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Raffles Shield is an integrated shield plan by Raffles Medical Group. It is fairly new as it was only launched in 2018. Overall, Raffles Shield offers competitive premiums relative to the coverage it provides. Benefits of Raffles Shield includes coverage for hospitalisation, pre and post hospitalisation treatment and additional benefits such as accidental inpatient dental treatment benefit. One key feature of Raffles Shield would be its Raffles Hospital option which allows those under their A plan to have private hospital service from Raffles Hospital despite plan A covering up to class A wards only. This helps customers save money as compared to getting a private hospital plan.
|Hospital ward||Annual coverage limit|
|Private||Private hospital||$1,500,000 (for panel hospitals), $600,000 (for non-panel hospitals)|
|A||Class A ward||$600,000|
|B||Class B1 ward||$300,000|
|Standard||Class B1 ward||$150,000|
For the integrated shield plan, you can opt to add-on riders to further reduce your out-of-pocket costs. For Raffles Shield, there is only one rider available that you can add called Raffles Key Rider. The perks of this rider is as follows: