A savings account that provides additional interest by simply performing banking activities with Citibank
Every financial decision you make earns you bonus interest - up to 2.8% p.a.
Maintain an account average daily balance of S$250,000 to qualify as a Citigold customer
Receive $300 upon successfully opening a banking account via Citibank's online account opening form
Get wealth management advice and solutions with access to a dedicated Relationship Manager and a team of wealth specialists
Get in-depth global market insights and research knowledge from a global team of over 400 research analysts
Enjoy Citigold status when you travel overseas for business or leisure
Mobile and Online Banking are available for you to make instant payments and transfers and receive real-time balance updates
Free Citibank Debit Card with zero conversion charges and transaction processing fees with multiple foreign currencies
Enjoy zero foreign exchange conversion fees and administrative charges at all Citibank ATMs worldwide
Citizenship Status
Singaporeans, Singapore Permanent Residents, and foreigners residing in Singapore with a valid pass
Individuals must be aged 18 years old & above
Minimum Initial Deposit
Waived
No Minimum Initial Deposit
Minimum Average Monthly Balance
N/A
Fall Below Fee
N/A
Monthly Account Fee
Monthly Account Service Fees: S$15
waived if Total Relationship Balance is at least S$15,000 at the end of each month
ATM Withdrawal Charges
S$0
Cash Deposit Fee
S$0
Counter Withdrawal Fee
S$0
Passbook Replacement Fee
N/A
Incidental Overdraft Charge
Prevailing prime lending rate + 5%
Other Fees (if any)
Account closure fee
$50 (within 6 months from date of account opening)
No. of ATMs Available
>400
Citibank ATMs and ATM⁵ shared network
Online Banking
Yes
Cashback Rate
N/A
Base Interest p.a.
0.01%
Max. Interest p.a.
2.8%
Monthly Card Spending
0.2% p.a. with a minimum card spending of S$250 within a calendar month
Insurance
0.8% p.a. for the first S$50,000 in Single Premiums accumulated within a calendar month
Investment
0.8% p.a. for S$50,000 in Investment Transactions accumulated within a calendar month
Borrow
0.8% p.a. upon take up a home loan of min. S$500,000
Save
Interest will only be earned if there is an increase in your account’s average daily balance from previous month’s average daily balance by at least S$3,000
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