OCBC ExtraCash Loan offers hassle free application via MyInfo for customers who have an OCBC EasiCredit/ Credit Card. Interest rates range from 5.42% to 13.14% based on your tenure and income.
5.43%
Interest Rate*
S$11,629
Total Amount Payable
S$100
Processing Fee
Quick Facts
Best For
Easy application via MyInfo
Loan Approval Time
Instant approval (if you have a OCBC credit card/EasiCredit and apply via MyInfo)
Loan Disbursement
Instant cash disbursement (if you have a OCBC credit card/EasiCredit and apply via MyInfo)
Guaranteed Interest Rate?
Yes
Expert Tips
When applying for this OCBC personal loan, make sure that you have access to a printer. You will need to print and send the completed forms to OCBC afterwards.
All Details
Loan tenure from 12 to 60 months
Borrow up to 6x monthly salary for annual income S$120,000 and above, 4x monthly salary for annual income S$30,000-S$119,999 and 2x monthly salary for annual income S$20,000-S$29,000
Make repayments easily via online or Mobile Banking funds transfer, cheque deposit or cash deposit machine
Easy ways to manage your account with Online and Mobile banking
Total Interest Payable
S$1,629
Monthly Payment
S$323
Total Amount Payable
S$11,629
Processing Fee
S$100
Effective Interest Rate
11.47%
Annual Interest Rate
5.43%
Approval Duration
Immediate
Citizenship
Singaporean/Pr
Principal Loan Amount
S$10,000
Loan Tenure
3 Years
Minimum Annual Income
S$30,000
Maximum Loan Tenure
5 Years
Citizenship Status
Singaporean / PR
Age Requirement
21 years old and above
Employment Status
Salaried Employee, Variable/Commission-based Employees or Self Employed
Minimum Annual Income
S$30,000
Processing Fee
1%
Restructuring Fee
3% of outstanding loan amount
Late Payment Fee
S$80
Partial Repayment Penalty
3% of amount to be repaid (S$1,000 minimum repayment)
Full Repayment Penalty
3% of amount to be repaid (S$1,000 minimum repayment)
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