Get the Best Travel Insurance in Singapore 2020

Compare single-trip or annual travel insurance prices on MoneySmart and get a great plan at a great price Read More
Traveling to Thailand 20 Oct 2020 - 22 Oct 2020
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We found 28 Travel Insurances for you!
Recommended
ERGO logo

Total Premium

S$110.40

20% OffS$138

ERGO TravelProtect Essential

Med. Coverage (Overseas)
S$200,000
Trip Cancellation
S$10,000
Loss/Damage of Baggage
S$3,000
Total Premium
S$13820% Off
S$110.40
Apply Now
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Aviva logo

Total Premium

S$198

Aviva Travel Lite

Med. Coverage (Overseas)
S$250,000
Trip Cancellation
S$5,000
Loss/Damage of Baggage
S$3,000
Total Premium
S$198
Apply Now
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Hong Leong Assurance logo

Total Premium

S$356

Hong Leong Travel Insurance Basic

Med. Coverage (Overseas)
S$150,000
Trip Cancellation
S$5,000
Loss/Damage of Baggage
S$3,000
Total Premium
S$356
Apply Now
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The Wise Traveller logo

Total Premium

S$182.75

15% OffS$215

The Wise Traveller Secure

Med. Coverage (Overseas)
S$312,000
Trip Cancellation
S$10,500
Loss/Damage of Baggage
S$5,000
Total Premium
S$21515% Off
S$182.75
Apply Now
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FWD logo

Total Premium

S$161.10

10% OffS$179
Online Promo

FWD Premium

Med. Coverage (Overseas)
S$200,000
Trip Cancellation
S$7,500
Loss/Damage of Baggage
S$3,000
Total Premium
S$17910% Off
S$161.10
Online Promo:
Get 10% discount! Use promo code "TRAVEL10".
Valid until 23 Oct 2020 - See T&Cs below
Apply Now
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FWD logo

Total Premium

S$229.50

10% OffS$255
Online Promo

FWD Business

Med. Coverage (Overseas)
S$500,000
Trip Cancellation
S$10,000
Loss/Damage of Baggage
S$5,000
Total Premium
S$25510% Off
S$229.50
Online Promo:
Get 10% discount! Use promo code "TRAVEL10".
Valid until 23 Oct 2020 - See T&Cs below
Apply Now
More Details
Tiq by Etiqa logo

Total Premium

S$190.45

35% OffS$293

Tiq Savvy

Med. Coverage (Overseas)
S$500,000
Travel Cancelation
S$5,000
Loss/Damage of Baggage
S$2,000
Total Premium
S$29335% Off
S$190.45
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Tiq by Etiqa logo

Total Premium

S$133.90

35% OffS$206

Tiq Entry

Med. Coverage (Overseas)
S$200,000
Travel Cancelation
S$5,000
Loss/Damage of Baggage
S$2,000
Total Premium
S$20635% Off
S$133.90
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American Express logo

Total Premium

S$205

American Express My VoyageGuard Essential

Med. Coverage (Overseas)
S$500,000
Trip Cancellation
S$5,000
Loss/Damage of Baggage
S$3,500
Total Premium
S$205
Apply Now
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Tokio Marine logo

Total Premium

S$179.20

20% OffS$224

Tokio Marine XPLORA Classic

Med. Coverage (Overseas)
S$300,000
Trip Cancellation
S$5,000
Loss/Damage of Baggage
S$5,000
Total Premium
S$22420% Off
S$179.20
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More Details
Allianz Travel logo

Total Premium

S$322

Allianz Travel Insurance Silver

Med. Coverage (Overseas)
S$1,000,000
Trip Cancellation
S$15,000
Loss/Damage of Baggage
S$12,000
Total Premium
S$322
Apply Now
More Details
FWD logo

Total Premium

S$252.90

10% OffS$281
Online Promo

FWD First

Med. Coverage (Overseas)
S$1,000,000
Trip Cancellation
S$15,000
Loss/Damage of Baggage
S$7,500
Total Premium
S$28110% Off
S$252.90
Online Promo:
Get 10% discount! Use promo code "TRAVEL10".
Valid until 23 Oct 2020 - See T&Cs below
Apply Now
More Details
Allianz Travel logo

Total Premium

S$479

Allianz Travel Insurance Gold

Med. Coverage (Overseas)
S$10,000,000
Trip Cancellation
S$25,000
Loss/Damage of Baggage
S$15,000
Total Premium
S$479
Apply Now
More Details
Tiq by Etiqa logo

Total Premium

S$209.95

35% OffS$323

Tiq Luxury

Med. Coverage (Overseas)
S$1,000,000
Travel Cancelation
S$10,000
Loss/Damage of Baggage
S$3,000
Total Premium
S$32335% Off
S$209.95
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Hong Leong Assurance logo

Total Premium

S$374

Hong Leong Travel Insurance Enhanced

Med. Coverage (Overseas)
S$250,000
Trip Cancellation
S$7,000
Loss/Damage of Baggage
S$5,000
Total Premium
S$374
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Aviva logo

Total Premium

S$392

Aviva Travel Prestige

Overseas Medical Expenses
S$5,000,000
Trip Cancellation
S$20,000
Loss/Damage of Baggage
S$8,000
Total Premium
S$392
Apply Now
More Details
American Express logo

Total Premium

S$255

American Express My VoyageGuard Standard

Med. Coverage (Overseas)
S$1,000,000
Trip Cancellation
S$10,000
Loss/Damage of Baggage
S$5,000
Total Premium
S$255
Apply Now
More Details
Tokio Marine logo

Total Premium

S$239.20

20% OffS$299

Tokio Marine XPLORA Premier

Med. Coverage (Overseas)
S$500,000
Trip Cancellation
S$10,000
Loss/Damage of Baggage
S$7,500
Total Premium
S$29920% Off
S$239.20
Read More
More Details
ERGO logo

Total Premium

S$163.20

20% OffS$204

ERGO TravelProtect Standard

Med. Coverage (Overseas)
S$500,000
Trip Cancellation
S$13,000
Loss/Damage of Baggage
S$5,000
Total Premium
S$20420% Off
S$163.20
Apply Now
More Details
Sompo logo

Total Premium

S$268

Sompo TravelJoy Deluxe

Med. Coverage (Overseas)
S$300,000
Trip Cancellation
S$6,000
Loss/Damage of Baggage
S$5,000
Total Premium
S$268
Apply Now
More Details

Disclaimer: At MoneySmart.sg, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.

Best Travel Insurance in Singapore 2020

Best forTravel Insurance PlanPrice for 1 week (ASIA)
Deals & PromotionsAllianz Global Assistance Bronze$54
Price SensitiveEtiqa Basic$19
Comprehensive CoverageTokio Marine TM Explora Classic$36
Adventure Activities (coverage vs ability to claim) Tokio Marine TM Explora Premier$46.80
Pre-Existing Conditions MSIG TravelEasy Pre-Ex Standard$77
Highest Overseas Medical Coverage AIG Travel Guard Premier $136
Good ValueFWD Business$42
Traveling While Pregnant Allianz Global Assistance Bronze$54
Frequent Travellers (Annual Policy) American Express My VoyageGuard Essential$220
Great Claims Experience MSIG Travel Insurance$55

How Do I Choose The Best Travel Insurance?

When choosing the considering travel insurance plans for your holiday, there are several factors to consider depending on your priorities.

Step 1Check General Coverage

Instead of deciding solely by price, you should compare the benefits and reimbursement limits for common claims like medical expenses, trip cancellations, flight delays and baggage theft and/or damage.

Step 2Compare Policy Premiums

How much your travel insurance costs depends on your destination and length of stay. Most travel insurance companies have 2 to 3 tiers of plans at different price points, with varying comprehensiveness and reimbursement limits.

Step 3Special Activities Coverage

The breadth of coverage needed largely depends on your itinerary. For instance, if you’re planning to go skydiving, make sure you get a policy that covers aerial sports. Or if you’re going golfing overseas, pick a policy that insures your equipment.

Annual Travel Insurance vs Single Trip Plans

As their names suggest, single trip plans cover you for just one trip, while annual travel insurance covers you for all trips (under 180 days) for an entire year. So if you’re a frequent traveler, an annual plan may help you save cost and hassle. In general, if you fly at least 7 or 8 times yearly, even to nearby destinations like Bangkok and Indonesia, you will benefit from annual travel insurance. If you plan to go further away (like to Europe or the U.S.), 2 or 3 trips may already be enough for you to see savings.

Travel Insurance Claims

Another thing to consider is how convenient or easy it is to file your claims. Some travel insurance providers have digital portals and online forms, while others require you mail your submission to their office. Depending on what you’re claiming for, you will also need to submit your claim with supporting documents as proof. Typically, you must produce your flight itinerary, as well as a formal report of some sort. This includes a police report for lost belongings and accidents, medical report for medical expenses and airline letter for flight delays.

What our clients say about our service

<p>“I have taken part in several marathons overseas, and it was becoming a chore to have to keep reminding myself that I needed to get travel insurance before every trip. Browsing Moneysmart.sg's travel insurance comparison page helped me find an annual policy that worked the best for me. I compared several annual coverage plans and settle on the one that was in the price range I preferred.”</p>
Samantha Quah
Samantha QuahResearch Assistant

Frequently Asked Questions

What is Travel Insurance and how does it help me?

Travel insurance helps protect you from risks while you are travelling overseas. Travel insurance includes Personal Accident Coverage, Medical Coverage. Travel Inconvenience as well as Theft and Loss of Baggage.

If you are travelling overseas you should definitely get a travel insurance plan as it’s relatively cheap and can protect you from unnecessary cost and risk.

What's the difference between Single Trip or Annual Travel Insurance?

When you buy travel insurance you can choose from 2 types of policies. Single Trip and Annual Cover.

  • Single Trip Travel Insurance covers you for a single trip that originates and ends in Singapore.
  • Annual Travel Insurance covers you for all trips starting and ending in Singapore. Each trip generally should be for less than 180 days.

You should consider buying Annual Travel Insurance if you travel frequently (more than 10 times a year). You will enjoy significant savings, and you wont have to worry about purchasing travel insurance every single time as you’ll be covered for the entire year.

Are Family Travel Insurance Plans Cheaper?

Most insurers offer cheaper premium rates if you purchase your Travel Insurance as a Family.

Can I buy Travel Insurance once I’m overseas?

No. Travel insurance has to be purchased before your trip commences. If you buy travel insurance after your trip commences and you try and make a claim, your insurer may not honour your claim.

You should buy your travel insurance after you’ve booked your tickets as travel insurance also protects you from trip cancellation.

How do I compare travel insurance policies?

Travel insurance is relatively simple insurance product. All travel insurance policies will cover you for personal accident, medical and travel inconvenience. However, if you intend to rent a car or participate in underwater sports like snorkeling or diving, you might want to get a travel insurance policy that provides those additional features. Compare Travel Insurance Plans on MoneySmart and find the one with the best price and coverage level for you!