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TDSR Affordability


Buying a home has never been tougher

New housing regulations have made it more complicated to buy a house. Find out what home you can really afford with this TDSR Affordability Calculator now!

For 7 days
100% Money Back Guarantee

Did you know there are over 30 new home-buying restrictions in Singapore?

It doesn’t matter if you are a first time home buyer or property investor...

You're In Trouble.

Here's why:

Like you, most Singaporeans are
stressed & confused how all this affects them.

That’s why we built this
TDSR Affordability Calculator


Give us 10 minutes and we'll tell you:

With the Smartloans TDSR Affordability Calculator, you'll get a quick and simple answer to your biggest home buying question — can you afford it?


Get a complete analysis of your home affordability now

Get Started
For 7 days

Here’s what other home buyers have to say:


"This calculator just saved me from the headache of trying to figure out my home loan affordability. Highly recommended!"

Mano Kathiravan

"In a matter of minutes, I managed to see the price range of properties I could actually afford. Very detailed and well explained!"

Michelle Alphonso

Can you get the answers you need without this tool?

Absolutely. You can ask a banker or an agent.

are they going to spend hours covering every detail? You can't be certain how much you can afford unless you get an In-Principal
Approval from the bank. Good luck and
for an answer.

This TDSR Affordability Calculator analyzes your loan details based
on the same criteria that banks use and it takes just 10 minutes.

What are you waiting for?

Get Started
free for 7 days

100% Money Back Guarantee

Disclaimer The information provided by this calculator is based on all Singapore residential property related home financing rules and regulations implemented by the Monetary Authority of Singapore (MAS). These rules and regulations are also what banks and financial institutions in Singapore base their home loan approvals on. It is provided on a general basis for information purposes and does not constitute an approval from any bank or financial institution. Any person acting upon or in reliance of this information does so entirely at his/her own risk. No warranty whatsoever is given and no liability is accepted by the company behind this calculator, for any loss arising directly or indirectly as a result of any action or omission made in reliance of any information presented herein at any time.

The results shown in this report assume the accuracy of the user’s inputs in this calculator. They are also based on assumption that the user does not have any credit related problems, and/or other issues with any bank, which may affect the home loan approval results.