Optional Enhancement*

Building Coverage

*

Premiums depends on property type and/or Construction Floor Area

^S$35,000

Content Coverage

^S$500,000

Family Worldwide Personal Liability

All Details

• Key Features

  • Coverage for both Home Owner and Tenant.

  • Coverage for HDB, Condo and Landed.

  • Receive payouts via PayNow for fuss-free claims.

  • Add-ons for extra protection.

  • Purchase plan directly online.

  • Emergency Home Assistance Helpline 24/7.

  • Emergency cash allowance when your home is uninhabitable.

Building

Scope of Risk (buildings)	Insured Perils
Basis of Claims	Average loss
Building	Up to S$1,000,000
(Optional Enhancement)*
*premium depends on property type and/or Construction Floor Area
Fitting & Fixtures	S$75,000
Renovations	S$75,000
Additional Renovations (Optional Enhancement)*	S$5.45 per S$10,000 sum insured (Up to S$200,000)
HDB
Condo
Landed Property

Contents

Scope of Risk (contents)	Insured Perils
Household Contents	S$35,000
Additional Household Contents (Optional Enhancement)*	S$25.28 per S$10,000 sum insured (Up to S$200,000)
* Applicable if shown on your policy schedule.

Extended benefits (Contents)

Alternate Accommodation	S$12,000
/Loss of Rent	max $1,000 per week for up to 12 weeks
Removal of Debris	Up to 5% of Sum Insured under Household Contents, Renovations and/or Building Section
Capital Additions	Up to 10% of Sum Insured under Household Contents, Renovations and/or Building Section
Professional Fees	Up to 10% of Sum Insured under Household Contents, Renovations and/or Building Section
Accidental breakage of mirrors and fixed glass	N/A
Loss of/or damage to contents while being temporarily removed from the premises	S$5,000
(Up to S$500 per article)
Replacement of locks and keys	N/A
Optional cover of Replacement Locks	Covers up to S$500
Deterioration of frozen food in the freezer or refrigerator	N/A
Optional cover of Food in Freezers	Covers up to S$500
Loss of Money	N/A
Loss of Personal Papers	N/A
Emergency Cash Allowance	S$500
Medical Expenses	S$1,000
Fatal Injury Benefit	S$1,000

Worldwide Personal Effects

Loss of Credit Card	N/A

Personal Liability

Worldwide Personal Liability	S$500,000
(Family Worldwide Liability)
Tenant’s Liability	S$50,000

Bill Relief Protector

Covers utilities bills in unforeseen events including retrenchment	N/A

Personal Accident

Personal Accident	S$1,000
Accidental death of Theft of Pedigree Pet	N/A
24 Hour Emergency Home Assistance

Optional Benefits

Customize Building coverage	Premium depends on property type and/or Construction Floor Area
Covers loss or damage to the physical structure of your home.
Customize Content coverage	S$25.28 per S$10,000 sum insured
(Increase the sum insured of household contents from S$10,000 up to a maximum of S$200,000 on top of your selected plan)
Additional Renovations	S$5.45 per S$10,000 sum insured
(Increase the sum insured of renovations from $10,000 up to a maximum of S$200,000 on top of your
selected plan)
Family Personal Accident	S$34.06
- Worldwide cover of up to S$50,000 for you and your family, - Covers up to S$3,000 for home modification costs to aid mobility due to accidental injury.
Replacement Locks	S$20.44
- Covers up to S$500 if your keys are accidentally lost or stolen.
Family Cyber Risk Protector	S$46.27
- Covers up to S$3,000 for actual loss as a result of identity theft
- Covers up to S$3,000 for dispute with online retailers.
Bicycle/PMD	S$20.44
- Covers up to S$300 for loss or accidental damage to your bicycle or personal mobility device.
Food in Freezers	S$20.44
- Covers up to S$500 for loss or damage to food stored in a freezer.

Plan Materials

Brochure URL	Read Now
Policy Wording	Read Now