Apply for Best Personal Loans with Low Interest Rates Starting from 0.9% & Fast Approval in Singapore May 2026

S$
1 year
Singaporean/PR
S$
Personal Loan

We found 23 Personal Loans for you!

Fits your search criteria
Lowest Interest Rate
Standard Chartered CashOne image
S$841
Per Month
Standard Chartered CashOne
From 0.90% p.a.
Interest Rate EIR* From 1.75% p.a.
S$10,090
Total Amount Payable
S$0
Processing Fee
MoneySmart Exclusive

Sign up via MoneySmart and claim:
Up to S$4,200 Cash OR 19,050 SmartPoints (enough to redeem Apple iPhone 17 Pro Max and more) T&Cs apply.

 

Bonus promotion:
- 1.00% cashback of your loan amount 
- Only applicable to loans over S$18,000 with a 3 to 5 year tenure
- New-to-card and new-to-loan customers only
T&Cs apply.

Valid till 15 Jun 2026

Reward Image
Campaign banner for Standard Chartered CashOne

APPLY NOW for Standard Chartered CashOne
on Standard Chartered's secure site
LOAN APPROVAL IN 60 SECONDS!
Trust Instant Loan image
S$842
Per Month
Trust Instant Loan
From 1.00% p.a.
Interest Rate* EIR From 2.28% p.a.
S$10,100
Total Amount Payable
S$0
Processing Fee
MoneySmart Exclusive

Sign up via MoneySmart and claim:
Up to S$1,700 Cash via PayNow OR 19,050 SmartPoints (enough to redeem Apple iPhone 17 Pro Max and more) T&Cs apply.

 

Bonus promotion:
- Use promo code: MONEYSMT
- Get S$10 FairPrice E-Vouchers 
- New-to-Trust customers only
 T&Cs apply.

Valid till 30 Jun 2026

Reward Image
Campaign banner for Trust Instant Loan

APPLY NOW for Trust Instant Loan
on Trust Bank's secure site
Quick Application via MyInfo, Instant Disbursement
HSBC Personal Loan image
S$844
Per Month
HSBC Personal Loan
From 1.30% p.a.
Interest Rate* EIR From 2.50% p.a.
S$10,130
Total Amount Payable
S$0
Processing Fee
MoneySmart Exclusive
Enjoy attractive interest rates from as low as 1.30% p.a. (EIR from 2.50% p.a.) and zero processing fees* for any loan amount!

Valid till 30 Jun 2026

Promotional banner for HSBC Personal Loan

APPLY NOW for HSBC Personal Loan
on HSBC's secure site
Instant Cash for UOB Account Holders
UOB Personal Loan image
S$842
Per Month
UOB Personal Loan
From 1.00% p.a.
Interest Rate* EIR From 1.93% p.a.
S$10,100
Total Amount Payable
S$0
Processing Fee
MoneySmart Exclusive

Sign up via MoneySmart and claim:
Up to S$1,700 Cash via PayNow OR 19,050 SmartPoints (enough to redeem an Apple iPhone 17 Pro Max and more)

 

And get your rewards in as fast as 4 weeks!
T&Cs apply.

Valid till 15 Jun 2026

Reward Image
Campaign banner for UOB Personal Loan

APPLY NOW for UOB Personal Loan
on UOB's secure site
Quick Application via MyInfo, Instant Disbursement
HSBC Personal Loan (For Renovation Needs) image
S$844
Per Month
HSBC Personal Loan (For Renovation Needs)
From 1.30% p.a.
Interest Rate* EIR From 2.50% p.a.
S$10,130
Total Amount Payable
S$0
Processing Fee
MoneySmart Exclusive
Enjoy attractive interest rates from as low as 1.30% p.a. (EIR from 2.50% p.a.) and zero processing fees* for any loan amount!

Valid till 30 Jun 2026

Promotional banner for HSBC Personal Loan (For Renovation Needs)

APPLY NOW for HSBC Personal Loan (For Renovation Needs)
on HSBC's secure site
No Fees, Flexible Borrowing
GXS FlexiLoan image
S$857
Per Month ²
GXS FlexiLoan
From 1.00% p.a.
Interest Rates ¹ EIR From 1.84% p.a.
S$10,288
Total Amount Payable
S$0
Processing Fee ²
MoneySmart Exclusive
Enjoy 1.88% OFF your interest rate (awarded as cashback) when you name your loan MSDEAL! T&Cs apply. 

Valid till 30 Jun 2026

Promotional banner for GXS FlexiLoan

APPLY NOW for GXS FlexiLoan
on GXS's secure site
Loan up to 8x monthly income
CIMB Personal Loan image
S$842
Per Month
CIMB Personal Loan
From 1.00% p.a.
Interest Rate EIR* From 1.94% p.a.
S$10,100
Total Amount Payable
S$0
Processing Fee
MoneySmart Exclusive
Enjoy attractive interest rates from as low as 1.% p.a. (EIR from 1.94% p.a.) and zero processing fees* for any loan amount!

Valid till 30 Jun 2026

Promotional banner for CIMB Personal Loan

APPLY NOW for CIMB Personal Loan
on CIMB's secure site
DBS Personal Loan image
S$846
Per Month
DBS Personal Loan
From 1.48% p.a.
Interest Rate* EIR From 3.22% p.a.
S$10,148
Total Amount Payable
From 1% of Approved Loan Amount
Processing Fee
MoneySmart Exclusive
Get 3% Unlimited Cashback on your approved loan amount, when you use promo code MONEYSMART and apply for a min. loan amount of S$10,000 with a min. 36 months loan tenure! T&Cs apply.

Valid till 31 Jul 2026

Promotional banner for DBS Personal Loan

APPLY NOW for DBS Personal Loan
on DBS's secure site
No lock-in period
GXS FlexiLoan (Balance Transfer) image
S$From S$100
Per Month
GXS FlexiLoan (Balance Transfer)
0% p.a.
Interest Rate ¹ EIR 4.13% p.a
S$10,000
Total Amount Payable
From 1.35%
Processing Fee ²

APPLY NOW for GXS FlexiLoan (Balance Transfer)
on GXS's secure site
Credible.sg Personal Loan image
S$921
Per Month
Credible.sg Personal Loan
From 10.50% p.a.
Interest Rate EIR* From 11.00% p.a.
S$11,050
Total Amount Payable
S$0
Processing Fee
MoneySmart Exclusive
Enjoy interest rates from 10.50% p.a. (EIR from 11.00% p.a.), loan up to 6x Monthly Income with flexible repayment options, and a simple online application process and same-day approval with increased chances of approval as Credible.sg evaluates your full financial history, not just your credit score!

Valid till 30 Jun 2026

Promotional banner for Credible.sg Personal Loan

APPLY NOW for Credible.sg Personal Loan
on Credible SG's secure site
Best Licensed Moneylender Personal Loan image
S$934
Per Month
Best Licensed Moneylender Personal Loan
12.12% p.a.
Interest Rate EIR* 12.82% p.a.
S$11,212
Total Amount Payable
10%
Processing Fee

APPLY NOW for Best Licensed Moneylender Personal Loan
on Best Licensed Moneylender's secure site
Cash Direct Licensed Moneylender Personal Loan image
S$930
Per Month
Cash Direct Licensed Moneylender Personal Loan
From 11.60% p.a.
Simple Interest Rate EIR* From 12.20% p.a.
S$11,160
Total Amount Payable
S$800
Processing Fee

APPLY NOW for Cash Direct Licensed Moneylender Personal Loan
on Cash Direct's secure site
Trillion Credit Solutions Personal Loan image
S$1,055
Per Month
Trillion Credit Solutions Personal Loan
From 26.60% p.a.
Interest Rate EIR* From 30.09% p.a.
S$12,660
Total Amount Payable
S$1,000
Processing Fee

Read More about Trillion Credit Solutions Personal Loan
Friday Finance Personal Loan image
S$921
Per Month
Friday Finance Personal Loan
From 10.56% p.a.
Interest Rate EIR* From 11.09% p.a.
S$11,056
Total Amount Payable
S$800
Processing Fee

Read More about Friday Finance Personal Loan
Maribank Instant Loan image
S$844
Per Month
Maribank Instant Loan
From 1.28% p.a
Interest Rate EIR* From 1.92% p.a.
S$10,128
Total Amount Payable
S$0
Processing Fee

Read More about Maribank Instant Loan
Citi Quick Cash Program with Ready Credit image
S$863
Per Month
Citi Quick Cash Program with Ready Credit
From 3.45% p.a.
Interest Rate EIR From 6.50% p.a.
S$10,356
Total Amount Payable
S$0
Processing Fee

Read More about Citi Quick Cash Program with Ready Credit
DBS Eco-aware Renovation Loan image
S$874
Per Month
DBS Eco-aware Renovation Loan
From 4.88% p.a.
Interest Rate EIR* From 5.96% p.a.
S$10,488
Total Amount Payable
S$200
Processing Fee (Approved Loan)

Read More about DBS Eco-aware Renovation Loan
DBS Renovation Loan image
S$876
Per Month
DBS Renovation Loan
From 5.08% p.a.
Interest Rate EIR* From 6.16% p.a.
S$10,508
Total Amount Payable
S$200
Processing Fee (Approved Loan)

Read More about DBS Renovation Loan
OCBC ExtraCash Loan image
S$880
Per Month
OCBC ExtraCash Loan
From 5.42% p.a.
Interest Rate* EIR From 10.96% p.a.
S$10,554
Total Amount Payable
S$100
Processing Fee

Read More about OCBC ExtraCash Loan
Maybank CreditAble Term Loan image
S$857
Per Month
Maybank CreditAble Term Loan
2.86% p.a.
Interest Rate EIR From 5.24% p.a.
S$10,286
Total Amount Payable
S$0
Processing Fee Waived for Online

Read More about Maybank CreditAble Term Loan

Disclaimer: At MoneySmart.sg, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.