UOB Personal loans are easy to apply if you are a UOB customer. Enjoy instant approval if you apply online during business hours of 8am-9pm. It might not have the best rates in town but it's 3.4% for all loan amount and tenure!
Interest Rate*
Total Amount Payable
Processing Fee
MoneySmart Exclusive

Get up to S$300 Cash via PayNow OR an Apple AirPods Pro (worth S$379) OR Apple Watch SE, 40mm (worth S$419) when your UOB Personal Loan application is approved! T&Cs Apply.

Valid until 30 Jun 2022 - See more details below

Are you eligible?

    • Promotion is valid from 16-June-2022 till 30-June-2022

    • Customers must apply through MoneySmart to be eligible

What you need to know

  1. Log into your MoneySmart account and complete your Financial profile so you can submit a claim.

  2. S$10,000 to S$14,999 Loan Size: 
    - MoneySmart Incentive: S$250 Cash via PayNow OR Apple AirPods Pro

  3. S$15,000 and above Loan Size: 
    - MoneySmart Incentive: S$300 Cash via PayNow OR Apple Watch SE, 40mm

Claim Form

Quick Facts

Best For

Cashback promotion

Loan Approval Time

Instant approval (if you have a UOB credit card & apply between 8am and 9pm)

Loan Disbursement

Instant cash disbursement

Guaranteed Interest Rate?


Expert Tips

You will need to have a UOB credit card/cashplus to apply for a UOB personal loan. If not, you can apply for UOB card + personal loan together in one form at MoneySmart, but it will take a longer time to process.

All Details

Disclaimer: At MoneySmart.sg, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.

Per Month