High Interest Rates
POSB Multiplier is a savings account with a base interest rate of 0.05% and a minimum balance of S$3,000. Bonus interest rates are calculated based on your salary credited, amount you spent on credit card, home loan, investments, and insurance with DBS or POSB. Rates updated to reflect 2020 new changes.
Base Interest Rate p.a.
Max. Interest Rate p.a.
Min. Balance

Quick Facts

Base Interest Rate


Bonus Interest Rate

0.70% to 3.80% maximum, capped at S$100k

Categories to maximise interest rate

DBS or POSB credit card spend, DBS or POSB home loan monthly instalments, DBS or POSB insurance regular monthly premium, or DBS investments

Minimum Salary

No minimum salary. You can credit either monthly salaries or dividends via GIRO

Minimum Balance

S$3,000. A all below fee of S$5 applie

All Details

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