Get up to S$150 worth of HomeCare Services, thrice a year, for everyday emergencies such as lock smith, electrical assistance, plumbing, pest control and air-conditioner repair services.
This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact AIG Asia Pacific Insurance Pte. Ltd. or visit the AIG, GIA or SDIC websites.
Scope of Risk (buildings)
Insured Perils
Basis of Claims
Average loss
Building
S$85,000
HDB
Condo
Landed Property
Loss of Rent
S$17,000
20% of the total sum insured on the building
Scope of Risk (contents)
All risk within location
Household Contents
S$20,000
Alternate Accommodation
S$4,000
Up to 10% on the sum insured for the building, 20% on the sum insured for contents, or $20,000, whichever is lower
Accidental breakage of mirrors and fixed glass
Loss of/or damage to contents while being temporarily removed from the premises
S$4,000
Up to 20% of your content sum insured or $50,000, whichever is lower
Replacement of locks and keys
S$500
Deterioration of frozen food in the freezer or refrigerator
S$250
Loss of Money
S$500
Replace or Repair of damaged home security system due to theft
S$1,000
Replenishing Firefighting Appliances used or destroyed as a result of fire
S$500
Medical expenses due to injury from theft or robbery within premise
S$500
per occurence
Monetary Loss or Damage suffered by you due to ATM assault
S$1,000
per occurence
Worldwide Personal Liability
S$1,000,000
Covers utilities bills in unforeseen events including retrenchment
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