0.04%

Base Interest Rate p.a.

0.00%

Max. Interest Rate p.a.

^S$0

Min. Balance

All Details

• Key Features

  • 0.40% p.a. on deposit balances up to $20,000

  • 1% p.a. cashback on eligible debit card spends

  • No fees and minimum deposit balance required

  • Applicant needs to between 18 and 26 years old

Eligibility

Citizenship Status	Singaporeans, PRs, and foreigners
Minimum Initial Deposit	S$0
No Minimum Initial Deposit

Fees and Charges

Minimum Average Monthly Balance	S$0
Fall Below Fee	N/A
Monthly Account Fee	N/A
ATM Withdrawal Charges	N/A
Cash Deposit Fee	N/A
Counter Withdrawal Fee	N/A
Passbook Replacement Fee	N/A
Incidental Overdraft Charge	N/A
Other Fees (if any)	N/A

Other Features

No. of ATMs Available	Moderate coverage of ATM islandwide (>150 including ATM5 network)
Online Banking
Cashback Rate	Enjoy 1% cashback on qualifying Mastercard transactions on the Cashback debit card. Monthly cashback is capped at S$60 per account (which is linked as the primary account to the Cashback debit card).

Interest Rate

Base Interest p.a.	0.04%
Max. Interest p.a.	0.00%

Bonus Interest Rate

Bonus	1% p.a.
First S$20,000
Note	All Bonus Interest Rates are add ons to the Base Interest Rates