Welcome to SmartRewards

Our new rewards programme gives you the ultimate flexibility to get rewarded the way you want. Redeem your points for Apple, Sony, Amazon, and more. Available exclusively at the Rewards Store.

Visual Content Image Visual Content Image

Redeem your SmartPoints for Rewards

Your reward, your choice. Sign up to check out the full range on our Rewards Store.

Ways to Earn SmartPoints

We’re working on more ways to help you earn SmartPoints to redeem your favourite products!

Apply for financial products  

Earn SmartPoints by applying for the latest campaigns, and redeem ANY gift at our Rewards Store.


Check Out Campaigns

Be the first to hear about new ways to earn

We’re working rapidly on new ways to earn points, so set your email preferences to be the first to know.


Manage Preferences

What you get with a free MoneySmart account

Visual Content Image Visual Content Image

Frequently Asked Questions

What is the SmartRewards programme?

SmartRewards is MoneySmart’s loyalty programme that rewards you for applying to financial products through MoneySmart and for completing activities on MoneySmart. Earn SmartPoints and use it to redeem gifts from the Rewards Store.

What are SmartPoints?

SmartPoints is MoneySmart’s reward currency. Earn SmartPoints when you apply for financial products through MoneySmart or when you complete activities on MoneySmart. SmartPoints will be credited to your wallet where eligible. You can then use the SmartPoints in your wallet to redeem gifts from the Rewards Store or even convert them to cash.

What can I use SmartPoints for?

SmartPoints can be used to redeem gifts from the Rewards Store or converted to cash.

How can I earn SmartPoints?

Apply for a financial product on MoneySmart - Browse promotions here here.
Apply for financial products through MoneySmart and submit the claim request form here. Ensure that you meet the eligibility criteria of the promotion in order to earn the SmartPoints. The eligibility criteria can be found in the promotion details and/or promotion terms and conditions. SmartPoints will be credited to your wallet automatically when our banking partner validates your eligibility.

Can I combine my reward points with the reward points of other accounts?

Please be informed that reward points cannot be combined with the reward points of other users’ accounts.

Can I transfer my reward points to another account?

We regret to inform you that the reward points are not transferable.