What is the SmartRewards programme?

SmartRewards is MoneySmart’s loyalty programme that rewards you for applying to financial products through MoneySmart and for completing actions on MoneySmart. Earn SmartPoints when you do these activities and use SmartPoints to redeem gifts from the Rewards Store.

What are SmartPoints?

SmartPoints is MoneySmart’s reward currency. Earn SmartPoints when you apply for financial products through MoneySmart or when you complete actions on MoneySmart. SmartPoints will be credited to your wallet where eligible. You can then use the SmartPoints in your wallet to redeem gifts from the Rewards Store or even convert them to cash.

What can I use SmartPoints for?

SmartPoints can be used to redeem gifts from the Rewards Store or even convert them to cash.

How can I earn SmartPoints?

Through applying for a financial product on MoneySmart - Browse promotions here. Apply for financial products through MoneySmart and submit the claim request form here. Ensure that you meet the eligibility criteria of the promotion in order to earn the SmartPoints. The eligibility criteria can be found in the promotion details and/or promotion terms and conditions. SmartPoints will be credited to your wallet automatically when our banking partner validates your eligibility. Through completing your profiling here. Complete the short questionnaire and earn SmartPoints immediately upon successful completion. (Only eligible for new profile completions, limited to the first 800 users.)

Can I combine my reward points with the reward points of other accounts?

Please be informed that reward points cannot be combined with the reward points of other users’ accounts.

Can I transfer my reward points to another account?

We regret to inform you that the reward points are not transferable.

Welcome to SmartRewards

Our new rewards programme gives you the ultimate flexibility to get rewarded the way you want. Redeem your points for Apple, Sony, Amazon, and more. Available exclusively at the Rewards Store.

Earn Points Sign Up or Log in

Redeem your SmartPoints for Rewards

Your reward, your choice. Sign up to check out the full range on our Rewards Store.

Check out the full store | SmartRewards Terms of Use

Earn SmartPoints When You Apply for These Products

More Details

Up to 1.5%

Cash Back on Eligible Spend

^S$0

Min. Spend per month

Unlimited

Cash Back Cap per month

[SmartRewards | Your Points, Your Choice 🫵]
Choose ANY gift you want at our Rewards Store including:

Apple iPad Wi-Fi 9th Generation, 64GB (5,040 SmartPoints)
Nintendo Switch OLED (5,000 SmartPoints)
Sony WH-1000XM5 Wireless Noise Cancelling Headphones (4,990 SmartPoints)

OR any other combination of gifts available in the Rewards Store, by earning 5,040 SmartPoints.
Alternatively, you can also choose S$350 Cash via PayNow. T&Cs apply

Valid until 30 Nov 2023

See all participating Standard Chartered Credit Card products

Apply Now

More Details

1.6%

Cash Back on Eligible Spend

^S$0

Min. Spend per month

Unlimited

Cash Back Cap per month

[6 Weeks Faster Gift Redemption* | SmartRewards | Your Points, Your Choice 🫵]
Apply and spend a min. of S$500 in "Qualifying Spends" within 30 days from the card approval date and enjoy the ultimate flexibility to CHOOSE ANY GIFT at our Rewards Store, including:

Apple iPad Wi-Fi 9th Generation, 64GB (5,040 SmartPoints)
Sony WH-1000XM5 Headphones (4,990 SmartPoints)
Nintendo Switch OLED (5,000 SmartPoints)

OR any other combination of gifts available in the Rewards Store, by earning 5,100 SmartPoints.
Alternatively, you can also choose S$300 Cash via PayNow. T&Cs apply

Valid until 30 Nov 2023

See all participating Citibank Credit Card products

Apply Now

More Details

Optional Add-on

Building Coverage

^S$195,000

Content Coverage

^S$1,000,000

Worldwide Personal Liability

^S$142.56

Annual Premium
~~S$178.20~~ 20% Off

[SmartRewards | Your Points, Your Choice 🫵]
Apply MSIG HomePlus Superior/Ultimate Insurance and enjoy the ultimate flexibility to CHOOSE ANY GIFT at our Rewards Store, including:

GrabRide S$10 e-vouchers (100 SmartPoints)
GrabFood S$10 e-vouchers (100 SmartPoints)
Doctor Anywhere S$20 e-vouchers (200 SmartPoints)

OR any other combination of gifts available in the Rewards Store, by earning 250 SmartPoints.
PLUS enjoy 20% off AND receive a S$30 e-voucher from MSIG with any Enhanced HomePlus plans purchased! T&Cs apply

Valid until 30 Nov 2023

See all participating MSIG products

Apply Now

More Details

Complete your profiling quiz + SmartPoints

SmartPoints awarded to limited number of customers.

Be the first to hear about new ways to earn

We’re working rapidly on new ways to earn points, so set your email preferences to be the first to know.

What you get with a free MoneySmart account

Create a Free Account Log In

Frequently Asked Questions

What is the SmartRewards programme?: SmartRewards is MoneySmart’s loyalty programme that rewards you for applying to financial products through MoneySmart and for completing actions on MoneySmart. Earn SmartPoints when you do these activities and use SmartPoints to redeem gifts from the Rewards Store.
What are SmartPoints?: SmartPoints is MoneySmart’s reward currency. Earn SmartPoints when you apply for financial products through MoneySmart or when you complete actions on MoneySmart. SmartPoints will be credited to your wallet where eligible. You can then use the SmartPoints in your wallet to redeem gifts from the Rewards Store or even convert them to cash.
What can I use SmartPoints for?: SmartPoints can be used to redeem gifts from the Rewards Store or even convert them to cash.
How can I earn SmartPoints?: Through applying for a financial product on MoneySmart - Browse promotions here.
Apply for financial products through MoneySmart and submit the claim request form here. Ensure that you meet the eligibility criteria of the promotion in order to earn the SmartPoints. The eligibility criteria can be found in the promotion details and/or promotion terms and conditions. SmartPoints will be credited to your wallet automatically when our banking partner validates your eligibility.

Through completing your profiling here. Complete the short questionnaire and earn SmartPoints immediately upon successful completion. (Only eligible for new profile completions, limited to the first 800 users.)
Can I combine my reward points with the reward points of other accounts?: Please be informed that reward points cannot be combined with the reward points of other users’ accounts.
Can I transfer my reward points to another account?: We regret to inform you that the reward points are not transferable.
Have more questions?: Visit our full FAQs here.

Welcome to SmartRewards

Redeem your SmartPoints for Rewards

Earn SmartPoints When You Apply for These Products

Standard Chartered Simply Cash Credit Card

Up to 1.5%

S$0

Unlimited

Citi Cash Back+ Mastercard®

1.6%

S$0

Unlimited

MSIG Enhanced HomePlus - Superior

Optional Add-on

S$195,000

S$1,000,000

S$142.56

More ways to Earn SmartPoints

Complete your profiling quiz + SmartPoints

Be the first to hear about new ways to earn

What you get with a free MoneySmart account

Frequently Asked Questions

What is the SmartRewards programme?

What are SmartPoints?

What can I use SmartPoints for?

How can I earn SmartPoints?

Can I combine my reward points with the reward points of other accounts?

Can I transfer my reward points to another account?

Have more questions?

^S$0

^S$0

^S$195,000

^S$1,000,000

^S$142.56