Optional Enhancement*

Building Coverage

*

Premiums depends on property type and/or Construction Floor Area

^S$50,000

Content Coverage

^S$500,000

Family Worldwide Personal Liability

All Details

• Key Features

  • Coverage for both Home Owner and Tenant.

  • Coverage for HDB, Condo and Landed.

  • Receive your claims payout via PayNow

  • Add-ons for extra protection

  • Purchase plan directly online

  • Emergency Home Assistance Helpline 24/7.

  • Emergency cash allowance when your home is uninhabitable.

  • Coverage for repair of burst pipes and tracing the source of water leakage. (Only available for Home Standard and Home Plus plans)

Building

Scope of Risk (buildings)	Insured Perils
Basis of Claims	Average loss
Building	Up to S$1,000,000
(Optional Enhancement)*
*premium depends on property type and/or Construction Floor Area
Fitting & Fixtures	S$100,000
Renovations	S$100,000
Additional Renovations (Optional Enhancement)*	S$5.45 per S$10,000 sum insured (Up to S$200,000)
HDB
Condo
Landed Property

Contents

Scope of Risk (contents)	Insured Perils
Household Contents	S$50,000
Additional Household Contents (Optional Enhancement)*	S$25.28 per S$10,000 sum insured (Up to S$200,000)
* Applicable if shown on your policy schedule.

Extended benefits (Contents)

Alternate Accommodation	S$12,000
/Loss of Rent	max $1,000 per week for up to 12 weeks
Removal of Debris	Up to 5% of Sum Insured under Household Contents, Renovations and/or Building Section
Capital Additions	Up to 10% of Sum Insured under Household Contents, Renovations and/or Building Section
Professional Fees	Up to 10% of Sum Insured under Household Contents, Renovations and/or Building Section
Conservancy Charge	S$500 per month
(Up to a maximum of 3 months)
Accidental breakage of mirrors and fixed glass	S$500
Loss of/or damage to contents while being temporarily removed from the premises	S$5,000
(Up to S$500 per article)
Replacement of locks and keys	N/A
Optional cover of Replacement Locks	Covers up to S$500
Deterioration of frozen food in the freezer or refrigerator	N/A
Optional cover of Food in Freezers	Covers up to S$500
Loss of Money	S$500
Loss of Personal Papers	N/A
Emergency Cash Allowance	S$750
Medical Expenses	S$2,000
Home Care Pack
(a) Repair of Burst Pipes and Expenses for Tracing and Accessing Water Leakage	S$500 (Excess S$300 for
each and every loss)
(b) Water Bill Reimbursement	S$250

Worldwide Personal Effects

Loss of Credit Card	S$500

Personal Liability

Worldwide Personal Liability	S$500,000
(Family Worldwide Liability)

Bill Relief Protector

Covers utilities bills in unforeseen events including retrenchment	S$1000 per month
(Up to a maximum of 3 months)

Personal Accident

Personal Accident	S$2,000
Accidental death of Theft of Pedigree Pet	N/A
24 Hour Emergency Home Assistance

Optional Benefits

Customize Building coverage	Premium depends on property type and/or Construction Floor Area
Covers loss or damage to the physical structure of your home.
Customize Content coverage	S$25.28 per S$10,000 sum insured
(Increase the sum insured of household contents from S$10,000 up to a maximum of S$200,000 on top of your selected plan)
Additional Renovations	S$5.45 per S$10,000 sum insured
(Increase the sum insured of renovations from $10,000 up to a maximum of S$200,000 on top of your
selected plan)
Family Personal Accident	S$34.06
- Worldwide cover of up to S$50,000 for you and your family, - Covers up to S$3,000 for home modification costs to aid mobility due to accidental injury.
Replacement Locks	S$20.44
- Covers up to S$500 if your keys are accidentally lost or stolen.
Family Cyber Risk Protector	S$46.27
- Covers up to S$3,000 for actual loss as a result of identity theft
- Covers up to S$3,000 for dispute with online retailers.
Bicycle/PMD	S$20.44
- Covers up to S$300 for loss or accidental damage to your bicycle or personal mobility device.
Food in Freezers	S$20.44
- Covers up to S$500 for loss or damage to food stored in a freezer.

Rewards Redemption Documents

Claim Form	Claim Here
Terms & Conditions	Check Eligibility

Plan Materials

Brochure URL	Read Now
Policy Wording	Read Now