself that I needed to get travel insurance before every trip. Browsing Moneysmart.sg's travel insurance comparison page helped me find an annual policy that worked the best for me. I compared several annual coverage plans and settle on the one that was in the price range I preferred.”</p>
Samantha Quah
Samantha QuahResearch Assistant

Frequently Asked Questions

What is Travel Insurance and how does it help me?

Travel insurance helps protect you from risks while you are travelling overseas. Travel insurance includes Personal Accident Coverage, Medical Coverage. Travel Inconvenience as well as Theft and Loss of Baggage.

If you are travelling overseas you should definitely get a travel insurance plan as it’s relatively cheap and can protect you from unnecessary cost and risk.

What's the difference between Single Trip or Annual Travel Insurance?

When you buy travel insurance you can choose from 2 types of policies. Single Trip and Annual Cover.

  • Single Trip Travel Insurance covers you for a single trip that originates and ends in Singapore.
  • Annual Travel Insurance covers you for all trips starting and ending in Singapore. Each trip generally should be for less than 180 days.

You should consider buying Annual Travel Insurance if you travel frequently (more than 10 times a year). You will enjoy significant savings, and you wont have to worry about purchasing travel insurance every single time as you’ll be covered for the entire year.

Are Family Travel Insurance Plans Cheaper?

Most insurers offer cheaper premium rates if you purchase your Travel Insurance as a Family.

Can I buy Travel Insurance once I’m overseas?

No. Travel insurance has to be purchased before your trip commences. If you buy travel insurance after your trip commences and you try and make a claim, your insurer may not honour your claim.

You should buy your travel insurance after you’ve booked your tickets as travel insurance also protects you from trip cancellation.

How do I compare travel insurance policies?

Travel insurance is relatively simple insurance product. All travel insurance policies will cover you for personal accident, medical and travel inconvenience. However, if you intend to rent a car or participate in underwater sports like snorkeling or diving, you might want to get a travel insurance policy that provides those additional features. Compare Travel Insurance Plans on MoneySmart and find the one with the best price and coverage level for you!