DBS has a suite of home loan packages for different housing needs. Unlike other banks, DBS has a Fixed Deposit Home Rate, or FHR. In lieu of SIBOR-linked rates, they introduced this board rate that’s based on their Singapore dollar fixed deposit rate rather than the interest rates offered by other banks. Because of this pioneering move, DBS remains attractive to home buyers in Singapore.
Get up to $500 worth of Takashimaya vouchers when you apply for your home loan through MoneySmart!
DBS offers fixed and floating home loan rates for private property. However, these rates only apply to residential properties in Singapore with a minimum loan amount of $100,000.
If you plan to purchase a residential property under construction, DBS Home Loan offers a floating rate package without lock-in at 2.07%. This is computed based on FHR8 + 1.12% p.a.
You can use our Progressive Payment Calculator to find out how much you need to pay at each stage of construction.
The enhanced HDB Home Loan has a 5-year fixed rate package. This means you’ll get to enjoy a fixed interest rate of 2.5% for 5 years. On top of that, you’ll be covered for sudden loss of income or unexpected events through DBS Home Payment Care.
Leave your home loan research to us and we’ll break it down for you in simple terms. Our Mortgage Specialist will contact you directly so you can save time for other important things in life.
Feeling so spoilt for choice you can't decide? Settling for the first option is like being forced to marry the first person you come across on a dating app. Don’t feel pressured. We compare across all banks in Singapore to ensure that you get the best deals.
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Get up to S$500 Takashimaya Vouchers when you apply for your Home Loan through us.
Before you get too excited about getting your own home, make sure that your documents are complete and correct. Then leave everything to us and we’ll get the ball rolling.
Sit back, relax and compare. We’ll give you a comprehensive list of home loan packages that you can choose from. Our team of Mortgage Specialists will advise you on the next steps upon receiving the Letter of Offer from the bank.
If you decide to cancel the loan after signing the Letter of Offer, you’ll be required to pay 0.75% of the undisbursed loan amount.