Up to 4.0% p.a. Interest
Citi Plus is a new kind of mobile banking experience that helps you save more, invest smarter, shop to your heart's content and earn rewards by doing the things you love.
Base Interest Rate p.a.
Max Interest Rate p.a.
Total Relationship Balance
MoneySmart Exclusive

Limited time only: Upsized Cash Bonus!
Apply and make a min. deposit of S$20,000 in Fresh Funds within 2 calendar months of account opening and maintain till point of reward fulfilment and get up to S$200 Cash via PayNow*. Alternatively, enjoy the ultimate flexibility to choose your gift at our Rewards Store, including:
1. LARQ Bottle Obsidian Black 500ml
2. FitBit Inspire 3 and S$20 Grab Vouchers
3. Apple AirTag (3 pack) and $30 Grab Vouchers
OR any other combination of gifts available in the Rewards Store, by earning S$50 Cash + 1,700 SmartPointsT&Cs apply

Valid until 29 Feb 2024 - See more details below

Are you eligible?

    • MoneySmart Exclusive promotion is valid from 16-February-2024 till 29-February-2024

    • Applicable for New-to-bank account holders only

    • Customers must apply through MoneySmart to be eligible

    • Open an Eligible Bank Account within one (1) month from application

What you need to know

  1. Please remember to login to your MoneySmart account and submit your claim.

  2. Get $50 Cash via PayNow when you start a new Citi Plus banking relationship during the Qualifying Period

  3. Get an additional $150 Cash via PayNow OR 1,700 SmartPoints when you deposit a minimum sum of S$20,000 in Fresh Funds, into the Eligible Bank Account within 2 calendar months of account opening, including the month of account opening and maintain the minimum sum of S$20,000 in Fresh Funds until point of reward fulfilment.

  4. Use SmartPoints earned to redeem:
    - LARQ Bottle Obsidian Black 500ml
    - FitBit Inspire 3 and S$20 worth of Grab Vouchers
    - Apple AirTag (3 pack) and $30 worth of Grab Vouchers

  5. SmartPoints will be credited into your SmartPoints Wallet with a validity period of 60 days. T&Cs apply.

  6. For more information regarding SmartPoints, refer to our FAQ here.

  7. Enjoy extra S$30 Welcome Booster cash reward when you sign up for Citi Plus for a limited period of time. T&Cs apply.

Claim Form

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