HSBC Renovation Loan

HSBC Renovation Loan

HSBC Renovation Loan

HSBC Renovation Loan

Per MonthS$296
Apply Now
Back to all Personal Loan
Quick Application via MyInfo, Instant Disbursement
If you need to borrow a large amount but cannot afford a big monthly repayment, consider the HSBC Renovation Loan offers the longest loan tenure (7 years!) in Singapore. You do not need an HSBC account or credit card to apply for this loan; however, it can take up to 5 days to approve the loan.
From 2.20% p.a.
Interest Rate*
S$10,660
Total Amount Payable
S$0
Processing Fee
MoneySmart Exclusive

Get up to S$1,100 Cash via PayNow or earn up to 13,320 SmartPoints! Use SmartPoints earned to redeem any product of your choice from our Rewards Store! T&Cs apply.

Valid until 31 Jul 2025 - See more details below

Are you eligible?

    • Promotion is valid from 05-July-2025 till 31-July-2025.

    • Customers must apply through MoneySmart to be eligible

    • Receive your rewards when you get approved for a min. loan amount of S$8,000 with a min loan tenure of 3 years. T&Cs apply.

    • Provide HSBC their consent to receive marketing and promotional materials from HSBC at the time of submitting their application

What you need to know

  1. Log into your MoneySmart account and submit your claim by 30th August 2025

  2. S$8,000 - S$9,999 Loan Size:
    Incentive : 1,000 SmartPoints (redeemable for 3,000 KrisFlyer Miles in the Rewards Store)

  3. S$10,000 - S$14,999 Loan Size:
    Incentive : S$150 Cash via PayNow or 1,500 SmartPoints
    (redeemable for TTRacing Duo V3 Gaming Chair worth S$219 in the Rewards Store)

  4. S$15,000 - S$19,999 Loan Size:
    Incentive : S$225 Cash via PayNow or 2,500 SmartPoints
    (redeemable for Hinomi Q1 Ergonomic Chair worth S$499 in the Rewards Store)

  5. S$20,000 - S$29,999 Loan Size:
    Incentive : S$300 Cash via PayNow or 4,030 SmartPoints
    (redeemable for Apple AirPods Pro 2 worth S$349 in the Rewards Store)

  6. S$30,000 - S$49,999 Loan Size:
    Incentive : S$450 Cash via PayNow or 6,140 SmartPoints
    (redeemable for Apple iPad 11th Gen worth S$499 in the Rewards Store)

  7. S$50,000 - S$79,999 Loan Size:
    Incentive : S$700 Cash via PayNow or 8,545 SmartPoints
    (redeemable for Sony PS5 SLIM Disc worth S$799 in the Rewards Store)

  8. S$80,000 and above Loan Size:
    Incentive : S$1,100 Cash via PayNow or 13,320 SmartPoints
    (redeemable for Apple iPhone 16 128GB worth S$1,299 in the Rewards Store)

  9. Please note that rewards will typically be fulfilled approximately 4 - 5 months after the end of the campaign month (31 July 2025).

  10. * Enjoy the promotional interest rates from as low as 2.20% (EIR from 4.00%) with no processing fee

T&Cs
FAQ
Claim Form

Quick Facts

Loan Approval Time

1 minute in-principle approval

Loan Disbursement

3 to 5 business days

All Details

Back to all Personal Loan

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Per Month
S$296
Apply Now