DBS personal loans are easy to apply for if you are already a DBS/POSB customer. You can apply for it through internet banking and get it with minimal fuss - approval is instant, and the cash is disbursed immediately. But if you are not an existing customer, you will need to apply for a DBS/POSB credit card and savings account, so do this only if you are not in a rush to get the loan. You can apply for a DBS/POSB credit card and/or a savings account through MoneySmart as well.
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Quick Facts

Best For

Seamless application journey.

Loan Approval Time

Instant approval (if you have a DBS/POSB credit card + savings account)

Loan Disbursement

Instant cash disbursement

Guaranteed Interest Rate?

No, interest rate is adjusted based on your risk profile

Expert Tips

The actual interest rate for a DBS/POSB personal loan is personalised based on your risk profile and credit history. You may get a higher interest rate when you apply for the loan. Also, note that foreigners get only 1 to 2 years loan tenure.

All Details

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