UOB Personal loans are easy to apply if you are a UOB customer. Enjoy instant approval if you apply online during business hours of 8am-9pm. It might not have the best rates in town but it's 3.4% for all loan amount and tenure!
Interest Rate*
Total Amount Payable
Processing Fee
MoneySmart Exclusive

Receive cash incentives from MoneySmart AND UOB!
Get up to S$3,388 Cash when your UOB Personal Loan application is approved this October! T&Cs apply.

Valid until 31 Oct 2022 - See more details below

Are you eligible?

    • Promotion is valid from 01-Oct-2022 till 31-Oct-2022

    • Customers must apply through MoneySmart to be eligible

What you need to know

  1. Log into your MoneySmart account and complete your Financial profile so you can submit a claim.

  2. S$10,000 to S$49,999 Loan Size:
    Incentive : S$50 Cash via PayNow AND Up to S$749.99 Cashback from UOB

  3. S$50,000 and above Loan Size:
    Incentive : S$100 Cash via PayNow AND Up to S$3,188 Cashback from UOB

  4. New-to-UOB CashPlus customer will be eligible to receive an additional S$100 cash rebate on top of the above mentioned cash rebate awarded. For additional information on the cash rebate incentive from UOB, please refer here.

Claim Form

Quick Facts

Best For

Cashback promotion

Loan Approval Time

Instant approval (if you have a UOB credit card & apply between 8am and 9pm)

Loan Disbursement

Instant cash disbursement

Guaranteed Interest Rate?


Expert Tips

You will need to have a UOB credit card/cashplus to apply for a UOB personal loan. If not, you can apply for UOB card + personal loan together in one form at MoneySmart, but it will take a longer time to process.

All Details

Disclaimer: At MoneySmart.sg, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.

Per Month