Get up to 6,140 SmartPoints or up to S$300 eCapita Vouchers when you apply, deposit a min. of S$50,000 of fresh funds into your account and maintain for 3 months, register for PayNow, link it to your EGA account and make 7 purchases on the debit card and complete the Risk Profiling Questionnaire! T&Cs apply.
Use 6,140 SmartPoints to fully redeem a product from our Rewards Store. If the product costs more, redeem with your points and top up the rest by purchasing additional SmartPoints e.g. get a Sony PlayStation 5 (SLIM) Digital Edition at only S$140 on top of your earned SmartPoints.
Valid for new HSBC Everyday Global (Personal Banking) customers only.
Open a new HSBC Everyday Global (Personal Banking) Account
Tier 1: Place a Minimum Incremental Fresh Funds of SGD50,000 or foreign currency equivalent in deposits (excluding time deposit placement)
Tier 2: Place a Minimum Incremental Fresh Funds of SGD100,000 or foreign currency equivalent in deposits (excluding time deposit placement)
Minimum Incremental Fresh Funds must be maintained for at least 3 calendar months after account opening month
Opt in to receive marketing communications from HSBC and its group companies, as well as their respective agents, authorized service providers and relevant third parties.
Register for PayNow and link it to your EGA account. Activate your EGA debit card and make 7 purchases.
No spend exclusions for the 7 purchases. Applicants only need to make at least 7 transaction counts over the 3-month maintenance period.
Complete Risk Profiling Questionnaire. (Refer to the T&Cs: Clause 7, Table 3) for details on how to complete this.
Successfully download and log in to HSBC Singapore app within 3 calendar months after account opening month
Log into your MoneySmart account and submit your claim by 30th January 2025.
Tier 1: Place a Minimum Incremental Fresh Funds of SGD50,000
Gift: S$200 eCapita Vouchers or 3,500 SmartPoints
Tier 2: Place a Minimum Incremental Fresh Funds of SGD100,000
Gift: S$300 eCapita Vouchers or 6,140 SmartPoints
Use your SmartPoints to fully redeem a product from our Rewards Store. If the product costs more, redeem with your points and top up the rest by purchasing additional SmartPoints. Enjoy flexible redemption and get the rewards you want!
With up to 6,140 SmartPoints* earned, you can redeem:
- Sony PlayStation 5 (SLIM) Digital Edition | Top up $140 more only
- Apple iPad (10th Gen) | Redeem in full
- Nintendo Switch OLED | Redeem in full
- Samsung 27-inch Smart Monitor M5 | Redeem in full
- OR many other options available at our Rewards Store today.
- For more information regarding SmartPoints, refer to our FAQ here.
SmartPoints will be credited into your points wallet, with a validity period of 1 year. You can choose to redeem any reward, or accumulate your points for future redemptions.
The gifts will be fulfilled 6 months after the end of the promotion (31 December 2024)
Eligible Customers who qualify for the MoneySmart promotion of (Gift), are not eligible with any other HSBC Bank offers, promotions, in-house offers, programmes and vouchers, unless otherwise stated by HSBC Bank.
The Promotion is neither valid in conjunction with other promotions carried out by MoneySmart nor used in conjunction with other promotional programs, offers, discount cards, vouchers, or VIP privileges unless otherwise stated. However, the MoneySmart Exclusive Promotions for HSBC Credit Cards (HSBC TravelOne, HSBC Live+, HSBC Revolution, HSBC Advance) are eligible for this promotion.
Disclaimer: At MoneySmart.sg, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.
Currently, HSBC’s latest promotion offers you up to SGD1,000 in rewards when you bank, spend, and invest with your HSBC Everyday Global Account (Personal Banking) (as per their advertised interest rate last updated on 30 October 2024). However, the actual interest rate you’re entitled to really depends on the placement amount you have, the term (1 month, 3 months, 6 months, etc.) and whether it’s Singapore Dollars Deposit Rate or Foreign Currency Deposit Rate. There are also other fees which you have to note before signin up for this account. Let’s take a look at what fees you may or may not have to pay if you open a HSBC Everyday Global Account (Personal Banking).
One of the best things about the HSBC Everyday Global Account (Personal Banking) is that you don’t need to pay any overseas cash withdrawal fee whenever you withdraw cash from your account from HSBC ATMs worldwide.
Another benefit of holding an HSBC Everyday Global Account with either an HSBC personal Credit Card or Everyday Global Debit Card is the absence of foreign transaction fees (for 10 currencies) on both in-store and online retail purchases. In case you're unfamiliar with foreign transaction fees, here’s a quick breakdown. These fees typically consist of three parts: a fee from the credit card network, like MasterCard or Visa; another fee from your card issuer, such as HSBC; and a dynamic currency conversion fee, which applies if you choose to pay in SGD instead of the local currency.